Travel Insurance for UK

Understanding the benefits of travel insurance for the UK by TATA AIG helps ensure a stress-free trip. Here are a few features to know:

- Affordable Plans: Starting at just ₹24.8 per day*, get budget-friendly coverage for your much-awaited UK trip.

- High Sum Insured: Covers up to $750,000# per traveller, ensuring financial security during emergencies.

- Flexible Plan Options: Choose from our Silver Plus, Platinum and Titanium variants, each designed for different travel needs and budgets.

- Comprehensive Medical Coverage: Unlimited sum insured with $750,000# maximum liability, covering medical expenses for injuries and illnesses. Also, get Pre-existing Disease (PED) coverage of up to $15,000.

Here is a breakdown of the inclusions and exclusions in TATA AIG’s UK travel insurance policy:

-Inclusions of Travel Insurance for UK

What does travel insurance for the UK cover? Let’s find out.

- Accident and Sickness Medical Expense: The policy covers emergency medical treatments, hospitalisation and doctor consultations during your trip. Our plan offers coverage of up to $15,000# sum insured and ensures financial assistance for unexpected health issues.

- Trip Cancellation: The policy reimburses up to $1,000# for prepaid expenses if your trip is cancelled due to unforeseen circumstances and helps minimise financial loss from cancellations beyond your control.

- Baggage Delay and Loss: It provides compensation of $50# if your baggage is delayed and $400# if lost by the airline, thereby helping you cover essential expenses while waiting for your belongings.

- Lost Passport and Missed Flights: It covers the cost of replacing a lost passport of up to $500# and additional expenses due to missed flights of up to $750#.

- Medical Emergencies and Evacuation: The policy includes coverage of up to $750,000# for emergency medical evacuation to the nearest hospital and ensures safe transportation if specialised treatment is required.

- Accidental Death and Repatriation: It provides financial support of up to $50,000# in case of accidental death while travelling and covers the cost of repatriating remains to your home country.

-Exclusions of Travel Insurance for UK - What’s Not Covered

What does travel insurance for the UK not cover? Here is what you should know.

- Confiscation or Detention of Passport: No coverage of police, customs or authorities seizing your passport.

- Travelling Against Medical Advice: If you travel despite your doctor advising against it, coverage will not apply.

- Baggage Loss from Separate Shipping: Loss of baggage is not covered if items were shipped separately or before your travel date.

- Baggage Delayed in India: If your baggage is delayed while leaving India or upon your return, it will not be covered. The coverage only applies to delays occurring during your international travel.

- Medical Costs for Certain Conditions: Self-inflicted injuries, sexually transmitted diseases and mental health disorders are not covered.

- Injuries Due to Alcohol or Drugs: Any injuries or medical treatment required due to alcohol, drugs or intoxicants are excluded.

Follow these simple steps to buy travel insurance for UK online with TATA AIG:

Step 1: Visit TATA AIG’s official website and go to the Travel Insurance page.

Step 2: Provide your destination (UK) and travel start and end dates.

Step 3: Enter the ages of all travellers to get the best-suited plans.

Step 4: Browse available options and select the plan that fits your needs.

Step 5: Provide your passport number, contact details and other necessary information.

Step 6: Complete the payment, and your policy will be sent to your email instantly.

If you need to file a travel insurance for UK claim, you can do so through the following methods:

TATA AIG Mobile App – Use the “Initiate Claim” feature on the TATA AIG Insurance app (available on Google Play Store and App Store).

Self-Service Portal – Visit the TATA AIG claims page to initiate claim travel insurance for the UK online.

Toll-Free Helpline – Call 1800-266-7780 (or 1800-22-9966 for senior citizens) for assistance.

International Helpline – Dial +91-022-68227600 (Call-back facility available).

Email Support – Write to ea.tataclaims@europ-assistance.in for claim-related queries.

- Affordable Coverage – Get travel insurance for the UK by TATA AIG with premiums starting at just ₹24.8 per day*.

- Easy & Instant Purchase – Buy travel insurance for the UK online without undergoing extensive health check-ups.

- Flexible Payment & Global Coverage – One of the major travel insurance for UK benefits is that you can pay in Indian Rupees while receiving coverage in US Dollars.

- COVID-19 Protection – This covers expenses if you test positive for COVID-19 during your trip.

Here are some facts about the UK that will help you plan your trip better. These interesting facts about the UK cover essential travel details, including currency, weather and cultural norms.

Along with valid travel insurance for visa to the UK, it is critical to be aware of the UK Visa requirements. Here are the general visa types for the UK:

Standard Visitor Visa:

Indian nationals travelling to the UK can apply for a Standard Visitor Visa for the UK that is valid for a stay of up to 6 months. This visa can be requested for one of the following reasons.

• Work

• Tourism

• Academic pursuits

• Medical reasons

• Visiting friends and relatives

• Getting married, engaged or entering into a civil partnership

• Joining one's partner or family for an extended stay

• Diplomatic visits

• A Standard Visitor Visa can be extended for visits that involve medical or academic purposes, albeit with the payment of an additional fee.

Long-term Standard Visitor Visa:

For long-term visits to the UK, there are Long-term Standard Visitor Visas available for two, five or ten years. However, the duration of each visit under a Long-term Standard Visitor Visa cannot exceed six months.

In addition to the visas mentioned above, you can also apply for certain other categories of visas to the UK, including the following.

• Marriage Visitor Visa

• Tier 4 (General) Student Visa

• Tier 4 (Child) Student Visa

• Permitted Paid Engagement Visa

• Tier 2 - Sportsperson Visa

• PBS Dependent - Partner Visa

• PBS Dependent - Child Visa

Indian nationals travelling to the UK can apply for a UK visa. Here is the process of the UK visa application

• Apply for the appropriate UK visa category here
  .

• Pay your visa for the UK fee online.

• Schedule a visa appointment.

• Carry the required documents for your scheduled visa appointment.

Also Read: UK Visa Fees for Indians

Documents Required for the UK Visa Interview

You should ensure that the following UK visa documents are handy whilst attending your UK visa interview appointment:

• Confirmation of the visa appointment

• Receipt of the visa application fee payment

• Valid passport and tickets (if available)

• A passport-sized photograph

• Duly signed Print-out of the visa appointment form

• Duly signed self-assessment form

• Other visa-category specific documents as applicable

Here are the necessary visa documents for the UK that are required for applying for a visit visa to the United Kingdom.

• Salary and financial particulars

• Travel itinerary

• Personal information

• Travel history

• Proof of your capability to finance your stay in the UK

• Proof of your ability to pay for air travel to enter and exit the UK

• Proof of your intent to leave the country at the end of your visit

• Since the visa application process usually takes three to four weeks, it is advisable to apply for the UK visit visa at least three months before the intended date of travel.

Also Read: UK Visa Requirements from India

When visiting the UK, follow these travelling tips for the UK to ensure a safe trip.

- Protect Your Belongings – Keep copies of your passport, visa and tickets separate from the originals. Report lost passports immediately for a police report. Be cautious in crowds as pickpockets and motorbike thieves target valuables.

- Beware of Scams – Cybercrime, card skimming and fake embassy scams are common. Always verify official details before responding. Drink Safety – Avoid leaving drinks unattended to prevent spiking incidents.

- Drink Safety – Avoid leaving drinks unattended to prevent spiking incidents.

- Alcohol Laws – The legal drinking age in the UK is 18. Public drinking is allowed in most places but banned in some cities and transport services. Some areas enforce Public Space Protection Orders (PSPOs) to restrict alcohol consumption in public.

These precautions to take while travelling to the UK will help you stay safe. Follow these tips for traveling to the UK for a worry-free experience.

-London: The best time to visit the UK, London, is during the winter. With one arm nestled deep into history and another welcoming the present and the future, London is at once an architectural relic and a true modern marvel. Home to the iconic Tower Bridge, Westminster Abbey, Buckingham Palace, the Millennium Bridge, the London Eye, Big Ben, the British Parliament, the Natural History Museum and Trafalgar Square, the city is revered as much for its global landmarks as its cobbled streets and quaint cafes.

-Edinburgh: The picturesque capital of Scotland, Edinburgh, is a city adorned with historical landmarks and natural wonders alike. It is one of the best places to visit in the UK. Overlooking the city is the ethereal Edinburgh Castle, a living postcard from the thirteenth century. Other notable tourist attractions in Edinburgh include the Royal Mile, the Scottish National War Museum, and the Palace of Holyroodhouse.

-Stonehenge: Spread across twenty square kilometres, Stonehenge is a 4,500-year-old World Heritage Site. Revered as an ancient place of worship, the structure is one of the most recognised identifiers of the United Kingdom across the globe. While visiting Stonehenge, you can also go to Salisbury, which is home to some beautiful cathedrals and the original Magna Carta.

-The Lake District: A visit to Cotswolds and the serene lake district of the British countryside is akin to diving into a sixteenth-century novel set in the region. Home to the counties of Oxfordshire, Warwickshire, and Worcestershire, the area is adorned with idyllic valleys, mountains, lakes, villages, and pastures. North of the region is the beautiful Lake District National Park, which has some of the nation's largest lakes.

-Loch Ness: No trip to the United Kingdom can be complete without visiting the mythical Loch Ness in Scotland. It is one of the stunning places to visit in the UK. Anecdotes about the mythical Loch Ness Monster have long captured the imagination of locals and visitors alike. Although you may not find the legendary beast at the serene lake, there is plenty to see in the area, including the ruins of Urquhart Castle, the Loch Ness Centre and Exhibition, and Inverness Castle.

-Also Read: Top Things to Do & Places to Visit in the UK

If you are looking for the nearest airport in the United Kingdom to your destination, you should be aware of the major airport in the UK list. There are several major international airports in the United Kingdom, some of which are listed below: