Travel Insurance Thailand

Get comprehensive coverage with prices starting at ₹25.6* Per Day*
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*COVID-19 covered for International Travel Only

Thailand Travel Insurance

Thailand Travel Insurance secures your trip from various unexpected mishaps interrupting your trip. While travel insurance is not mandatory for Indian travellers, having broad coverage and financial support makes the trip more peaceful.

Secure your trip to the Land of Smiles and spend your time exploring its vibrant culture and beaches in peace with TATA AIG’s travel insurance for Thailand. With our customisable options, you can secure the perfect protection for you and your loved ones and make the most of your trip.

Fast Facts About Thailand

Capital Bangkok
International Airports Suvarnabhumi Airport (BKK) Phuket International Airport (HKT)
Visa on Arrival Available
Travel Insurance Optional
Best Time to Visit November to February
Currency Thai Baht (THB)
County Code 66

Why Us?

  • Visa Compliant Travel Insurance

  • ₹25.6 Starting Premium COVID-19 Coverage

  • Up to USD 200,000 Sum Insured+

  • 2-Minute Instant Policy Purchase

Why TATA AIG Travel Insurance for Thailand?

Instant Paperless Policy Purchase

With TATA AIG’s user-friendly and quick online process, receive your medical insurance for Thailand via email immediately after purchase.

Affordable Insurance Plans

Secure the cheapest travel insurance for Thailand by TATA AIG. Premiums start from just ₹25.6* per day, making it easily accessible.

24/7 Customer Support + Additional Assistance

The best travel insurance for Thailand provides 24/7 customer support throughout your Thailand trip, along with built-in additional claims assistance services.

COVID-19 Coverage*

Our Thailand travel insurance plans include coverage for COVID-19-related hospitalisation and emergency quarantine costs.

Also Read: Essential Things Covered By Your Travel Insurance

Key Features and Benefits of Travel Insurance by TATA AIG

Features and Benefits of Thailand Travel Insurance by TATA AIG Details of Advantages of TATA AIG Travel Insurance for Thailand
Affordable Plans Starting at ₹25.6 per day*
Discounts 15% and Above*
Sum Insured Up to USD 200,000+ Per Traveller (Single Trip) Up to USD 1,000,000* Per Traveller (Multi-Trip)
Plan Options 3 Variants - Silver, Silver Plus, Gold+
Medical Coverage Hospitalisations, OPD, Day Care and Surgical Treatments*
Cashless Benefits Available
Add-Ons Available (Separate + Bundled Covers)*
Claim Settlement Within 30 days
24/7 Customer Support Available
Additional Assistance Services Available
Automatic Policy Extensions Available for up to 15 days*

*TATA AIG Travel Insurance - International Plus, UIN: TATTIOP25045V022425

TATA AIG Travel Insurance – Asia, UIN: TATTIOP25042V052425; Plan Options: Silver Plus, Platinum, and Titanium

Please refer to the respective policy wording and brochures for further reading.

What Does Thailand Travel Insurance Policy Cover?

Travel Coverage

  • Baggage Loss/Delay: Compensation for permanently lost or delayed checked-in baggage during your journey.

  • Trip Cancellation/Interruption: Reimbursement for prepaid, non-refundable expenses if the trip is cancelled or interrupted due to covered reasons.

  • Loss of Passport: Our travel insurance for Thailand covers the cost of obtaining a duplicate or new passport for passport loss while travelling abroad.

  • Emergency Cash Transfers: Assists cash payments through credit cards, banks or consulates during emergencies.

Medical Coverage

  • Emergency Medical Expenses: Coverage for medical treatments and hospital bills during travel, up to $200,000 (Single trip) and $1,000,000 (Multi-trip).

  • Emergency Medical Evacuation: Covers emergency transportation to the nearest suitable medical facility.

  • Repatriation of Remains: Covers expenses for returning mortal remains to India in case of death during the trip.

  • 24/7 Support: Provides round-the-clock medical and travel assistance, including rebooking flights, arranging care and legal aid.

Legal Coverage

  • Personal Liability: Coverage for third-party claims related to accidental property damage or injuries caused by the traveller.

  • General Emergency Support: Translation services, consulate assistance and insurance coordination to ensure smooth handling of emergencies.

What Does the Thailand Travel Insurance Not Cover?

Travel-Related Exclusions

  • Claims for unattended belongings or negligence.

  • Travel to restricted or war-prone areas like Afghanistan or Cuba.

  • Loss or damage to shipped or mailed belongings.

  • Theft or loss of baggage is not reported to the police or local authorities within 24 hours.

  • Losses due to acts of terrorism, nuclear contamination or war.

  • Costs incurred due to involvement in riots, strikes or civil disturbances.

Medical Exclusions

  • Pre-existing medical conditions and any complications arising from them, unless life-threatening.

  • Self-inflicted injuries or accidents caused due to intoxication or substance abuse.

  • Routine medical check-ups, cosmetic surgeries and treatments unrelated to travel emergencies.

  • Travel medical insurance for Thailand does not cover pregnancy, childbirth and related complications.

  • Medical services or treatments deemed non-essential or not certified as necessary by a physician

  • Participation in hazardous activities like bungee jumping or scuba diving without proper coverage.

  • Loss caused during travel against medical advice or when obtaining planned medical treatment abroad​.

Legal Exclusions

  • Liability claims related to professional activities, employment or rented property.

  • Legal actions brought against family members or travel companions.

  • Travel insurance for Thailand excludes intentional violation of laws, illegal acts or resistance to arrest.

How to Buy Travel Insurance for Thailand From India?

  • Visit Website: Navigate to the official TATA AIG website and click "Travel Insurance".

  • Input Travel Details: Enter “Thailand” as your destination, trip dates and contact information.

  • Browse Plans: Review the 3 types of plans based on your needs for solo, family, student or senior citizen.

  • Customise Plan: Choose coverage amount, add-ons and features for tailored travel insurance for Thailand.

  • Complete Payment: Complete your KYC details, complete payment online and receive your policy via email.

Also Read: Travel Insurance Extension

How to Claim Travel Insurance for a Thailand Trip?

Steps for Online Claim Initiation

1. Visit Our Website: Go to our TATA AIG website and click on “Claims” in the header section. Notify us within 7 days of the incident.

2. Initiate Claim: Click on “Initiate Claim”, select the product type as “Travel”, and click “Next” to proceed.

3. Enter Details: Enter your policy number and fill out the claims form with the required documents within 30 days.

4. Claim Review: TATA AIG evaluates your claim and completes settlement within 30 to 45 days.

Reimbursement: Once your Thailand travel insurance claim is approved, we issue a settlement per your policy terms.

Contact Assistance

For queries related to filing claims for your travel insurance in Thailand, here is the contact information:

If you are filing claims while in India, here is the contact information:

Toll-Free No for MTNL/BSNL Landline Users: 1800 119966

  • Call: 1800 266 7780 or 1800 22 9966 (only for senior citizens)

  • Email: general.claims@tataaig.com

  • Write to: Tata AIG General Insurance company Limited A-501, 5th Floor, Building No. 4, Infinity Park, Gen. A. K. Vaidya Marg, Dindoshi, Malad (E), Mumbai, India - 400 097.

Documents Required for Filing Thailand Travel Insurance Visa Claims

  • Completed claim form provided by TATA AIG

  • Copy of your travel insurance policy

  • Medical bills or receipts for health-related claims

  • Proof of the incident (e.g., police report for theft, hospital report for medical emergencies)

  • Passport and visa details

  • Flight tickets or itinerary verifying your travel details

  • Additional supporting documents, depending on the nature of the claim

  • Ensure all necessary documents are ready to facilitate a smooth claim process with TATA AIG’s Thailand Travel Insurance.

Also Read: Top Common Reasons for Travel Insurance Claim Rejection

Thailand Entry Information for Indians

Do You Need a Visa for Thailand?

Yes, Indian citizens require a visa to enter Thailand, which can also be obtained upon arrival at the checkpoints. However, under the Visa Exemption Scheme, ordinary Indian passport holders can enter Thailand for tourism and short-term business engagements without a visa for up to 60 days. This exemption is effective until further notice.

Also Read: Thailand Visa for Indians

Thailand Visa Information

Visa Type Number of Entries Validity
Tourist Visa (TR) Single Entry Valid for 3 months; allows a stay of up to 60 days.
Tourist Visa (MT) Single Entry Valid for 3 months; allows a stay of up to 60 days for medical treatment.
Transit Visa (TS/S/C) Single Entry Valid for 3 months; allows a stay of up to 30 days.
Non-Immigrant Visa (B/ED/O) Single Entry Valid for 3 months; allows a stay of up to 90 days.
Non-Immigrant Visa (O-A) Multiple Entry Valid for 1 year; allows multiple stays of up to 1 year per entry.
Destination Thailand Visa (DTV) Multiple Entry Valid for 5 years; allows stays of up to 180 days per entry.

Also Read: Thailand Visa Fees for Indians

How to Apply for a Thailand Visa from India?

For stays exceeding 60 days or for purposes other than tourism, Indian travellers must apply for an appropriate Thailand visa. For the most accurate and up-to-date information, please refer to the official website of the Royal Thai Embassy
in New Delhi. The application process involves the following steps:

1. Determine Visa Type: Identify the visa category that aligns with your travel purpose, such as a Tourist Visa (TR) or a Non-Immigrant Visa.

2. Gather Required Documents: Collect necessary documents, such as a valid passport, completed visa application form, photographs, etc.

3. Book Appointment: Book an appointment at the Embassy or Consulate to apply physically.

4. Submit Thailand Visa Application: Visit on the appointment date to submit your application and pay the applicable fees. You can also complete the application online.

5. Collect Visa: Once approved, collect your visa and ensure all details are correct.

Please note that Thailand's e-Visa system has been implemented in India from 1 January 2025. Applicants can also apply online at the official Thailand e-visa
website.

Also Read: Thailand Visa Documents

Documents Required for Thailand Visa

  • Passport with validity of at least six months beyond your intended stay and at least two blank pages.

  • Passport with validity of at least six months beyond your intended stay and at least two blank pages.

  • Thailand visa application form

  • Two recent passport-sized colour photos with a white background.

  • Bank statements from the last six months with sufficient funds to cover your stay.

  • Confirmed return or onward flight tickets.

  • Proof of hotel reservations or a letter from a host in Thailand.

  • Policy covering medical expenses and emergencies during your stay.

  • A letter stating the purpose of your visit and the duration of your stay.

  • Depending on the visa type, you may need to provide employment letters, business invitations or educational enrollment letters.

Also Read: Thailand Visa Photo Size

Best Time to Visit Thailand

Season Months Ideal For
Peak Season November to February Beach activities, sightseeing and festivals like Loy Krathong.
Shoulder Season March to May Experience local festivals like Songkran (Thai New Year) and explore cultural sites.
Rainy Season June to October Lush landscapes, fewer crowds and budget-friendly travel.

Also Read: Best Time to Visit Bangkok

Best Places to Visit in Thailand

  • Bangkok: Explore the Grand Palace, Wat Arun and vibrant street markets. The city offers a lively experience through a blend of cultural heritage and modern attractions.

  • Phuket: Relax on picturesque beaches, enjoy water sports and experience nightlife at Patong Beach. The island is ideal for adventure seekers and leisure travellers alike.

  • Chiang Mai: Visit ancient temples like Wat Phra Singh and participate in cultural activities like Thai cooking classes and the famous Yi Peng Lantern Festival.

  • Krabi: Discover the Phi Phi Islands, Railay Beach and emerald-green waters. Krabi is known for its stunning limestone cliffs and serene landscapes.

  • Ayutthaya: Walk through the historical ruins of this UNESCO World Heritage Site, showcasing Thailand's ancient capital's rich history and architecture.

Also Read: Places To Visit In Thailand

Embassy Information and Emergency Contacts

Indian Embassy in Thailand Address Contact Number Email Address
The Indian Embassy in Thailand is located at: 46, Sukhumvit Soi 23, Bangkok 10110, Thailand +66-2-258-300/6 info.bangkok@mea.gov.in 

Local Emergency Numbers

Police 191
Ambulance/Medical Emergency 1669
Fire Department 199
Tourist Police 1155
Government 1111

List of Thailand International Airports for VoA

Indian travelers can get a Visa on Arrival at the following International Thailand airports:

Thailand Airports Code
Suvarnabhumi Airport, Bangkok BKK
Don Mueang International Airport, Bangkok Bangkok
Phuket International Airport, Phuket HKT
Chiang Mai International Airport, Chiang Mai  CNX
Krabi International Airport, Krabi KBV
Samui International Airport, Surat Thani USM
Hat Yai International Airport HDY
U-Tapao Rayong Pattaya International Airport, Phla UTP

Things to Know About Thailand

  • Clothing and Attire: Respect local customs, including dress codes at temples and religious sites. While visiting religious places, cover your shoulders and wear modest, loose-fitting clothes.

  • Weather: Familiarise yourself with weather conditions, especially during the monsoon season, to plan activities safely. Thailand has tropical weather with heavy rains from May to October.

  • Local Crimes: Be careful in tourist hotspots for pickpocketing and other petty frauds. Avoid visiting red-light areas in major cities as they are more prone to scams and drugging.

  • Local Laws: Stay informed about Thailand tourist information and local laws, particularly regarding drugs and restricted areas. Always carry your passport, as the police can ask tourists for ID at any time.

  • Language: Thai is the most widely spoken language in Thailand. However, English is also spoken fluently in tourist areas such as Bangkok and Chiang Mai. Thus, it is easy to get by.

Also Read: Budget Trip For Thailand

Disclaimers:

*TATA AIG Travel Insurance - International plus   , UIN: TATTIOP25045V022425

+TATA AIG Travel Insurance – Asia , UIN: TATTIOP25042V052425; Plan Options: Silver Plus, Platinum, and Titanium – TATA AIG Travel Insurance – Asia .

Please refer to the respective policy wording and brochures for further reading.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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Frequently Asked Questions (FAQs)

What are the travel insurance requirements and eligibility criteria?

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  • Individual travel insurance plans are open to all Indian residents travelling abroad. They are applicable to travellers aged 6 months to 70 years.

  • A student travel insurance is for students aged 16 to 35 years studying abroad.

  • Our senior citizen travel insurance is for travellers aged 71 years and above, requiring no mandatory medical check-up.

  • Our annual multi-trip travel insurance plan is for frequent travellers of up to 70 years of age.

How can I get the best Thailand travel insurance?

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Choose a plan offering comprehensive coverage for medical emergencies, trip cancellations, baggage loss and personal liability. TATA AIG provides customisable plans with add-ons, affordable premiums and 24/7 support, making it ideal for travellers. Compare travel insurance policies and select one that meets your travel needs.

What is the travel insurance cost for Thailand from India?

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The cost varies depending on coverage, duration and add-ons. TATA AIG offers affordable travel insurance for Thailand from India starting at ₹25.6 per day, providing extensive benefits such as medical coverage, trip cancellation protection and baggage loss compensation. Customise your policy based on your travel preferences and derive an estimate using our travel insurance premium calculator.

How much money is required for a Thailand trip?

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For Indian travellers, the minimum mandatory funds required are 10,000 THB (approximately ₹24,000) for individuals and 20,000 THB (approximately ₹48,000) for families. This is to ensure sufficient means to cover basic expenses. Additional costs vary based on travel duration, accommodation and activity preferences.

What is the best food in Thailand?

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Thai cuisine offers diverse delicacies like Pad Thai, Tom Yum Goong (spicy shrimp soup), Som Tum (papaya salad) and Green Curry. For dessert, do not miss Mango Sticky Rice. Street food in Bangkok and Chiang Mai is renowned for its authenticity and flavour.

Is Thailand safe for tourists?

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Thailand is generally safe for tourists, but precautions are necessary. To prevent theft, avoid displaying valuables, use reliable transportation and stay alert in crowded areas. Respect local laws and customs, and carry travel insurance to handle emergencies effectively.

Do you need travel insurance for Thailand?

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Travel insurance is not mandatory for Indian tourists visiting Thailand. However, it is strongly recommended to cover medical emergencies, trip disruptions and unforeseen expenses, ensuring a safe and stress-free journey. TATA AIG offers reliable insurance tailored for Thailand travel.

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