Benefits:

•  Instant Online Paperless Policy Issuance

With TATA AIG, you can purchase your travel insurance plan online within minutes, eliminating the need for lengthy paperwork. The process is seamless, quick and user-friendly.

• Coverage for COVID-19 

The TATA AIG Thailand insurance plan includes medical coverage for COVID-19-related expenses, such as hospitalisation and quarantine costs, ensuring you are protected against unexpected health issues during your travels.

•  Automatic Extensions in Case of Emergencies 

If an emergency prevents you from returning to India as scheduled, your policy will be automatically extended by up to 60 days, giving you uninterrupted coverage when you need it most.

• Hassle-Free Claim Procedure 

Filing a claim with TATA AIG is straightforward and efficient. This ensures that you receive the support and reimbursement you are entitled to without unnecessary delays.

 24/7 Customer Assistance 

Whether it is a medical emergency, lost passport or trip disruption, TATA AIG’s round-the-clock customer service ensures help is just a call away, no matter where you are.

TATA AIG offers three tailored travel insurance for Thailand plans under the Asia Travel Guard Plan for your trip to Thailand:

If you have this question in mind, “Is travel insurance mandatory for Thailand?” The answer is a ‘no’. However, it is highly advisable. Now, if you plan to buy a travel plan for your Thailand trip from India, here are a few travel insurance requirement criteria that you need to be aware of:

• Our Student Travel Insurance is available for policyholders aged 16 to 35 years pursuing higher education abroad.
• If you wish to buy the plans for your family, it will cover up to 6 family members, starting from 6 months of age, with no maximum age restriction.
• An individual travel plan is highly advisable for travellers journeying with friends or non-family members, ensuring individual protection.
• Our Senior Citizen Travel Insurance is designed for individuals aged 71 years and above, with no age cap or requirement for medical tests or pre-existing condition declarations.

Also Read: Budget for Thailand Trip from India

If you wish to buy travel insurance for Thailand with TATA AIG, you need to follow a few very easy and hassle-free steps as mentioned below: 

• Step 1: Navigate to the official TATA AIG website and click on the drop-down arrow beside the ‘Personal Insurance’ option at the top.
• Step 2: Select Thailand as your destination, input your departure and return dates and provide your contact information.
• Step 3: View destination-specific plans tailored to your needs, whether you are travelling solo, with family, for business or as a student or senior citizen.
• Step 4: Choose the coverage amount, add-ons and other features that best suit your travel requirements.
• Step 5: Provide the necessary details, including a medical declaration if applicable, to proceed with the purchase.
• Step 6: Complete the payment process securely online.

Step 7: Once payment is confirmed, your travel insurance policy will be sent to your registered email address.

If you need to make a claim on your TATA AIG travel insurance for Thailand, follow these simple steps:

• Contact TATA AIG:
• Call: Dial +91 – 022 68227600 for immediate assistance.
• Email: Send your claim details to EA.TATAclaims@europ-assistance.in. 
• Provide Required Information: Ensure you have the following details ready:
• Policy number
• Travel details (dates, destination)
• Description of the incident or reason for the claim
• Supporting documents (medical reports, police reports, receipts, etc.)
• Submit Your Claim: Submit the required documents and information via email or phone.
• Claim Processing: Once submitted, your claim will be reviewed, and TATA AIG will process it accordingly.

Reimbursement: If approved, the reimbursement or settlement will be made as per the terms of your policy.

To ensure a smooth and hassle-free claims process for your TATA AIG Thailand Travel Insurance, please have the following documents ready:

• Overseas Travel Claim Form: Complete the claim form with accurate details.
• Treating Doctor's Report: A detailed report from the doctor who treated you during your travel.
• Original Admission/Discharge Card: If applicable, provide the original admission or discharge card from the hospital.
• Original Bills/Receipts/Prescriptions: Submit the original bills, receipts and prescriptions related to your treatment.
• Original X-ray/Pathological/Investigative Reports: Include any relevant medical reports, such as X-rays or lab test results.

Copy of Passport/Visa with Entry & Exit Stamps: A copy of your passport and visa, showing your entry and exit stamps from Thailand.

TATA AIG’s Thailand trip insurance offers comprehensive protection to ensure a worry-free journey. Here is what it covers:

Travel Coverage 

Trip Cancellation/Interruption: Reimbursement for non-refundable expenses due to emergencies like illness or natural disasters.

Baggage Loss/Delay: Compensation for lost or delayed baggage during transit.

Passport Loss: Covers expenses incurred for replacing a lost passport.

Flight Delays: Coverage for additional costs due to flight delays.

 Medical Coverage 

Emergency Medical Expenses: Our Travel health insurance Thailand covers hospitalisation, treatment, and medication costs for illnesses or injuries during the trip.

COVID-19 Coverage: Includes expenses related to COVID-19 treatment and quarantine requirements.

Medical Evacuation: Coverage for emergency medical evacuation to the nearest medical facility.

Repatriation: Provides for the return of mortal remains in case of an unfortunate event.

Legal Coverage 

Extended Stay Support: Covers additional costs for extended stays due to injury, illness or hospitalisation.

While TATA AIG insurance for Thailand trip offers extensive protection, certain exclusions apply. Here is what is not covered:

 Medical Exclusions 

• Elective, cosmetic or plastic surgeries unless required due to an injury from a covered accident.
• Treatment for mental disorders, sexually transmitted diseases (including HIV/AIDS) or pre-existing medical conditions.
• Expenses related to alternative treatments such as Homeopathy, Ayurveda, Unani or other traditional practices.

Travel-Related Exclusions 

• Losses due to war, civil unrest, invasions or military actions.
• Injuries or damages from adventure sports like scuba diving, bungee jumping or paragliding.
• Travelling without a valid visa or overstaying the visa validity period.
• Trips undertaken for medical treatment or against medical advice.
• Insurance purchased after leaving India or trips that do not conclude in India.

 Legal Exclusions 

• Losses resulting from self-inflicted harm, suicide or criminal acts.
• Injuries or damages while under the influence of alcohol or drugs.
• Incidents occurring during hazardous or illegal activities.

Choosing the cheapest travel insurance for Thailand ensures a budget-friendly and worry-free journey. Here are some tips to help you find the best plan:

• Comprehensive Coverage: Look for the best holiday insurance for Thailand that offers extensive coverage, including medical emergencies, trip cancellations, baggage loss and personal liability. A plan with COVID-19 coverage is an added advantage.
• Sum Insured: Evaluate the coverage amount. Opt for a policy with a sufficient sum insured to cover potential high-cost medical or travel-related expenses in Thailand.
• Adventure Sports Coverage: If you plan to indulge in activities like scuba diving or snorkelling, choose a policy that covers adventure sports.
• Customisable Add-Ons: Look for the best travel insurance for Thailand plans offering add-ons such as extended stay coverage, trip delay protection or enhanced medical evacuation benefits.
• Hassle-Free Claims Process: Ensure the insurer provides a straightforward and efficient claims procedure with 24/7 customer support for emergencies.
• Flexibility for Family or Group Travel: If travelling with family or friends, opt for policies that allow coverage for multiple travellers under one plan.

Affordability: Compare premiums across insurers and select a plan that offers maximum benefits at a reasonable cost.

Nationals of India holding a regular passport can obtain a Thailand Visa on Arrival for Indians for tourism purposes at major Thai airports, including the following: 

• Bangkok (BKK and DMK)
• Chiang Rai (CEI)
• Chiang Mai (CNX)
• Krabi (KBV)
• Hat Yai (HDY)
• Phuket (HKT)
• Sukhothai International (THS)
• Samui International (USM)
• Surat Thani (URT) and Utapao (UTP). 

Travellers must present a confirmed return or onward ticket with a departure date within 60 days of arrival, proof of accommodation, one recent passport-sized photograph and proof of funds (at least THB 10,000 per person or THB 20,000 per family). The passport must have at least one blank visa page, and the VOA fee must be paid in cash only in Thai Baht (THB).

Indian nationals with an emergency passport can also avail of the Thailand e-visa under the same conditions, ensuring seamless entry into Thailand. Always verify that your passport is valid for at least six months from your travel date.

Applying for a Thailand visa is straightforward and can be done either online or offline. For a pre-approved Thailand visa procedure for Indians, you can apply through Thailand's official e-visa website. 

You can also opt for a Visa on Arrival (VOA) at the airport. However, keep in mind that choosing the VOA option may involve waiting in long queues, especially at Suvarnabhumi Airport.

For Thailand visa application online, follow these simple steps:

• Step 1: Visit the official Thailand e-visa website and register for an account.
• Step 2: Fill in all the required details accurately.
• Step 3: Submit the necessary supporting documents as specified.
• Step 4: Make the payment using the available online options.
• Step 5: Once submitted, your application will be processed.
• Step 6: Upon approval, the visa will be sent to your registered email address.

Also Read: Thailand Visa for Indians

To apply for a Thailand visa by filling up the Thailand visa application form, ensure you have the following Thailand visa requirements ready:

• Valid Passport: Your passport must have a minimum validity of six months from your intended date of entry.
• Passport-Sized Photographs: Around 8 recent photographs (not older than six months), adhering to visa photo requirements.
• Proof of Return Travel: Confirmed return flight tickets to demonstrate your planned departure from Thailand.
• Accommodation Details: Hotel reservation confirmations or other proof of stay for the duration of your trip.

Financial Proof: A bank statement or evidence of sufficient funds, with a minimum balance of 20,000 to 40,000 Baht per person, to ensure you can support yourself during your stay.

Regardless of when you plan your trip, securing travel insurance for Thailand is highly recommended to safeguard against potential weather-related disruptions and ensure a worry-free experience.

Currency and Foreign Exchange 

The official Thailand currency is the Thai Baht (THB). As of now, 1 Thai Baht equals approximately ₹2.51, but exchange rates may vary. It is advisable to carry a mix of cash and international debit/credit cards for convenience. 

Foreign exchange services are available at airports, banks and authorised currency exchange counters. Always check the rates and avoid exchanging money with unauthorised vendors.

Check the current exchange rate for Thai Baht to INR. 

Embassy Information and Emergency Contact 

For Indian citizens in need of assistance, the Indian Embassy in Thailand is located in Bangkok:

Emergency contacts in Thailand

 List of Thailand International Airports

• Don Mueang International Airport (DMK), Bangkok
• Suvarnabhumi Airport (BKK), Bangkok
• Samui International Airport (USM)
• Phuket International Airport (HKT)
• Hat Yai International Airport (HDY)
• Krabi International Airport (KBV)
• Chiang Mai International Airport (CNX)

Safety and Precautionary Measures in Thailand 

• When travelling to Thailand, it is essential to follow Thailand rules for tourists to ensure a safe and enjoyable trip:
• Respect local customs and dress modestly when visiting temples or religious sites.
• Avoid illegal activities such as drug use, as penalties are severe.
• Be cautious of your belongings in crowded areas to prevent theft.
• Always carry a copy of your passport and visa for identification purposes.
• Follow Thailand tourist information guidelines regarding health precautions, especially for food and water safety.
• Purchase comprehensive travel insurance for unforeseen medical or travel-related emergencies.