This depends entirely on your needs. If you only intend on taking one trip a year, you might find that a single-trip policy best suits your needs. On the other hand, if you travel incredibly often for work, you might find that a multi-trip or annual policy is the best travel insurance plan for you.

We offer a free-look period on our annual and multi-trip travel insurance plans. If you purchase a single-trip travel insurance policy, we cannot offer a free-look period.

Absolutely! You can get in touch with our customer care team by calling our toll-free number, 1 800 266 7780 or by sending an email to customersupport@tataaig.com and they’ll take you through the process.

Sadly, no. Your travel insurance policy purchase date and the date from which the policy commences must be before the date on which you plan to start your trip. So, you must buy your travel insurance before you leave the country.

In most scenarios, any treatment related to a pre-existing illness or complications that arise due to pre-existing conditions is not covered under our travel insurance plans. But, we understand that needing help while you’re abroad can be frightening. If you’re in a life-threatening situation, we’ll provide you with cover up to USD 1,500

If you cancel before the risk start date, you will receive a full refund less cancellation fees. If it's after the risk start date and because of non-travel, a full refund minus cancellation costs will be issued. However, if the client cancels the policy after the risk start date or owing to an early return based on the used premium, the remaining premium less cancellation fees will not be reimbursed.

Travel insurance functions as a financial safety net, protecting you from the financial consequences of unanticipated problems during your trip. When you acquire a travel insurance policy, you are effectively purchasing protection against certain insurable situations. It provides medical, luggage, and travel insurance. If any of the covered occurrences, such as flight delays, luggage loss, or medical crises, occur, your insurance provider will either pay you for the additional costs incurred as a result of such incidents or give a cashless insurance claim settlement for the same.

Yes, one may acquire travel insurance after they have booked a reservation for a trip. In fact, doing so is a good idea since they will have a better understanding of the details of their trip, such as the start and end dates, the number of people accompanying them, and the location. All of these facts are required to calculate the cost of travel insurance coverage.

There are a number of situations in which claims against your travel insurance policy might be rejected. If this happens, we will inform you of the reason why your travel insurance claim has been rejected. You are free to raise another ticket if you’d like us to revaluate our decision.

Making a claim is easy. You can choose to make the claim online by visiting the TATA AIG website and filling up the requisite travel insurance claim form. If you are unable to make a claim online, you can check your policy documents for our toll-free support centre numbers. Depending on where you are, you can call the number and inform us about the details of your travel insurance claim. Our customer service executives will talk you through the entire process.

If you lose your passport, your insurance will reimburse you for any necessary and reasonable fees paid in obtaining a duplicate or new passport. - is seized or held by customs officers, police officers, or police authorities. - Is misplaced because it was left unattended or forgotten at a public area or mode of transportation, hotel, apartment, or private space or vehicle. - has been robbed and you have not reported the entire incident to the local police within 24 hours. When you make the claim, we will need a copy of the report.

This travel health insurance coverage will pay you for any unfavourable outcomes/losses or accidents that may occur while travelling. This compensation varies according to the kind of loss and is restricted to the 'sum insured' specified in the travel plan.

The type of documentation required is highly dependent on the nature of the insured occurrence. The following documentation must be supplied in the event of a loss covered by travel insurance: - The travel insurance policy number - All bills, invoices, hospital certificates, and prescriptions that will allow us to precisely calculate the entire amount of medical expenditures incurred (if applicable) - The preliminary medical report describes the nature and degree of all injuries or diseases and provides a specific diagnosis - If another party was involved (like in an automobile accident), provide the names, contact information, and, if possible, insurance information of the other party - In the event of death, an official death certificate, succession certificate issued in accordance with the 1925 Indian Succession Act, as modified, and any other legal papers verifying the identity of any and all beneficiaries are required - Age proof (where applicable) - Other details as requested by us in order to handle the insurance claim. The following proof must be supplied in the event of an accident covered by the travel policy: - The precise circumstances of the event, as well as the names of any witnesses - Any police reports relating to the accident - The exact date when the doctor was contacted about the injury - The physician's contact information In the event of an illness covered by the travel policy, the following documentation must be supplied. - The date when the illness's symptoms first appeared. - The date when a physician was contacted about the illness. - The physician's contact information