Tata AIG Mahindra XUV 500 Insurance

Tata AIG has created a seamless and simplified process for the new purchase and renewal of a car insurance policy. You can visit our website to get an overall view of the features of the Mahindra XUV 500 car insurance coverage offered by us.

You can easily purchase/renew the Tata AIG insurance policy for your Mahindra XUV 500 through the following steps:

• On the Tata AIG website, go to the Car Insurance page. Enter your car registration number and click “Get Price” for a new policy purchase and “Renew” for an existing policy.

• Fill out the online form with basic details to get an insurance quote for your Mahindra XUV 500.

• Choose the applicable Insured Declared Value (IDV) from the given list. You can see how any change in the IDV affects your premium.

• For Mahindra XUV 500 insurance renewals, you should fill in the details of any claims you have lodged in the past. If you have not filed a claim, your renewal premium will be reduced by the amount of No Claim Bonus (NCB).

• The online calculator will display the Mahindra XUV 500 car insurance cost.

• If you wish, you may choose from 13 add-on riders offered by Tata AIG to enhance the protection of your car.

• Once you know the premium payable, you can make payment through digital payment methods.

• After your payment has been confirmed, the Mahindra XUV insurance policy will be delivered to your email.

The SUV craze in India is at an all-time high, and more people are buying from this segment than ever. A large part of this trend is all due to one brand – Mahindra & Mahindra. The Indian manufacturer has introduced several SUVs in the market, and all of them have been phenomenally successful.

While most performance enhancing modifications to the vehicle may increase the car insurance premium, there are some which will help you with discounts:

• Installation of ARAI Certified Anti-theft Device
• Modifications for the Specially Abled Persons in the vehicle

Other than modifications memberships to Recognised Automobile Associations can also help you reduce your Mahindra XUV 500 car insurance cost.

You can use our online car insurance premium calculator to get the standard premium rates based on the basic coverage and add-on features you wish to have in your policy. Once you input the registration details of your XUV 500, the premium amount will be displayed.

For a standalone third-party liability policy, premiums are fixed every year by the IRDAI based on the engine capacity of the vehicle. You can refer to the latest third-party insurance standard rates from the insurer or from the IRDAI’s website.

The premium for the comprehensive Mahindra XUV 500 insurance coverage depends on the Insured Declared Value (IDV), i.e. the current market value, of the Mahindra XUV 500 variant you drive and the age of the vehicle. You can verify the IDV of your car from the nearest Mahindra XUV 500 dealership. Alternatively, you can use our online car insurance calculator to determine the applicable IDV for your car.

Tata AIG’s comprehensive insurance policy offers third-party coverage and additional protection for own-damage due to accidents, theft, natural calamities, riots, etc for complete protection. In addition, you can enhance the coverage of your Mahindra XUV 500 insurance through a set of add-on benefits.

We offer 13 unique add-ons that you can choose from according to your specific requirements. When you lodge a claim under your Mahindra XUV insurance policy with add-ons, the amount settled will include the appropriate quantum attributable to the add-ons.

From the NCB Protector add-on, which protects the NCB discount on the renewal premium even after one claim, to the Return to Invoice benefit which allows you to receive the current market price of the vehicle irrespective of the IDV, our add-ons have you covered for several contingencies.

Here is the list of the add-ons you can add to your Mahindra XUV 500 car insurance:

• Zero Depreciation
• No Claim Bonus Protection
• Roadside Assistance
• Repair of Glass, Fibre and Plastic Parts
• Daily Allowance
• Emergency Transport and Hotel Expenses
• Key Replacement
• Engine Secure
• Tyre Secure
• Consumables Expenses
• Loss of Personal Belongings
• Return to Invoice

The following table gives the inclusions and exclusions under Tata AIG’s Mahindra XUV 500 comprehensive insurance coverage:

We at Tata AIG are eager to be the trusted insurance partners for your Mahindra XUV 500. Here are some reasons why we are sure you would love to protect your car with a comprehensive policy from us.

1. You can purchase or renew your policy online in three easy steps.
2. We offer round-the-clock assistance for answering your queries.
3. TATA AIG car insurance claim settlement process is simple and transparent so you will not have anxious moments before your claim is settled.
4. A wide network of over 7500 garages to repair your vehicle in any part of the country.
5. Customer-centric business values for which the Tata group has always been committed.
6. A claim settlement ratio of 98% for FY 2020-21 will reassure you that all reasonable claims will be settled promptly.
7. You can avail of up to 50% discount under the No Claim Bonus if you have 5 consecutive claimless years

The Mahindra XUV 500 redefines the SUV as its off-road adventure performance is coupled with an amazing range of luxurious features. The new plush XUV 500 makes a statement with its attractive exterior with a new chrome grille, daytime running lights in the headlamps, diamond-cut alloy wheels, split tail lamps, tailgate applique and twin exhausts.

The interiors come with quilted tan leather seats for an enthralling feel, an electronic sunroof, neatly designed soft-touch leather dashboard. A six-way power-adjustable driver’s seat will let you drive in comfort. The icy blue lounge lighting and cool box will add to the fun quotient.
Not just in looks, in advanced technology features too, the XUV 500 scores high with the following:

• Passive keyless entry and push-button start
• Reverse parking camera with dynamic assist
• Tyre tronics system for monitoring tyre pressure
• Fully automatic temperature control
• Smart watch connectivity to enable remote control of audio, temperature and other features
• High-tech infotainment system with GPS connectivity to exciting apps like Gaana, Cricket Live, Zomato, and BookMyShow. Get things done as you drive without having to pick up your phone.

The XUV 500 has a six-speed automatic transmission system that is adept for any kind of drive, whether on hilly terrain or on a traffic-choked city road. The XUV’s safety features include hill descent and hold control, an antilock braking system (ABS), crumple zones for crash protection, and an electronic stability program.

The Mahindra XUV 500 is available at the following prices for manual and automatic transmission variants:

• The main USP of the XUV 500 is its affordability in this segment. It is almost ₹5 lakhs cheaper than its nearest competitor.

• As a seven-seater, it is a good investment and also versatile for different kinds of driving requirements.

• The Mahindra XUV 500 is available in a wide range to suit diverse preferences. It is available as front-wheel drive, all-wheel drive, and automatic variants.

• It is more suited for Indian conditions with better ground clearance, flexible seating and better road grip.

• The makers continue to add new attractive features in a timely manner to add zing to the Mahindra XUV 500 model.

• It has sleek looks with chrome side steps, intelligent rain wipers, plush interiors and so on.

• Its engine performance is satisfactory for off-road driving, highway drives and city commutes.

• It has a low maintenance cost.

Besides the Mahindra XUV 500, here are a few other SUVs available in the Indian car market:

• Tata Harrier
• Tata Safari
• Hyundai Creta
• Hyundai Elantra
• Hyundai Alcazar
• KIA Seltos
• MG Hector Plus