Royal Enfield Bike Insurance

The Tata AIG Royal Enfield two-wheeler insurance protects your bike from natural calamities like floods and earthquakes, man-made damages like fire, accidents, and terrorist activities, as well as loss or theft. This Royal Enfield bike insurance policy offers an own-damage and a third party cover along with 8 add-ons to ensure complete protection against all possible contingencies.

Moreover, with a No Claim Bonus (NCB), quick claims process, seamless customer experience, hassle-free buying and renewability, and reliability of the Tata brand, our Royal Enfield bike insurance policy is one of the best options you can choose for your bike.

Please follow the steps given below to buy a new two-wheeler insurance plan or renew your existing policy:

• Visit the Tata AIG website and go to the Bike Insurance page.

• Enter your bike registration number. Click ‘Get Price’ for a new bike insurance plan or ‘Renew’ to renew your old policy.

• The bike insurance calculator will automatically fetch and populate the relevant details of your bike. Kindly confirm them once.

• Choose from the list of Insured Declared Values (IDVs).

• If you have raised a claim in the past, submit the claim information along with your policy form. If you have not filed a claim, you can use the No Claim Bonus (NCB) to get a discount.

• The plan offers 8 different riders. You can add them to your policy to increase coverage.

• The website will display the premium for your bike insurance policy on the screen.

• Make the payment with the available digital payment options. Once your payment has been received, a soft copy of the Royal Enfield bike insurance policy will be sent to your email.

• You can now enjoy complete protection for your bike with the Tata AIG Royal Enfield insurance plan.

The precise Royal Enfield bike insurance price can be decided based on the make and model of the bike, type of policy chosen, the city of residence, choice of add-ons, any NCB discount and the IDV.

If you opt for a third-party bike insurance cover for your Royal Enfield, the insurance rate will depend on the engine cubic capacity of your bike model. The rates for third-party cover are declared by the IRDAI (Insurance Regulatory and Development Authority of India) on an annual basis.

However, if you wish to go for a Royal Enfield comprehensive bike insurance policy, the premiums will be dependent on a whole range of factors as mentioned above. One of the primary factors here is the Insured Declared Value or the IDV that is the approximate prevailing market rate of your bike.

The Tata AIG online bike insurance calculator shows a list of IDVs when you purchase the policy. This can give you a better idea of the premium amount. You can also contact your local dealership to know the IDV of your bike. The Royal Enfield comprehensive bike insurance cost can range from ₹500 to ₹18,000.

You can add the following eight add-ons to your Tata AIG Royal Enfield bike insurance:

• Depreciation allowance: Offers the entire claim amount for damages without deducting the depreciated value of your bike.

• Return to invoice add-on: Gives full compensation as per the last invoice value of your bike.

• Additional third party property damage cover-add-on: Coverage for damages caused to a third party other than you.

• Emergency medical expenses add-on: With this add on for Royal Enfield Bike Insurance, you get coverage for all emergency medical expenses incurred by you in case of an accident on the two-wheeler.

• Additional personal accident cover to owner or driver: Personal insurance cover for the owner or driver in case of death, loss of two limbs, loss of eyesight in both eyes, loss of one limb, loss of eyesight in one eye, or other types of permanent total disablement.

• Additional personal accident cover to unnamed persons: This add on with Royal Enflied two wheeler insurance plan cover the hirer, driver, pillion, or sidecar passenger in case of death, loss of two limbs, loss of eyesight in both eyes, loss of one limb, loss of eyesight in one eye, or other types of permanent total disablement.

• Roadside assistance: Immediate breakdown assistance in case of a dead battery, fuel requirement, flat tyre, mechanical/electrical repairs, etc.

• Consumables expenses: Covers damages and loss caused to bike consumables in an accident.

The Tata AIG Royal Enfield bike insurance policy understands the importance that your bike holds in your heart and aims to protect it in all aspects.

Here’s why it is important to have a Tata AIG Royal Enfield insurance policy for your bike:

• Tata AIG has been an integral part of the insurance industry for more than 20 years.

• In these years, the company has served over 5 crore customers from all across the country.

• Tata AIG has over 7500 network garages that deliver timely service and ensure a quick and hassle-free claim settlement process.

• Offering an unbeatable customer experience is one of our core principles. Our network of 650 claim experts ensures that all your queries and issues are resolved seamlessly.

• Tata AIG Royal Enfield bike insurance policy provides you with customizable plans to meet your distinct requirement and expectations.

Royal Enfield offers a fleet of six different bikes within a price range of ₹1.7 lakhs to ₹3.2 lakhs (ex-showroom price). The bikes offer a mileage of 24 kmpl to 37 kmpl, depending on the model and make you select. Royal Enfield bikes are known for their ruggedness and sturdy makes, weighing between 186 kgs and 202 kgs.

These bikes are ideal for city and highway driving as well as for long trips in the mountains. They have an engine capacity that ranges from 346cc to 648cc. With a wide selection of colours and styles, these bikes offer ample options for every taste and preference.

Here are some Royal Enfield bikes along with their ex-showroom (Delhi) prices:

Here are some details about Royal Enfield and its bikes that you should know:

• Royal Enfield has been one of the oldest motorcycle manufacturers in the world that has been in continuous production since 1901.

• Royal Enfield offers 6 bike models in India, with another 6 new models in the pipeline scheduled for an upcoming release.

• The brand offers sports bikes like the Royal Enfield Himalayan as well as classic bikes like the Royal Enfield Classic and the Royal Enfield Bullet.

• Royal Enfield bikes offer the best of both worlds – a traditional vintage charm and new-age technology and style.

Here are some rival bikes of Royal Enfield:

• Triumph Motorcycles
• Harley-Davidson
• Bajaj Auto
• Hero MotoCorp
• Honda
• TVS
• JAWA