Travel Insurance Singapore Starting @ ₹25.6 Per Day

Features 

Benefits 

Comprehensive Coverage- TATA AIG Singapore travel insurance plans offer comprehensive coverage, ensuring travellers are adequately protected. It includes assistance for medical emergencies, baggage loss/delays, passport loss, flight-related issues and much more.

Simple Online Purchase Process- Purchasing a TATA AIG insurance plan is simple and paperless, adding convenience and ease for our customers. You can complete the purchase process in a few steps sitting at home.

Expedited Claim Settlement- Our claim settlement process is quick and hassle-free. Once you initiate a claim, we settle it in 30 to 45 days. If there is a delay beyond 45 days from our end, we shall pay interest @ 2% of the bank rate.

Automatic Policy Extension Facility: Our Singapore travel insurance plans also include an automatic policy extension feature, which means your policy benefits will be extended for 7 days in case you are unable to return to India within the policy duration due to medical or other reasons.

Coverage for Family Members- If you are travelling with your family, you need not purchase separate insurance for each family member. TATA AIG travel insurance offers coverage for family members, including your spouse and children.

Affordable Plans- TATA AIG offers travel insurance for Singapore at the most affordable price, ₹ 25.6 per day. Thus, you do not have to spend a hefty amount to secure yourself on a trip abroad.

TATA AIG offers affordable and broad coverage travel insurance SG so you can enjoy your trip thoroughly. When you opt for our travel insurance plan, you get coverage for various aspects of your trip, including medical, baggage, passport, flight, and so on.

*The exact amount varies as per the plan chosen.

Whether you are travelling alone or with your family and need single-trip or multi-trip coverage, TATA AIG offers various types of Singapore travel insurance to fulfill your requirements.

Are you searching for an answer to the question, “is travel insurance mandatory for Singapore?” Let us tell you that travel insurance is not mandatory when travelling to Singapore. However, it is highly recommended, given the robust medical, travel and other benefits. 

TATA AIG India-Singapore travel insurance plans are available for all travellers. However, you must fulfill some eligibility requirements:

• Individuals must be between 12-80 years of age to be eligible for multi-trip insurance.
• Senior citizen insurance plans are applicable to adults over 71 years.
• Students must be between 16-35 years of age to be eligible for student insurance plans.

For single-trip insurance, the minimum age criteria is 3 months.

You can quickly purchase travel insurance for Singapore in a few simple steps as follows:

1. Navigate to the official website of TATA AIG on your browser.
2. Under Travel Insurance, select “Singapore” as the country. Then, click the “Get Plan” button.
3. Provide the details and select a suitable plan that fits your requirements and budget. 
4. Choose the payment method from the page and pay the premium amount. We shall issue the policy instantly.

AT TATA AIG, we ensure a hassle-free and simple claim process to avoid burdening you in difficult times. To do so, we have collaborated with Europe Assistance India to manage the claims for Singapore travel insurance from India.

● Contact TATA AIG to make a claim intimation: Contact our team at the earliest and inform them about the incident. You can contact us on the following.

❖ Phone Number: +91 – 022 68227600

❖ Email - EA.TATAclaims@europ-assistance.in 

● Guide us Through the Required Information: We may require some essential details to take your claim forward. Provide us with the following details:

❖ Travel Insurance policy number

❖ Details of the incident/emergency

❖ Claim support documents, such as medical reports, doctor’s diagnoses, bills and invoices, etc.

● Document Submission: Submit all the documents via email so we can register and verify the claim for further processing.

● Claim Settlement: After successful verification of the incident and documents, we shall reimburse the amount as per the policy terms and conditions. 

Documents Needed to Buy Singapore Travel Insurance 

•  Identification documents: Aadhar card, Voter ID, Driver’s licence, PAN card. 
•  Address Proof: Aadhar card, Voter ID card, rental agreement or utility bills.
•  Income Proof: Paycheck, tax return or salary slip. 

Documents Required to Claim Travel Insurance for Singapore 

• Claim Form: You must fill out and submit an overseas travel claim form with the exact details of the incident or emergency.
• Medical Report/Doctor Diagnoses: If it is a medical emergency claim, you must submit all the medical reports and diagnoses made by the doctor, including the treatment and medicine expenses.
  Police Report/FIR: In case of other incidents, you must also submit the police report, FIR copy, etc.
• Copy of Policy Documents: A copy of your Singapore international travel insurance from India is also required for claim acceptance.
• Passport and Visa: You must also submit copies of your passport and visa for identity purposes while making an insurance claim. A copy of the new and old passport may also be required if you are filing a claim for loss of passport.
• Original Bills and Invoices: Submit the original hospital bills, medicine invoices, etc.
• Other Documents: You may also have to submit documents such as flight ticket copies, airline confirmation for flight cancellations, witness statements (third-party liability) and so on.
   

Emergency Medical Coverage 

• Coverage for expenses related to accident and sickness, including hospitalisation expenses, daycare, tele-medical OPD treatment, etc., as per the plan chosen.
• It includes the sum insured in case of death/dismemberment if the insured dies due to an accident while on the trip.
• Reimbursement of expenses for repatriating the mortal remains of the insured back to India.
  Reimbursement of emergency medical dental expenses.
• Expenses for medical evacuation of the insured to the hospital or back to India for treatment.
  COVID-19 cover

Non-Medical Coverage 

• Reimbursement of expenses of necessary personal belongings in case your baggage is delayed or misdirected by the airlines.
• Coverage for loss of baggage and belongings if the baggage is lost due to theft, misdirection, or non-delivery by the common carrier.
• Covers the necessary expenses for getting a new/duplicate passport if you lose your passport.
  Disaster allowance for hijack incidents.
• Flight insurance Singapore includes reimbursement of additional expenses due to flight cancellation or delay.
• Bounced booking reimbursement for hotel and airline tickets.
  Reimbursement for loss due to home burglary. 

Personal Liability Coverage 

• Reimbursement of expenses for payment towards third-party liability for damage to life, property or asset.
• It covers legal expenses incurred in connection with third-party liability.

Medical Exclusions

• Medical expense reimbursement will be excluded if the insured travels against the doctor’s advice.
• Excludes expenses for treatment of pre-existing diseases, sexually transmitted diseases, mental disorders, etc.

Non-medical Exclusions

• Losses occurring due to civil war, invasion, use of military, etc.
• Any injury or loss due to participation in crime, riots or civil commotion is excluded.
• Serving in the military forces
• Losses due to acts of terrorism, use of nuclear materials, radiation, radioactive contamination, etc.

Legal exclusions

• Treatment expenses in case of suicide attempt, self-inflicted injuries, etc.
• Any loss or damage due to intoxication
• Complications or loss due to hazardous occupation, etc.

The right travel insurance is all it takes to enjoy your trip to Singapore, as you do not have to worry about any unexpected events. Here are some factors to consider if you want to buy efficient travel insurance.

• Compare Travel Insurance Singapore- It is recommended to compare all the options available before buying insurance so you can find the right one without compromising the coverage and budget.

• Pay Attention to Inclusions and Exclusions- To choose the best travel insurance, pay special attention to the inclusions and exclusions. Assess what emergencies are covered and what is not covered. You may require add-on purchases to include some emergencies that are otherwise not included, such as coverage for adventure and sports activities.

• Assess the Coverage- The medical and other facilities in Singapore are expensive. Thus, you must assess the coverage that you require. For instance, the Asia Guard insurance plan offered by TATA AIG comes with accident and sickness coverage from $50,000- $2,00,000. You can choose a plan that suits your requirements.

• Cost Efficiency- It is essential to choose an insurance plan that balances the premium cost and coverage. Opting for the cheapest travel insurance in Singapore may save you money, but it may not offer coverage for a crucial emergency. 

• Company Reputation & Claim Settlement- Company reputation and the claim settlement ratio also play a significant role when you want to buy travel insurance. Choose a credible company with a high claim settlement history so you can enjoy your trip with peace of mind.

Also Read: What is Singapore Famous For? 

Indians who want to visit Singapore must apply for a visa, depending on the purpose of the visit. There is no provision for visa-on-arrival Singapore. Hence, you must obtain a pre-approved visa through the Evisa facility, which is fast and convenient.

Types of Singapore Visa for Indians 

Since the restrictions have been relaxed, there are no specific Singapore COVID guidelines for Indian tourists. Hence, one can easily apply for a visa and visit this beautiful nation for work, leisure, etc.

• Tourist Visa- Tourist visa allows Indians to visit Singapore for tourism and leisure purposes. The validity of a tourist visa is for 30 days, which allows the visitors to explore the country.

• Business Visa- A business visa enables you to visit Singapore for business purposes, such as meetings, conferences, seminars, negotiations, etc. It is known as EntrePass and has a validity of one year.

• Student Pass- This is a type of visa for students who have been accepted in Singapore educational institutes for full-time academic courses.

 Singapore Visa Fees 

The cost of a Singapore tourist visa and business visa is 30 Singapore dollars (S$30). Students can obtain a separate student pass to study in Singapore, which includes a fee of S$ 60 for pass issuance and S$ 30 for a multiple-visit student visa. 

You must pay this fee through the Authorised Visa Agents (AVA) when applying for the visa. The visa fees also include a service charge.

Also Read: Singapore Visa from India

Visitors can apply for a Singapore visa online through the Authorised Visa Agents (AVA) or a local sponsor with a SignPass account.

• Through Authorised Visa Agent 

1. Visit the AVA website through which you wish to apply.
2. Choose the type of Singapore visa you wish to apply for.
3. Submit the documents as required and pay the fees online.
4. The AVA will verify and forward your application to the Embassy.
5. Once the Embassy approves your application, you will receive the visa.

• Singapore Visa Application: Through Local Sponsor 

1. Your local sponsor must register using the E-services portal. If he already has an account, he can log in using the credentials or the app QR code.
2. Enter the applicant’s details and save them.
3. Upload the applicant’s photograph and click next.
4. Agree to the checkboxes and proceed to the payment page.
5. Select the payment method and download a copy of the payment receipt. Save the acknowledgement in the system as it contains the reference number.
6. You may check the application status using the SAVE website.

Also Read: Documents Required for Singapore Visa

Singapore is a year-round destination for tourism. However, since the climate remains hot and humid throughout the year, you can choose the best time based on what you would want to do there. The best time to visit Singapore is during the shoulder season (January-May) as there is less tourist crowd and the rainfall also declines.

• Garden by the Bay- A nature park and a plant conservatory, Garden by the Bay is one of the top places to visit in Singapore. It consists of vast expanses of herbal plants, unique flowers, grasses and fragrant trees. There are many sub-gardens, a themed horticulture park, a children’s park and the famed Supertree Grove.

• Universal Studios- This is one of Singapore’s top attractions. The place features a theme park, filmy rides, a marine life park, a maritime interactive museum and aquarium and a festive stroll. It is a fantastic place for water lovers as it consists of a water park, too.

• SEA Aquarium, Sentosa- It is one of the largest aquariums globally, housing over 1,00,000 underwater species such as Leopard sharks, Seadragons, Parrotfish and much more. You can hire a tour guide and get a dolphin encounter at this captivating museum. Swimming with the dolphins and interacting with them is one of the best things to do in Singapore.

• Night Safari- Another unique and mesmerising experience in Singapore is the night safari. You will find many animals and zones during this night's safari that will leave you awestruck. You can explore 5 different zones, such as the east-lodge trail, fishing cat trail, Leopard trail and wallaby trail.

• Merlion Park- Here, you can witness the famous Merlion statue, which is a half lion and half mermaid.  Merlion Park is located in the city centre and attracts visitors from all over the world. The statue is 8.6 m high and weighs 70 tonnes.

F1 Track- Thrill seekers, especially Formula 1 lovers, can enjoy thoroughly at the F1 track.  You can get behind the wheel and enjoy an adventurous ride on the tracks and test your driving skills.  It is also called the Marina Bay Street Circuit and lets you choose a ride such as Ferrari California, Lamborghini Gallardo Spyder, Lamborghini Huracan, and many other exciting ones.

Currency and Foreign Exchange 

Singapore’s official currency is the Singapore Dollars, denoted by SGD or S$. You can get coins in denominations of 5, 10, 20, 50 cents and 1 SGD. Notes are available in the denominations 2, 5, 10, 15, 100, 1000 SGD. Travellers can get the currency exchanged in India and carry some SGD, as it may prove helpful while they are travelling.
However, the Singapore dollar to Indian rupee exchange rates fluctuate from time to time. Hence, it is advisable to check the rate while exchanging.

Embassy Information 

Note that there is no Indian consulate in Singapore, only an Embassy.

Also Read: Singapore Embassy in India

Emergency Contact Numbers 

List of Singapore International Airports

• The Changi Airport is Singapore’s main passenger airport.

Safety and precautionary Measures

• Singapore cuisine often contains gluten. Hence, one must be careful before consuming any food if you are allergic to it.
• Avoid littering and smoking, as you may be fined instantly. Chewing gum is illegal in Singapore.
• Keep your personal and valuable belongings, such as your passport, safe.
• Avoid any action that may count as molestation, as it leads to fines, imprisonment and caning.
• Drinking alcohol in public places besides at a restaurant is illegal in Singapore. Hence, you must avoid it.
• Vapes and e-cigarettes are banned, so avoid taking them.
• Singapore is a tropical country with high temperatures. Hence, it is advisable to always wear sunscreen to avoid skin burns.
• Jaywalking is an offence here, and you will be charged a penalty for it.