Suzuki Gixxer SF 250 Insurance
Suzuki Gixxer SF 250 Insurance
The all-new Gixxer SF 250 is a sports bike from the Indian arm of the Japanese brand Suzuki. It features a BS6-compliant 249cc, single-cylinder, four-valve engine that churns a maximum power of 26.13bhp at 9,300 RPM and peak torque of 22.2Nm at 7,300 RPM. Its notable features include a dual-barrel exhaust, an LED tail lamp, a full LED headlamp unit, split-type grab rails at the rear, and a fully digital instrument console. It has two variants and comes in two colour options.
After you buy the Suzuki Gixxer SF 250, you might want to go on a long ride. However, there’s a task that you must prioritise: buying a bike insurance policy. You may feel that you are a cautious driver and can avoid accidents, but you can end up in trouble because of the other party’s carelessness. Let’s look at the reasons you must have Suzuki bike insurance.
According to the Motor Vehicles Act of 1988, it is mandatory to have insurance for 2-wheelers.
Two-wheeler insurance protects you against third-party liabilities.
It provides financial protection against theft or total loss of the bike.
You can enjoy the benefits of a personal accident cover.
You do not have to pay any hefty fines to the traffic police.
You have financial coverage for the expenses arising from damages caused by natural calamities.
Tata AIG offers three different types of bike insurance policies to protect the bike owner financially in the event of any unforeseen circumstances like accidents, theft, or natural disasters. You can choose from the options of third-party bike insurance, comprehensive bike insurance, and standalone own-damage cover. The comprehensive bike insurance policy offers complete protection for the bike, including third-party liabilities, personal accident cover, losses incurred due to natural disasters, etc.
Suzuki Gixxer SF 250 Insurance Renewal/Purchase from Tata AIG
Most bike owners compare two-wheeler insurance plans before investing in one. At Tata AIG, we make the process of buying, renewing, and comparing bike insurance policies convenient and hassle-free. You can complete your Suzuki bike insurance renewal or purchase on our website within a few minutes.
What’s more, you do not have to submit any physical documents as the process is entirely paperless. The claim initiation process is also online, making it smooth and seamless for you. With our online bike insurance premium calculator, you can estimate the premium you will have to pay for your insurance based on your vehicle type, plan selection, add-on covers, and other details.
Go through the following step-by-step process to buy or renew an insurance policy online with Tata AIG.
Visit Tata AIG’s official website and proceed to the Bike Insurance page.
Fill out your bike’s registration number and other required details.
Press the ‘Get Price’ button if you are buying a new policy. Press ‘Renew’ if you are an existing policyholder.
Select your two-wheeler’s Insured Declared Value (IDV).
Note: Insured Declared Value is the vehicle’s current market value, or the maximum sum assured defined by the insurer to offer in the event of vehicle theft or total loss. Remember to input accurate values, as IDV affects your Suzuki bike insurance premium.
Step 5: Opt for a ‘No Claim Bonus’ if you do not have any claim history.
Note: No Claim Bonus (NCB) refers to a reward offered by the insurer if the policyholder does not raise any claim requests during a policy year. It can range between 20% to 50%.
Choose add-on covers as per your choice to enhance policy coverage.
On the screen, you will see a premium quote and the sum insured. Pay the premium online using any of the accepted digital payment methods if the sum insured and premium quote are satisfactory for you.
After payment completion, a soft copy of your policy will be emailed to you at your registered email address. You will also receive it on your WhatsApp number.
In case of any queries or concerns, get in touch with our customer support team via our toll-free number or email address. We have a large team of insurance experts readily available to assist you on your journey of buying or renewing a bike insurance policy.
Suzuki Gixxer SF 250 - What is the Premium Amount?
Premium amount plays a crucial role in deciding which insurance policy you should buy. Many factors influence the premium amount, including the bike’s make and model, coverage, engine make, age of the two-wheeler, cubic capacity, safety devices, deductibles, add-on covers, the city where the bike is registered, No Claim Bonus (NCB), etc.
A higher deductible means a lower bike insurance premium. Likewise, the premium for a comprehensive bike insurance plan is higher than the premium for a third-party insurance plan. It is because the coverage offered in the two different plans also varies.
The bike insurance premium calculator on our website can help you understand the amount of money you will have to set aside to buy Suzuki bike insurance online. Fill out the bike’s registration number, make and model, details of past claims, and other necessary information. Select the add-on covers based on your requirements and press ‘Get Price.’
In an instant, you will see the premium quote. If you are not comfortable with the premium calculated, go back a few steps and alter the plan type or the number of add-on covers to lower the premium. Each add-on cover comes at an additional cost. So, you can remove the ones that are not quite essential.
Inclusions and Exclusions of Tata AIG’s Suzuki Gixxer SF 250 Insurance
| What is included in Tata AIG’s Suzuki Gixxer SF 250 insurance? | What is not included in Tata AIG’s Suzuki Gixxer SF 250 insurance? |
|---|---|
| Basic insurance for a 2-wheeler covers the financial and legal liabilities incurred due to third-party damages. A comprehensive bike insurance plan covers financial damages for you, the vehicle, and third-party property/person. | If there are damages due to regular wear and tear, mechanical or electrical breakdown, or consequential loss due to the bike’s age, the policy does not offer any coverage. |
| Under the comprehensive bike insurance policy, the bike owner is entitled to receive a sum assured equivalent to the bike’s current market value in case of theft or total loss of the bike. | The policy does not include coverage for damages suffered outside the defined geographical borders, i.e., outside India. |
| A comprehensive bike insurance policy provides own damage cover to cover the damages arising from natural disasters, man-made damages like terrorist attacks, riots, etc., and in transit by roadways, railways, air, etc. | If the rider is not wearing a helmet or does not have a valid driving licence, damages suffered in these situations are not covered by the policy. |
| A personal accident cover of ₹15 lakhs is also provided to the owner-driver under the comprehensive bike insurance policy. This cover is to help meet medical expenses incurred to treat personal injuries. | Under a third-party liability policy, there is no personal accident cover for the owner-driver and also no own damage cover for the bike. |
| It is possible to enhance the coverage of third-party bike insurance plans and standalone own-damage cover with add-ons. | The policy does not cover damage caused by illegal racing, speed testing, etc., deliberate damage, or damage caused by driving under the influence of alcohol or drugs. |
Add-ons for Suzuki Gixxer SF 250 Bike Insurance by Tata AIG
Add-on covers are available at an extra cost. You can include them in your comprehensive bike insurance policy to further enhance coverage. Tata AIG offers seven attractive add-ons that you can choose to ensure protection against all situations and damages.
Roadside assistance:
The roadside assistance add-on provides immediate breakdown assistance at your location to deal with many common issues like fuel requirements, dead batteries, flat tyres, electrical/mechanical repairs, etc. You also get the benefits of on-the-spot repairs with this add-on.
Return-to-invoice cover:
In the event of theft or total loss, a bike insurance policy reimburses the Insured Declared Value (IDV) or current market value of the bike. This add-on helps you receive the invoice cost of the vehicle.
Depreciation allowance:
The zero depreciation or bumper-to-bumper or nil depreciation cover helps you tackle depreciation. Generally, depreciation is deducted from the bike insurance claim amount when you file a claim for the repair or replacement of the bike’s parts. This add-on reimburses the depreciation amount in the first two claims.
Additional third-party property damage cover:
A comprehensive and third-party bike insurance policy covers third-party liabilities. This add-on enables you to enjoy additional cover for third-party liabilities.
Additional personal accident cover for the owner-driver:
With this add-on, you can safeguard yourself and your family against serious injuries or fatalities caused by an accident. The appointed beneficiary receives a personal accident cover if the owner-driver passes away. The add-on reimbursement amount is over and above the standard sum assured.
Emergency medical expenses:
This add-on reimburses the medical expenses incurred to treat the injuries you or the pillion rider suffer in an accident. It covers emergency medical expenses and the costs of shifting you and the pillion rider to the hospital.
Consumables expenses:
If your bike’s washers, screws, engine oil, brake oil, gearbox oil, nuts/bolts, lubricants, and other consumables are damaged due to an accident leading to losses, this add-on reimburses the costs of replenishing, repairing, or replacing them.
Why choose Tata AIG for Your Suzuki Bike Insurance?
It is compulsory to have valid insurance for 2-wheelers, no matter which Indian state you are from. Before buying a bike, you study the different brands and their offerings in the market. Do the same before choosing an insurance company for your Suzuki Gixxer SF 250 bike insurance. The following factors make Tata AIG stand out from its competition.
We offer a quick and smooth online process for buying two-wheeler insurance. Renewal is even simpler, whether you are an existing customer or migrating from another company.
Tata AIG stands on the pillars of trust, honesty, and transparency. Our promise has always been true to its word with all our insurance policies for the past 20 years.
Our dedicated team of 650 claim experts are willing to help you at every stage of your journey - buying a policy, renewing a policy, filing a claim, tracking a claim, adding add-on covers, availing of the benefits of NCB, etc.
We are proud to have a vast network of garages, including 5000+, across the country. You will find a network garage near you even if you are on a long drive in unknown terrains. Visit a network garage for a quick cashless claim.
If you cannot visit a network garage, you can get your bike repaired from a garage of your preference and file a reimbursement claim.
We regard all our customers as a part of our 5-crore member family and offer a pain-free claim process. You can file the bike insurance claim online on the Claim Process page on our website.
A company’s claim settlement ratio is an indicator of its efficiency and performance. And we are happy to share our progress. In FY 2020-2021, we settled 98% of our motor insurance claims successfully.
Overview - Suzuki Gixxer SF 250 Bike Models
From the makers of Hayabusa and GSX-R, the Gixxer SF 250 is Suzuki’s all-new offering. It uses a 249cc BS6 engine to produce a maximum power of 26.13 bhp and a torque of 22.2 Nm. The motor is coupled with a six-speed gearbox for a smoother riding experience at high speeds. It has a dual-channel anti-lock braking system (ABS) with front as well as rear disc brakes. When it comes to style, it has a sleek design, clip-on handlebars, slightly rear-set footpegs, and split seats. The rear tyre hugger complements the stylish design of the bike.
The hardware specifications comprise a swingarm-mounted rear mono-shock and telescopic front forks to perform the suspension tasks. The fully-faired, quarter-litre motorcycle has 17-inch alloy wheels shod with a 150/60 section tyre at the rear and a 110/70 section tyre at the front. The bike has a kerb weight of 161 kg and a fuel tank capacity of 12 litres.
The easy start system ensures stress-free ignition. The digital odometer, speedometer, trip metre, and tachometer allow the rider to view all essential information easily.
Suzuki Gixxer SF 250 - Variants and Prices
The Suzuki Gixxer SF 250 is available in two variants. It comes in two colour options - Metallic Matte Black and Metallic Triton Blue, which is the special MotoGP edition.
| Variant | Price (Ex-showroom Delhi) |
|---|---|
| Gixxer SF 250 BS6 | ₹1,92,100 |
| Gixxer SF 250 Moto GP BS6 | ₹1,92,900 |
Unique Selling Points - Suzuki Gixxer SF 250 Features
Inspired by European design trends, the Suzuki Gixxer SF 250 is a straight-ahead sports bike built to impress and perform.
Its LED headlamp complements the mass-forward design of the bike. Besides, it offers a long and wide field of view. The tail lamp has a compact design with highly illuminated LED lights.
The fully-digital instrument console packs all necessary functions and displays a lot of information.
The Suzuki oil cooling system (SOCS) helps to create lightweight and fast engines and deliver high performance to fulfil different riding needs.
The Gixxer SF 250’s BS6-compliant engine offers high durability, ease of maintenance, compactness, high output, and low fuel consumption.
The side stand interlock ensures safety since the vehicle won’t start as long as the stand is engaged.
With wider tyres, the bike offers excellent road grip and superior performance in different land conditions.
Rivals of the Suzuki Gixxer SF 250
The Suzuki Gixxer SF 250 is a fully-faired motorcycle with dual-channel ABS as the safety net. It competes against the following motorcycles available in the market:
Yamaha YZF-R15 V3.0
Bajaj Pulsar RS200
KTM RC200
Honda CBR 250R
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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Does a Tata AIG comprehensive insurance policy protect the Suzuki Gixxer 250 against unintentional damage?
Does a Tata AIG comprehensive insurance policy protect the Suzuki Gixxer 250 against unintentional damage?
Yes, our comprehensive two-wheeler insurance policy covers you if your Suzuki Gixxer 250 is damaged in an accident. It also covers theft, losses caused by man-made activities, natural calamities, fires/explosions, theft, and so on.
How can I renew my Tata AIG Suzuki Gixxer 250 insurance plan?
Tata AIG's official web portal and mobile application are accessible for simple online insurance policy renewal. To renew the insurance plan for your Suzuki Gixxer 250 bike quickly, you need to provide the information about your two-wheeler and put forward details about your previous year's policy.
Will I lose my No Claim Bonus if I switch my Suzuki Gixxer 250 bike?
No, if you replace your Suzuki Gixxer 250 with another bike, you will not lose your NCB premium savings. A No Claim Bonus is intended for the policyholder regardless of the motorbike. As a result, NCB follows you even if you swap motorcycles.
How much of a deductible must you bear against Tata AIG's Suzuki Gixxer 250 bike insurance?
As per the guidelines set by the Insurance Regulatory and Development Authority of India, all two-wheeler owners must pay a deductible of ₹100 against your Tata AIG two-wheeler insurance plan.
Will it be sufficient to have simply third-party coverage for my Suzuki Gixxer 250 bike?
Unless you are actively selling your bike, having solely third-party coverage is not a smart idea. This is due to the fact that it provides no protection for your motorcycle and merely satisfies regulatory requirements. It is usually preferable to have comprehensive insurance.
What are the benefits of purchasing Suzuki Gixxer 250 insurance online?
Well, there are several benefits to purchasing Suzuki Gixxer bike insurance online. It is both speedier and less expensive, plus you have the option of customising your policy with a variety of add-ons based on your preferences. Most significantly, when you buy two-wheeler insurance online, you receive your coverage immediately.
Is it possible to renew my Tata AIG Suzuki Gixxer 250 insurance policy after it has expired?
At Tata AIG, customers can renew the policy in 365 days post expiry without inspection. But, NCB can be availed only till 90 days from the expiry date.
What is the process to renew Suzuki Gixxer SF 250 insurance?
On Tata AIG’s two-wheeler insurance page, enter the bike’s registration number, and click on ‘Renew.’ Enter your personal information and other bike details as requested on the screen. Provide information about any claims filed previously. From the choices provided, select the bike’s Insured Declared Value (IDV). This step is crucial since IDV affects the premium for your Suzuki two-wheeler insurance renewal. Opt for the No Claim Bonus and select add-on covers. You will see a premium quote on the screen. Proceed to pay using any of the accepted digital payment methods if it fits your budget. You can alter the specifications, especially for add-on covers, if you wish to reduce the premium. A soft copy of your renewed bike insurance policy will be sent to your registered email address immediately.
How to file a claim on my Suzuki Gixxer SF 250 insurance online?
Tata AIG makes the claim filing process as easy as it can be. Follow the steps mentioned below to register your claim: If you’ve met with an accident, inform the police and raise an FIR. Contact the Tata AIG customer support team to register your claim. You can also use the online form. Enter the details of the damages in the self-inspection form. We will send a surveyor or inspector to assess the damages suffered on your bike. The surveyor will prepare a damage report. Depending on the garage you wish to visit for bike repairs, choose between cashless and reimbursement claims. When you submit the claim form, you will get a Claim Registration Number (CRN). Tata AIG allows policyholders to track the status of their claims online using this CRN. Our insurance experts will verify and validate the details and documents. Once verified, we will reimburse the Suzuki Gixxer SF 250 insurance claim.
What are the ways to reduce premiums?
Many factors affect the premium you need to pay for your two-wheeler insurance policy. IDV is one of them. Make sure you enter an accurate IDV to receive an appropriate sum assured. The following tips can help you save on insurance premiums without reducing policy coverage. Do not file claims for small repairs and replacements to maintain your No Claim Bonus. Do not make excessive modifications to your bike. Pick a higher voluntary deductible. Install safety devices like CCTV in parking lots. Join Authorised Riding Groups. Compute the premium using an online bike insurance premium calculator before buying.
How is a cashless settlement different from reimbursement?
When you get your bike repaired from one of our network garages, Tata AIG pays the repair charges to the garage. This type of settlement is known as a cashless claim. But if you get your two-wheeler repaired from any other garage that is not listed in our garage network, you pay the repair charges at the garage, and Tata AIG reimburses you after you file the reimbursement claim. Tata AIG has over 5000 garages in its network.
Will I be able to include add-on covers in the middle of the policy year?
It is possible to include add-on covers to an active policy. But, you will have to incur an additional cost for the same. Besides, Tata AIG may have to inspect your two-wheeler before issuing add-ons.
How can I contact Tata AIG to register a complaint or raise a query?
We have a 24/7 customer support team available to guide and assist you at every step. You can use our toll-free number, 1800-266-7780, to talk to one of our customer care executives or insurance claim experts. If you would like to share documents or claim proofs, email them to us at customersupport@tataaig.com. We strive to respond to all your queries in the shortest possible time and give you a smooth and seamless experience.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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