Dubai Travel Insurance from India Starting @₹25.6 Per Day

Benefits of TATA AIG Travel Insurance Dubai 

• Paperless Policy Issuance: TATA AIG's policy issuance procedure is hassle-free and quick. There is no need for paperwork, as everything is done digitally. After policy issuance, you will receive all your documents via your registered email address. 
• Affordable International Insurance: Get international travel insurance starting at an affordable price of ₹25.6 per day. Stay safe and at peace while travelling internationally with TATA AIG. 
• COVID-19 Coverage: After the pandemic, several nations made health insurance with COVID-19 coverage mandatory. TATA AIG travel insurance covers treatment costs.
• Policy Extension: In case of emergencies, flight delays or medical reasons, if you have to extend your trip, TATA AIG will auto-extend your policy to provide coverage for at least 7 days. 

Customer Assistance: Our in-house claim settlement and customer assistance team is available 24/7, wherever in the world you are. 

Delays and emergencies can occur during any trip. Instead of panicking, be prepared by buying travel insurance in Dubai online. 

•  Medical Emergency Covers : Medical emergencies during a fun trip can give anyone a big scare. Fortunately, with the best travel health insurance Dubai, any medical travel emergencies, including COVID-19 treatment, are undoubtedly covered.

•  Trip Cancellation Cover : We understand that emergencies happen at times. In case of an emergency, you may need to travel back or cancel the trip before onboarding. Our travel insurance plan will then reimburse you for non-refundable bookings and travel expenses. 

• Baggage Cover : Delayed or lost luggage can hinder your trip. With this, you can get the cost of buying necessary personal items in case your luggage is delayed. Moreover, we provide reimbursement for lost luggage as per policy terms. 

There are various types of Dubai insurance for tourists as per their coverage requirements. 

Silver Asia Guard: This is the basic travel insurance plan that you can opt for. It provides all the necessary coverage, from medical emergencies to accidental injuries. 

Benefits:

• Emergency medical evacuation
• Delayed and lost baggage cover

Silver Plus Asia Guard: It is a standard Dubai insurance for tourists with the sum insured cover value of $1,00,000 per traveller for sickness and accidental expenses.

Benefits

• Accidental death and dismemberment cover
• Cover for loss of passport 

Gold Asia Guard: Gold plans are the best holiday insurance Dubai when travelling with family. It includes coverage available in travel insurance with a sum insured value of $2,00,000 for reimbursement expenses of accident and sickness. 

Benefits

• Personal Liability Cover
• Assistance Services 
• Emergency Medical Evacuation

Is travel insurance mandatory for Dubai? The answer is Yes and to buy the policy, certain eligibility criteria must be met. Here is a general overview of eligibility requirements. 

• Individuals seeking to buy student travel insurance for a Dubai tourist visa must be between 16 and 35 years old. Moreover, they must be traveling for higher studies only to apply for student travel insurance. 
• With our international travel insurance, you can include 6 people in policy coverage, including the policy buyer. The age limit for these policies ranges from 6 months to 70 years. 
• Our senior citizen travel insurance policy is available for seniors ages 71 and older, with no upper age limit. Note that there are no restrictions on medical tests or pre-existing medical conditions.

• Step 1: Visit the TATA AIG website and navigate to the Travel Insurance page. 
• Step 2: Enter the starting and returning dates of the trip along with the destination. If you have multiple destinations, you can enter them as well, and TATA AIG will curate the right plan per the requirements. 
• Step 3: Next, enter your date of birth and the details of other travelers (if any). You can add spouses, parents and children to the policy. 
• Step 4: Once you have entered your details, we will create the right plan based on your coverage requirements. You can then choose to buy that policy or compare it with any of our other plans to buy a plan of your choice. 
• Step 5: Finally, make the premium payment for the chosen policy. Once you do this, we will send your policy documents to your registered email address immediately. 

International Claim Procedure (Non-American Travel)

• Connect with the policy claim agent at  +91 – 022 68227600 
• Email: ea.tataclaims@europ-assistance.in
• Write an email to us, to inform of the accident or emergency faced during the trip. 
• Please attach the necessary documents, such as travel insurance for Dubai from India, a completed claim form, medical bills, etc. 
• E-Claim: https://eclaimsuat.europassistance.in/nearestLocations4
• You can file your claim online using the given website. 
• You need to enter your policy, certificate and passport number as mentioned in the policy documents.
• Next, enter the Member ID as mentioned on your health policy. 
• Then, enter the Policy Number as present on the policy. 
• Fill out all the requested claim information and file your travel insurance claim. 
• Once the submitted documents are verified, your claim will be released. 

Documents Needed to Buy Insurance for Travel to Dubai

• Identification documents: Aadhar card, Voter ID, Driver’s licence, PAN card. 
• Address Proof: Aadhar card, Voter ID card, rental agreement or utility bills.
• Income Proof: Paycheck, tax return or salary slip. 

 Documents Needed to Claim Insurance for Travel to Dubai 

• Overseas travel claim form
• Doctor’s treatment form
• Original prescription, bills and receipts
• Original admission and discharge card (if applicable)
• Original X-ray reports, investigation reports, pathological reports
• Copy of passport, visa with entry and exit stamp

Medical Cover 

Travel Health Insurance Dubai covers any medical emergency during the trip. It includes hospitalisation, medical treatment, emergency medical evacuation, accident, injuries and ambulance expense cover. 

 Legal Cover 

Our travel insurance for Dubai also covers legal liabilities to third-party persons or property. However, it is always advisable to be careful for yourself and others. 

COVID-19 Coverage 

TATA AIG travel insurance provides complete coverage for COVID-19 treatment. It includes diagnosis outside India, hospitalisation for COVID-19 and treatment till recovery. 

Lost or Delayed Luggage Cover

If your luggage is delayed or lost, our travel insurance will compensate you for the necessary items. This way, you can enjoy your trip without any hindrance and avoid huge financial losses. 

 Personal Liability

Accidents can happen to anyone and anywhere. If you become a victim of one such accident during your trip, then our travel insurance plan will cover the expenses of your medical treatment. 

Trip Assistance 

Lost something at a new destination? Do not worry. Our travel insurance assistance will help you out in any way possible, from helping to find lost or stolen items to getting duplicate ones. Our team of dedicated professionals will guide you through every step of the process. 

• Medical Complications 

If a doctor has advised you not to travel due to a medical condition, travel insurance does not cover any complications during the trip. Thus, avoid travelling overseas despite medical advice. 

•  Pre-Existing Illness

International travel insurance does not cover medical complications caused by pre-existing illnesses during the trip. However, if a pre-existing illness causes life-threatening conditions, the health insurance plan is capped at $1500.

•  Intoxicant Consumption 

Suppose you consume any drug not prescribed by a physician or any intoxicating substance resulting in medical emergencies. Then, the treatment expense of such an emergency is not covered under travel health insurance. 

• Civil Unrest or War

Travel insurance does not cover injuries and losses incurred due to civil unrest, wars, invasions, curfews or other related hostilities. 

• Sexually Transmitted Diseases 

Travel health insurance Dubai does not cover sexually transmitted diseases such as HIV/ AIDS. 

• Mental Illness 

Mental illness treatment, such as therapy or other mental illnesses like depression, anxiety, panic attacks, etc, are not covered by travel health insurance plans. 

If you are looking to buy affordable travel insurance for a Dubai visit visa, follow these tips to get the best deal:

• Get Insured Early

Buy a travel insurance plan as soon as you make your Dubai ticket bookings. Buying a policy in advance can lower your premium rates compared to a policy bought just before the trip. Moreover, early policy coverage can also save you from financial losses in case you have to cancel the trip before onboarding. 

•  Compare Plans Online 

Several Dubai insurance plans are available online in India. To buy the best and most affordable plan, you must compare them online. Get multiple quotes and choose the one with the best price and the most coverage, according to your requirements. 

• Avoid Airline Holiday Insurance Plans 

Several airlines offer travel insurance plans while booking plane tickets. Do not buy travel insurance from airlines; they will not offer coverage as per your requirements. Moreover, you may have to pay more for combined tickets and insurance plans. 

•  Buy Plan Online 

If you want to buy travel insurance in Dubai at reasonable prices in India, then choose to buy a policy online. Buying insurance online is more convenient than buying insurance. Moreover, comparing policies online will help you save more by getting the most affordable plan. Online insurance also ensures that you do not have to pay any hidden charges or operational costs. 

•  Get Expert Opinion

If you are still unsure which travel insurance is best for a Dubai visit visa, it is wise to get an expert opinion. Contact a travel insurance agent and tell them about your coverage requirements. They will suggest the best and most affordable plan for your budget, such as the TATA AIG Dubai travel insurance plan, which starts at just  ₹25.6 per day.

Dubai Visa Requirements: Indian tourists travelling to Dubai require proper Dubai visa documents to enter the country. However, if someone holds a residency visa in the UK, USA or EU, they are eligible for 14-day visa-on-arrival stays. Moreover, Indian travellers must ensure that their passports are valid for up to 6 months to get a visa and travel without inconvenience. 

Here are the various types of prearranged visas available for Dubai from India, along with the Dubai visa visit price:

• Step 1: Visit the official website of VFS Global.
• Step 2: Based on your reason for staying and the duration of your stay, identify the type of visa you need to apply for. 
• Step 3: Next, begin the application process by filling out the visa application form. Read the instructions carefully before filling in the details. 
• Step 4: Book your appointment with the nearest Visa Application Center (VAC) for application submission and further processing. 
• Step 5: Visit the VAC centre during the scheduled appointment with your application form, supporting documents, and Indian passport. Go through the verification process. 
• Step 6: Pay your Dubai visa application fees at the VAC and get the receipt for future reference. 
• Step 7: Track your application progress online on the VFS website. It usually takes 3-5 business days to process your application. 

• Indian Passport: You must have an Indian passport that is valid for at least six months to apply for a visa. 
• Photo: Recent passport-size photograph as per Dubai passport specifications. 
• Flight Details: Confirmed round-trip tickets to and from Dubai.
• Accommodation Details: Dubai visa requirements include confirmed accommodation booking details of your stay. 
• Financial Details: Please provide financial statements, bank details, salary slips, etc., that prove you can afford your Dubai trip. 
• Dubai visa application form

Whether it's peak, shoulder or off-season, a trip to Dubai is always filled with adventures and good experiences. You can visit the country anytime during the year to explore this beautiful city. 

Currency and Foreign Exchange 

The currency used in Dubai is the United Arab Emirates Dirham (AED). During your stay in Dubai, you will need to use this currency as a medium of exchange. That is why it is appropriate to exchange currency once you enter the country. 

Do your money exchange in Dubai only in authorised places, such as airports. Moreover, keep an eye on the latest Dubai to India currency exchange rates during your visit to avoid any inconvenience. 

 India Embassy in Dubai Information and Emergency Contacts

• Indian Embassy in Dubai Details: 

Address: Plot No. 10, Sector W-59/02, Diplomatic Area, Off the Sheikh Rashid Bin Saeed Road, P. O. Box 4090, Abu Dhabi, U.A.E. 

Contact Details: +971 2 4492700 [Chancery], ), 4447738 (Amb.’s Office), 4490729 (CW), 4447768 (Consular)

• Consulate General of India Dubai: 

Address: Al Hamriya, Diplomatic Enclave, P.O. BOX 737, Dubai, United Arab Emirates

Contact Details: +3971222/3971333

• Dubai Immigration Contact Details: Toll-Free (International): +971450111
• Dubai Department of Tourism Police Contact Details: +97146096239 or toll-free number 901
• UAE Fire Department (Civil Defence): 997
• UAE Ambulance: 998 

List Of International Airports In Dubai

 Dubai Tourist Information:  Safety and Precautionary Measures 

• Always keep your travel and other documents safe in a hidden pocket or hotel room compartment. 
• Keep your cash, credit and debit cards safe all the time. 
• Another Dubai tip for tourists is to save or remember the emergency contact numbers of the local authorities, the Indian embassy and your emergency numbers. 
• Learn about local rules and regulations before going anywhere to avoid any misconduct. Be informed about the Dubai tourist requirements, especially at religious places.
• Avoid travelling alone or even in groups to remote and unknown places at night. 
• Do not consume alcoholic beverages in public places, as it is strictly prohibited in UAE. 
• Do not travel with unofficial or suspicious means of transportation, such as cabs or autos. Always use public transportation or an authorised private transportation service provider.