Yamaha Fascino Insurance

The scooter segment in India has run on 100-110cc power for a very long time and continues to do so. The 125cc scooter segment used to be the prerogative of the stylish Vespa LX125. But today, there is more choice than ever in the 125cc segment. You can have everything from a practical 125cc scooter with a large footboard, to sporty European-styled products to the ones with maxi-scooter styling.

The Yamaha Fascino 125 is not the first in its segment- it actually is a tweaked version of the previous generation of the Yamaha Fascino that combined style and great features with affordability.

The Fascino offers Japanese reliability and low running costs married to a very European flair to its styling - a combination that proved irresistible to a number of Indian scooter buyers who wanted something more from their scooter, without letting go of a scooter's practical advantages.

The Yamaha Fascino 125 is available in four variants. There is a drum brake version in Standard and DLX variants, and the same is available in a disc brake version. The difference is in the availability of colours - the Fascino disc is available in vivid red, yellow cocktail, cyan blue, matt blue, metallic black, dark matt blue and suave copper. The Fascino Drum, however, is available in cyan blue, matt blue, metallic black, dark matt blue and suave copper.

The Fascino got a big update for BS6 compliance - gone is the 110cc engine, replaced with a fuel-injected 125cc blue core engine that generates nearly 10 Nm of torque. It has also shed some weight to bring it to just under 100kg, making it the lightest scooter in its segment. This has, no doubt, led to its fuel efficiency increasing by 16 per cent over the 110cc version.

The new Fascino gets auto start/stop tech, along with a side-stand switch that turns the engine off if the stand is extended. The wheels are now alloy, with a bigger 12-inch wheel up front, and a front disc brake is now an option. The under-seat storage has also been increased to 21 litres. Other updates include styling tweaks such as multi-function key switch and easy leg reach that truly focus on the comfort of the riders. There are chrome accents on the front and sides to give it a premium touch.

Insurance is a requirement by law, but you can avail of several benefits if you insure your Fascino with Tata AIG. Apart from the features of the Yamaha insurance, you can also avail a variety of other benefits through add-on covers. These add-ons can be added to your Tata AIG base Yamaha insurance policy but cannot be purchased independently. Here are some of the add-ons:

Depreciation allowance: You will be paid the full sticker price of any parts that need replacement, not their depreciated value. Return to invoice: In the case of total loss or theft, you will be paid the difference between the amount you get and the invoice value of your Fascino. Consumable expenses: This add-on will cover the expenses of consumables such as engine oil, grease, washers, filters, brake fluid, except fuel. Additional personal accident cover for owner/driver: Riding a two-wheeler in our country can be risky, so you can opt for more coverage for the owner/rider of your Fascino for a small increase in your Yamaha bike insurance premium. Additional personal accident cover for unnamed persons: This rider provides cover to anyone riding your Fascino, not just you. There are many more add-ons that cover pretty much every eventuality; the Tata AIG website will give you a good idea of what else you can expect as add-on coverage for your Fascino. To get an exact estimate of the TATA AIG Yamaha insurance cost for your Yamaha Fascino, you can use the Yamaha insurance online premium calculator on the TATA AIG website or inquire about it at the time of your purchase.

The registration charges for a new Fascino have increased compared to its predecessor, but that is due to the increase in capacity, features, and tech that have driven its price up. The charges might differ from RTO to RTO, so please check with your nearest Yamaha dealer or online to find out the exact RTO charges for your Fascino 125.

The Fascino 125 is part of a crop of very capable scooters that are in the affordable price range. The Suzuki Access 125 is one of the leaders in the segment thanks to its spacious seat and footboard, and light weight - only the Fascino 125 is lighter. The TVS Ntorq 125 is the performance king in the segment, with its snazzy looks and features such as Bluetooth connectivity.

If you’re looking for a mixture of style and practicality, take a look at the Honda Activa 125 and Hero Destini 125 that have quite a low cost. Another option for you could be Ray ZR 125 from Yamaha itself if the Fascino’s styling is too radical for you!

No matter what bike you choose and the variant you go for, make sure you always #ThinkAhead and get a comprehensive Yamaha Fascino bike insurance such as TATA AIG’s two-wheeler insurance. This will not only help to keep you and your family safe on the roads but will also protect you from any financial liability that arises!