Mahindra XUV 400 Insurance

When it comes to buying or renewing car insurance, there’s more to the process than understanding all the features of the plan. That’s why it makes sense to get in touch with a Tata AIG representative and receive a complete walkthrough about the more complicated rigmarole. Not only will you feel well-versed in each policy’s inclusions and exclusions, but booking four-wheeler insurance on our website will be convenient, quick, and seamless. All you need to do is follow these simple steps that let you buy, renew, and compare car insurance plans so you can choose the right one.

Before you purchase your Mahindra XUV 400 insurance, know that Insurance premiums are decided by the vehicle’s make and model, so the same applies to your XUV 400 insurance price. Other than the coverage cost, there’s no real distinction in the process. Follow these simple steps to buy Mahindra XUV 400 insurance—

1. Go to the four-wheeler insurance section on Tata AIG’s website.
2. Provide the vehicle’s registration number and other details before clicking on ‘Get Price’. If your existing plan needs renewing, click on ‘Renew’ instead.
3. Complete the insurance form error-free and press submit. You will instantly receive an estimate.
4. Select the Insured Declared Value (IDV) of your vehicle. If you are not sure how to calculate this, try an online calculator that will determine the market value of your Mahindra XUV 400.
5. If you’ve filed a claim on any previous policies, let your insurer know about the same. If not, you are eligible for a No Claim Bonus (NCB).
6. Your Mahindra XUV 400 insurance price will then be displayed on the screen, along with the first premium amount to be paid.
7. Compare car insurance plans and personalise the exact coverage you need.
8. Submit the premium payment online via any of the various digital payment options. Once this has been confirmed, you’ll receive a soft copy of the policy on your registered email ID.

Here is a piece of information for you — these are the same steps that not only will help you buy the Mahindra XUV 400 insurance but other Mahindra car insurance as well. And this is the same process for Mahindra car insurance renewals.

There are multiple factors that determine the final price of your motor insurance. It’s about both what and how you drive — the vehicle’s safety ratings, whether it’s prone to mechanical issues, cost of maintenance and repairs, the size of the car, your driving history and daily distance coverage, your credit history, place of residence, age, sex, marital status; this is the primary information that drives premium rates.

Additionally, every automobile has an Insured Declared Value (IDV), which is calculated based on selling prices as well as the depreciation value of the car and its accessories, respectively. Doing your own homework about potential insurance costs involves getting in touch with a local car dealership to find out the IDV or employ Tata AIG’s free four-wheeler insurance premium calculator for your Mahindra XUV 400.

Depending on a variety of factors, a standard auto policy might include common coverage like third-party liability, personal accident protection, and so on. While the third-party cover is mandated by the state, the one you finally pick will be dictated by specific needs and conditions.

A comprehensive auto insurance policy from Tata AIG extends beyond standard coverage by providing a collection of extra protection features, thus offering benefits not to be found in typical plans. Below is an all-encompassing list of built-in features with exclusions that are not covered. This knowledge will come in especially handy when you want to customise the plan for more personalised protection, or when it’s time to file a claim.

Please pay attention to the fact that these benefits are only available for comprehensive Mahindra XUV 400 insurance, and standalone own damage cover. You will not get any of these coverages for third-party insurance, except for the third-party liability cover. So, do not miss your XUV 400 insurance renewal in case it is about to expire.

When looking for a four-wheeler insurance policy that fits the way you want to drive, Tata AIG is always the first choice for Indians. Our protection is designed for customization based on the make and model of your vehicle as well as other specific requirements, so that you and your finances are shielded against any mishaps along the way. If you get comprehensive car insurance, the policy will also cover damage caused by events other than a collision, such as theft, fire, and so on.

Personalised plans aren’t the only reason why Tata AIG has been India’s trusted auto insurer for over two decades. Here are five distinct aspects of purchasing or renewing motor insurance from us:

1. We have more than 650 agents and representatives all over the country dedicated to guiding your search for the perfect coverage. These licensed professionals take the time to understand what you need, make good decisions about your insurance, and of course, walk you through filing a claim.
2. The claim settlement ratio of 98% as of 2020-2021 goes to show that Tata AIG strives to create a seamless experience for customers. You will not have to run from pillar to post in case something goes wrong on your journey — that’s our promise.
3. Our expansive network of more than 5400 garages across the country serves to keep your vehicle in peak condition after accidents or collisions. These tie-ups allow you to get repairs done without having to pay for any of the expenses upfront.
4. In addition to basic and comprehensive coverage, we offer an assortment of add-ons for enhanced protection. These include no claim bonus protection, roadside assistance, auto glass repair, engine security, emergency transport and hotel expenses, daily allowance, key replacement, consumables expenses, zero depreciation cover, and a few more.
5. Tata AIG’s online premium calculator makes it effortless to compare car insurance policies to find the right plan based on your budget, vehicle, and other specific requirements.

The XUV400 adds another feather in the cap of Mahindra’s prolific legacy, but what truly sets it apart is, of course, the fact that it runs on electricity and not gas. Gaining a facelift from the XUV300, this one has a longer body measuring 4200mm, a wheelbase of 2600mm, and a redesigned rear that gives you a decent amount of legroom to work with. The 400’s floor is also higher because of the battery placement, while its 378-litre boot space is the highest in the SUV segment.

In addition to superior space and careful ergonomics, this wide C-Segment vehicle offers an unparalleled driving experience. Paving your way on the streets are the 16-inch diamond-cut alloy wheels, designed in piano-black with a high-contrast surface treatment that will definitely turn some heads. Powered by a 39.4 kWh battery, the quality of every ride feels incredibly tractable and works like a charm on Indian roads. It also bodes well for adventurous drivers that the vehicle comes equipped with shock absorbers for keeping your tyres in close contact with the road at all times without excess or uncomfortable bounces.

To delve deeper in terms of specifications, the Mahindra XUV400 carries all-new electric LED tail lamps, with elegant satin copper inserts. The easy-to-access sunroof opens flawlessly to reveal spectacular views, while the 17.8cm infotainment system supports both Apple CarPlay and Android Auto to offer next-level connectivity on the most secluded of roads. On top of that, there’s a Blue Sense+ mobile app that provides over 60 features, including smartwatch connectivity, to make sure you are never too hard to reach.

Even though the car hasn’t officially launched in India as of writing this, test drives by experts reveal that it feels like a snappy and spirited drive, thanks to the ultra-responsive controls that make it easy to handle a machine of its size on a daily basis. Let’s take a look at the Mahindra XUV400’s primary specifications:

• Battery pack of 39.4kW
• Top speed of 150kmph
• Accelerates from zero to 100kmph in 8.3 seconds
• Produces 150hp and peak torque of 310 Nm
• Delivers a range of 456kms on a single charge
• Charges up to 80 per cent in 50 minutes with 50kW DC charger
• Has six airbags as well as disc brakes on all four wheels

Slated for release and delivery to customers in January 2023, the Mahindra XUV400 is estimated to start at around ₹14 lakhs for its base variant, going up to ₹16 to 18 lakhs for the top variants and colours. These details will be available closer to the date of launch, so watch this space for updates.

When talking about all the things that make the Mahindra XUV 400 stand out, one would be remiss not to begin with the premium all-black interiors that feel both sporty and sophisticated, especially since they’ve been accented with a beautiful Satin-Copper shade that perfectly contrasts the Blue-Black light scheme. If you are wondering how easy or difficult it might be to keep the vehicle charged and ready to go, it has one of the most expansive charging infrastructure that, when paired with a 7.2kW/32A outlet, gives you 100% battery in six hours and 30 minutes.

Here are some other unique features to look out for during the launch of the Mahindra XUV400:

• One of its most distinctive features is the three separate driving modes — Fun, Fast, and Fearless. While the former is the least powerful with light steering and a subdued throttle response, the Fast mode ups the ante by lending your steering some more weight. Finally, the Fearless mode lives up to expectations by giving you the strongest acceleration that goes from 0 to 100kmph in less than 8.3 seconds.

• Make each journey a thrill with the built-in gamification system that keeps a track of your driving behaviours, giving you trip insights and even measuring the ‘fun’ quotient of your drives.

• The safety features have been developed keeping ISO standards in mind and include 6 airbags for the highest functional protection. This comes as a first for an electric vehicle built in India. Other safety elements include a best-in-class dust and waterproof battery pack, disc brakes on 4 wheels, and a rearview parking camera to facilitate razor-sharp visibility.

The Mahindra XUV 400 is one of the pioneers in the electric vehicle segment, which means it has limited competition in the market. Some popular cars that can be compared to the XUV based on parameters such as budget, dimensions, and performance include:

• Tata Nexon EV
• Hyundai Kona EV
• MG ZS EV