Suzuki Swish Insurance
Suzuki Swish Insurance
The Suzuki Swish is a scooter manufactured by Suzuki Motorcycles India Limited. It was first introduced in India in 2012. It comes with a variety of features, such as an electric start, alloy wheels, and a digital instrument cluster. The Suzuki Swish is targeted towards urban commuters and is known for its comfortable ride, good fuel efficiency, and low maintenance cost.
The Suzuki Swish has several safety features, including telescopic suspension, disc brakes, a combi-brake system, an automatic headlamp, and a CBS (Combined Braking System) that ensures a safe ride.
However, riding a two-wheeler is risky in India, and avoiding accidents or collisions is not always possible. Therefore, it is essential to look for a two-wheeler insurance policy that offers complete financial protection from damages due to such incidents.
In India, every bike/scooter needs to have third-party insurance for a two-wheeler policy that offers coverage for third-party liabilities that can arise due to an accident caused by it. However, since these policies do not offer coverage for damage to the insured bike, many people opt for a comprehensive policy. If you are looking for 360-degree protection for your Swish, then you must consider buying a comprehensive Tata AIG Suzuki Swish bike insurance policy.
Tata AIG offers comprehensive Suzuki bike insurance plans that cover third-party liabilities and damages to your bike. You can buy Suzuki bike insurance online or opt for Suzuki bike insurance renewal of an existing TATA AIG policy in a hassle-free manner.
Purchase or Renew Suzuki Swish Insurance Online with Tata AIG
With TATA AIG, you can buy Suzuki Swish insurance online or renew it without having to visit our branch/office. The process is simple and easy and allows you to compare policies using a free online bike insurance calculator to find the most cost-efficient policy for your needs. Here are the steps to buy/renew Suzuki Swish insurance from TATA AIG:
- Visit www.tataaig.com to buy a new policy or Suzuki Swish insurance renewal
- Go to the top menu, click on All Products, and then select “Bike Insurance” to visit the Bike Insurance Page
- On the top of the page, enter the registration number of the bike in the form.
- Get Price: If you want to buy a new policy, then click on the Get Price button
- Renew: If you are looking for Suzuki two-wheeler insurance renewal, then click the Renew button
- Provide the requested details on the next page like your personal information, details of your bike, and existing insurance policy (if applicable)
- Once we get all the required information, we will display the premium amount for a basic Suzuki Swish comprehensive policy
- On this page, we will also list IDVs or Insured Declared Values of a Swish bike. Make sure that you choose the IDV carefully as it will impact the sum insured by the policy and its premium
- The next page will allow you to choose add-on covers to customize the policy as per your requirements. If you are renewing your policy, then you can remove existing covers and include new ones as per your needs
- Also, for renewals, make sure that you provide details of any claims filed during the previous policy term or claim your No Claim Bonus discount
- After we receive these details, we will offer a final premium for the policy
- Pay the premium using one of the digital payment methods available
- Receive the policy documents at your registered email address
Suzuki Swish Insurance Price – Your Premium Amount
There are different types of bike insurance policies available for a Suzuki Swish bike. These policies have varying features and are available at different price ranges. Before buying a policy, make sure that you shop around and look at different providers and plans. Compare features and prices carefully to find the perfect protection for your bike. Here are some factors that can impact the premium of a comprehensive Suzuki Swish bike insurance policy:
- Type of bike: The make, model, and engine size of the bike can affect the premium. High-end, expensive bikes will typically have higher premiums.
- Age of the bike: The age of the bike can also affect the premium. Older bikes may be considered more likely to be involved in accidents, leading to higher premiums.
- Usage of the bike: The intended usage of the bike, such as for personal or business use, can also affect the premium.
- Coverage limits: The amount of coverage desired can affect the premium. Higher coverage limits will typically result in higher premiums.
- Voluntary Deductible: The higher the voluntary deductible, the lower the premium will be.
- Rider's age and experience: The age and experience of the rider can also affect the premium. Younger and less experienced riders may be considered more likely to be involved in accidents, leading to higher premiums.
- Rider's location: The location where the bike will be primarily used can also affect the premium. Risks such as theft and accidents may be higher in certain areas, leading to higher premiums.
- Discounts: Insurance companies may offer discounts for safety features on the bike, or if the rider takes a safety course.
- Claims history: If the policyholder has a history of making claims, the premium may be higher.
Things Covered and Not Covered under Suzuki Swish Insurance
Every insurer will have a defined list of inclusions and exclusions for a comprehensive Suzuki Swish bike insurance policy. Make sure that you go through this list to understand the scope and extent of the coverage and avoid claim rejections in the future. Here are the things covered and not covered under a TATA AIG Suzuki Swish insurance policy:
| Things covered under Tata AIG Suzuki Swish Insurance | Things not covered under Tata AIG Suzuki Swish Insurance |
|---|---|
| Damage to the bike: Coverage for damage to the bike due to an accident, theft, fire, natural disasters, or any other covered event. | Damage due to wear and tear: Damage to the bike due to normal wear and tear, such as rust or corrosion, is not covered. |
| Third-party liability: Coverage for any damage or injury caused to a third party or their property. | Damage due to mechanical or electrical breakdown: Damage to the bike due to mechanical or electrical breakdown is not covered. |
| Personal accident cover: Coverage for death or permanent disability of the rider in case of an accident. | Damage due to driving under the influence: Damage to the bike or injury to the rider or third party if the rider is driving under the influence of drugs or alcohol is not covered. |
| Medical Expenses: Coverage for medical expenses incurred by the rider in case of an accident. | Damage due to racing or speed testing: Damage to the bike or injury to the rider or third party if the bike is being used for racing or speed testing is not covered. |
| Pillion passenger cover: Coverage for medical expenses of a pillion passenger in case of an accident. | Damage to accessories: Damage to accessories such as helmets, riding gear, etc. is not covered. |
| Add-on covers: A wide range of optional covers including consumables cover, engine protector cover, zero depreciation cover, NCB protection cover, roadside assistance cover, and key replacement cover. | Damage due to war or nuclear risks: Damage to the bike due to war or nuclear risks is not covered. |