Travel Insurance Vietnam

Benefits

Encountering emergencies in a foreign country can cause financial stress due to the high cost of medical and other facilities. In such circumstances, it is pivotal to have travel insurance in Vietnam as it provides financial assistance for various aspects of the trip. Here are the top reasons why TATA AIG insurance is the best choice for your trip to Vietnam.

-Sickness and Accident Coverage: With TATA AIG travel insurance Vietnam, you get sufficient medical coverage for insured travellers, including medical expenses and medical supplies. While the emergency medical coverage amount differs from one plan to another, you can expect a minimum coverage of $50,000 per traveller.

-Policy Extension Facility: If, due to any unfortunate event or serious medical issue, you are unable to return to India on the scheduled date, the policy will be automatically extended for up to the days mentioned in the policy, during which, you will continue to benefit from the coverage.

-Accidental Death Coverage: In case of the accidental death of the insured, the policy also provides death coverage with a sum insured of up to $10,000, as per the terms of the policy.

-Journey Cover- The TATA AIG travel policy offers coverage against a hijack eventuality, loss of passport on your trip, delay or cancellation of flights, trip curtailment or cancellation due to COVID-19 emergencies, etc., that could ruin your trip to Vietnam. You may get compensation/reimbursement for lost passport, baggage, etc., with a sum insured up to $500 or as mentioned in the plan.

Personal Liability Cover:** Our travel insurance in Vietnam from India also provides coverage for personal liabilities that may arise in a foreign country. If you are liable to pay a third-party any compensation, our plans will cover the same with a sum insured up to $1,00,000 or as mentioned in the plan.

-Also Read: What is Vietnam Famous for?

Keeping in mind the unique requirements of travellers, TATA AIG offers customised travel insurance in Vietnam. You can choose from multiple plans and their types to match your travel needs.

TATA AIG offers a wide variety of travel insurance plans for Vietnam with comprehensive coverage for travellers. Our plans can be purchased by all types of travellers who want to secure themselves against uncertainties during their trip. However, there are some eligibility requirements that one must fulfil to avail of our insurance benefits.

• If you are a frequent traveller and wish to purchase multi-trip travel insurance, you must be between 12-80 years of age.

• Our student travel insurance plans come with the age criteria of 16-35 years.

• The minimum age for availing single trip insurance is 3 months.

• For purchasing our senior citizen insurance plan, one must be over 71 years of age.

• Family travel insurance can be purchased for 6 members, with the entry age being 6 months.

If you choose TATA AIG travel insurance for your Vietnam trip, you can complete the purchase process in a few simple steps:

-Step 1: Access TATA AIG’s official website and click on Travel from the insurance category options.

-Step 2: Choose Vietnam as your travel destination and also enter the purpose and date of the journey.

-Step 3: Select a plan that fits your budget and travel requirements.

-Step 4: Pay the premium using the online modes and have your policy issued instantly.

TATA AIG travel insurance plans are not only easy to purchase, but their claim processes are also simplified. We ensure that you do not have to go through complex claim procedures, and for that, we have partnered with Europe Assistance India to handle the insurance claims smoothly.

-Step 1: Reach out to TATA AIG: The first step in our travel insurance claim procedure is that you must inform us about the emergency or accident at the earliest. You may contact us at the following:**

-Call: Dial +91 – 022 68227600 for immediate assistance.

-Email: Send your claim details to EA.TATAclaims@europ-assistance.in.

-Step 2: Assist us with Details:** Upon contacting us, you must keep the following details handy:**

Policy number

Description of the incident or emergency for which you are raising the claim

Details of your journey (travel date, destination, etc.)

Evidence of the incident or emergency, such as medical reports, doctor’s prescription, x-ray reports, etc.

-Step 3: Claim Submission: Send us the supporting documents via email for verification.

-Step 4: Claim Verification: Once we receive your documents and details, we shall verify the claim.

-Step 5: Claim Settlement: If all the details and documents you provided are accurate, we shall reimburse you with the amount as per the terms of the policy.

When you raise a claim for your Vietnam travel insurance, it is advisable to keep the following documents ready to ensure your claim process can be completed in a smooth and timely manner.

-Overseas Travel Insurance Claim Form: It is pivotal to complete the claim form with exact details, as it is the basic document to support your claim.

-Original Bills and Invoices of the Expenses: Provide the original medical bills and other expenses that you have incurred.

-Medical Reports and Prescriptions: In case of health emergencies, submit the medical reports proving the diagnoses and the doctor’s prescription for the treatment availed.

-Police Reports/FIR: In case of loss or theft-related incidents, attach a police report or FIR that you filed.

-Copy of Insurance Policy: A copy of the travel insurance Vietnam policy is also required for claim processing.

-Passport and Visa: Submit copies of your passport and visa to confirm your identity during the claim process. You may have to submit copies of your old and new passports if the claim is for a lost passport.

-Miscellaneous Documents: Depending on the type of claim, you may also have to submit copies of your flight tickets, cancellation proof, witness statements, etc.

-Useful Link: Overseas Insurance Claim Form

Our travel insurance for Vietnam offers comprehensive protection and covers the following under its purview:**

-Medical Coverage

-Sickness and Injuries: If you fall sick while on your trip to Vietnam or suffer an injury, the travel insurance will cover the expenses related to the diagnosis and treatment of the same. It includes hospitalisation expenses, tele-medical, OPD treatment, etc.

-Accidental Death and Dismemberment: If an insured meets with an accident which leads to his death or dismemberment, they may receive compensation for the same as per the policy’s terms.

-Repatriation of Remains: Expenses incurred in connection with the transportation of the insured’s remains to India are covered.

Emergency Dental Expenses:** If you face any dental emergency, the expenses will be covered under the policy.

-Trip Coverage

-Loss of Passport: If you have lost your passport during the trip, the policy will cover the expenses incurred for obtaining a duplicate or new passport.

-Loss/Delay of Baggage: Expenses incurred for purchasing the necessary personal belongings when the baggage is lost or delayed are covered under travel insurance in Vietnam.

-Disaster Allowance: It covers disaster allowance for the insured if their plane is hijacked.

-Flight Cancellation/Delay: All the expenses incurred due to flight delay or cancellation are covered under the policy.

-Legal Coverage

-Third-Party Liability: Travel insurance also covers the expenses in connection with third-party liability that may arise during the journey.

Pre-existing diseases, sexually transmitted conditions and cosmetic procedures (unless needed as a part of the medical treatment).

• Treatment for mental disorders is excluded.

• Any claims for injury due to suicide or attempted suicide, self-inflicted injury.

• Loss due to participating in war, riots, crimes, etc.

• Injury or accident due to intoxication.

• Losses due to war, military acts, invasion, etc.

• Travelling against the doctor’s advice.

• Losses or harm occurring due to illegal or hazardous activities.

• Accidents or injuries while serving in military forces

• Loss arising due to acts of terrorism, use of nuclear materials, radioactive contaminants, etc.

Travel insurance with comprehensive protection is crucial if you want to stay secure on your trip to Vietnam. Not every insurance plan is the right one for you. Hence, we got some useful tips to help you buy the best and most affordable plan.

-Insurance Coverage: Consider the country you are visiting and accordingly opt for a plan with sufficient coverage to assist in times of emergencies, whether medical or non-medical. TATA AIG travel insurance coverage in Vietnam varies from $50,000 to $5,00,000, ensuring you do not face a financial setback.

-Comparative Analysis: It is very crucial to compare various plans and analyse the coverage, benefits, premiums, etc. This can help you to pick the best one for yourself.

-Consider the Inclusions and Exclusions List: You must also be aware of the inclusions and exclusions of the policy you choose. A particular emergency may not be a part of the base plan but may be available as a bundled add-on.

-Consider the Cost and Coverage: Choose a plan that provides value for money. For the premium that you pay, you must receive sufficient benefits in times of emergencies. Be aware of low-cost plans as they may not provide sufficient coverage.

-Claim Settlement History & Credibility: Look at the company’s claim settlement history and credibility. One should opt for a company with a high settlement ratio. Choosing a credible company ensures you can travel the world without any worry.

Vietnam is a popular destination among Indians for tourism, business, academics, etc. However, Vietnam is not a visa-free country and hence, Indians require a visa to visit. Obtaining a Vietnam visa is easy as the country follows an e-visa system if you want to travel for a period of up to 90 days.

Types of Vietnam Visas

Vietnam Visa Fees

-A Vietnam visa can be obtained in three ways:

-Applying for an e-visa from India: An e-visa is valid for 90 days and can be applied from India through the e-visa porta
or the government website
.

-Visa on Arrival: Indians can get a visa upon arrival in Vietnam by approaching an authorised agency and asking them to forward a request to the Vietnam Embassy on their behalf. Once the approval is granted, one can submit the approval letter at the visa-on-arrival counter in Vietnam airport to receive the visa.

-Applying at the Embassy/Consulate: You can also submit a visa application at the Vietnam Embassy or Consulate through a sponsor or tourism company.

-Also Read: Vietnam Visa for Indians

-Visa Application Form: Accurately filled out and signed visa application form with all the details.

-Valid Passport: Applicants must submit a valid passport with six months of validity. It must also contain at least two blank pages.

-Photograph: A recent coloured passport-sized photograph, 4 x 6 cm.

-Proof of Financial Stability: A Bank statement or similar document to show you can manage your finances while in Vietnam.

-Visa Fee Payment Receipt: Proof of visa fee payment, such as a receipt.

-Travel Proof: A copy of round flight tickets to prove that you have the intention to return to India.

-Accommodation and Itinerary Details: Proof of accommodation in Vietnam and itinerary details during your stay.

-Approval Letter: Those applying for an e-visa must submit an approval letter to obtain a visa.

Due to the varied topography across the country, different parts of Vietnam experience different climatic conditions. Thus, depending on which part of the country you are visiting, you can decide the best time to travel.

-Hoi An: You cannot miss a trip to the beautiful Hoi An city, where you can catch a glimpse of the historical architecture through the 15th-century merchant houses that were once trading centres for Chinese and Japanese silk merchants.

You could visit the stunning Japanese Bridge at the western end of Tran Phu Street and also the Assembly Hall of the Fujian Chinese Congregation, which is the old town's most renowned temple.

-Sapa Countryside: If you love green spaces and treks, then a visit to the Sapa Countryside, surrounded by the awe-inspiring Hoang Lien Mountains, should be on your list.

A number of ethnic minorities in Vietnam, such as the Giay, Hmong, and Red Dzao people, live close to the terraced paddy fields in the valley that are encircled by Fansipan Mountain, Vietnam’s tallest peak.

-Hanoi: As busy as the country’s capital may be, locals and tourists find it difficult to avoid the allure of the city’s charm, where you can experience the best of city life.

If you enjoy art, the Vietnam Museum of Ethnology and Vietnam Fine Art Museum offer you a view into the country’s diverse and exquisite artistry. While in the city, also take a trip to the historic Ho Chi Minh Mausoleum, which is a tribute to the founder and former Prime Minister of modern Vietnam, Ho Chi Minh.

-Halong Bay: Enjoy the views of the karst seascape at Halong Bay and be sure to choose an overnight trip to this location since a day trip will not suffice. You can explore the caves in the bay, such as the Hang Sung Sot or the stalactites and stalagmites of the Hang Dao Go.

-Phong Nha-Ke Bang National Park: Another great spot for huge and lovely caves and caverns is the World Heritage-listed Phong Nha-Ke Bang National Park. If you enjoy exploring awe-inspiring stalactite and stalagmite displays, put this place on your list.

One of the most important caves you must visit is the Paradise Cave here, which goes on for 31 kilometres below the ground. If you explore the Tu Lan Cave or the “wet cave”, be prepared to swim through the cave rivers.

-Also Read: What is Vietnam Famous For

-Currency and Foreign Exchange:

The national currency of Vietnam is the Vietnamese đồng, abbreviated as VND, and is managed by the State Bank of Vietnam. When travelling to Vietnam, do note that most of the major transactions in the country will be carried out in the official currency so carry adequate funds for your trip.

The exchange rate between the Vietnamese đồng (VND) and the Indian National Rupee (₹) will vary on a regular basis, so it is recommended that you monitor the exchange rates closer to your holiday. You can check the exchange rate on the State Bank of Vietnam
website.

-Embassy Information and Emergency Contacts:

List of International Airports

• Can Tho International Airport

• Da Nang International Airport

• Cam Ranh International Airport

• Phu Bai International Airport

• Noi Bai International Airport

-Safety and precautionary Measures

• Always carry your passport and copies of other important documents with you everywhere. - Do not overstay your visit if your visa expires. Plan your trip accordingly.

• Abide by all the rules laid down by the authorities and ask for help if you have trouble understanding something.

• Learn some basics of the language that can help you get around, like asking for directions or saying “thank you”.

• Take care of your belongings in public spaces and avoid leaving them unattended.

• Respect the culture and the people, be polite, and avoid passing rude comments.

• Do not make any illegal trades or solicitations in the country and avoid unlawful activities.

• Do not go to areas that are off-limits and avoid being alone, especially after dark.

• Always keep your acquaintance, family or friends informed about your current location and when you get back to your hotel/accommodation.

• Stay alert, keep your eyes open for any suspicious activity and stay safe and away from troublemakers.