Oben Rorr Insurance

Protecting your Oben Rorr with TATA AIG’s bike insurance is a breeze, whether you are purchasing a new policy or renewing an existing one. Enjoy a hassle-free process with these simple **Steps to safeguard your bike from unforeseen risks while staying compliant with legal requirements.

-Steps to Buy Oben Rorr Insurance Online with TATA AIG

Step 1: Head to the official TATA AIG bike insurance page.

Step 2: Input your Oben Rorr’s registration number and click "Get Price" to explore policy options.

Step 3: Provide accurate information to ensure seamless processing.

Step 4: Submit valid ID proof, address proof and bank details.

Step 5: Enhance your policy with additional coverage if needed. This will increase your policy premium marginally.

Step 6: Verify all details, submit the form and complete the payment.

Once completed, your insurance policy will be processed, and a digital copy will be sent to your registered email.

-Steps for Oben Rorr Insurance Renewal Online with TATA AIG

Step 1: Navigate to the TATA AIG bike insurance renewal section.

Step 2: Select "Renew" after providing your bike’s registration details.

Step 3: Share details like the previous policy’s expiry date and claim history.

Step 4: Opt for add-ons or maintain your existing coverage.

Step 5: Confirm your Oben insurance renewal and pay to receive your renewed policy in your email.

Additional Notes:

To avoid coverage lapses, renew your policy 15-30 days before it expires. Although renewal is possible after the expiry date, timely renewal ensures continuous protection for your Oben Rorr.

When insuring your Oben Rorr, striking the perfect balance between affordability and comprehensive protection is crucial. The Oben Rorr’s advanced technology and potential maintenance costs make it essential to invest in the right insurance plan that safeguards your bike without straining your budget.

At TATA AIG, we prioritise cost-effective solutions. Our free online premium calculator simplifies estimating your Oben Rorr insurance premium. By considering variables like your location, bike specifications and coverage type, this tool helps you plan your finances effectively, ensuring you make an informed decision.

Here are the primary insurance options available for the Oben Rorr and factors influencing their premiums:**

-Third-Party Bike Insurance

-What It Covers: This policy is mandatory as per the Insurance Regulatory and Development Authority of India (IRDAI) and covers liabilities to third parties in case of accidents.

-Premium Factors: The Oben Rorr third-party insurance price is determined annually by the IRDAI based on engine capacity.

-Why It is Needed: Third-party insurance ensures legal compliance and provides basic protection, making it an affordable and indispensable option.

-Comprehensive Bike Insurance

-What It Covers: This includes third-party liabilities and own damage protection, offering holistic coverage.

-Premium Factors: The price is influenced by factors like the bike’s model, geographic location and insured declared value (IDV). If you are not aware of what IDV means in bike insurance, it is the market value of your bike after depreciation, which also determines the claim limit.

-Why It Is Needed: Comprehensive plans are ideal for a high-tech bike like the Oben Rorr, covering repairs, replacement costs and unforeseen events like accidents, theft or natural disasters.

-Own Damage Bike Insurance

-What It Covers: This one is specifically for damages to your bike caused by accidents, fire, theft or natural calamities.

-Premium Factors: The price is based on factors similar to comprehensive plans but focuses solely on own-damage coverage.

-Why It Is Useful: This insurance is perfect for enhancing protection when combined with a third-party policy.

-A Few Things to Consider

Third-party insurance is legally mandatory, with affordable premiums set by IRDAI. However, for optimal protection, comprehensive insurance is highly recommended. It provides robust financial security, especially for premium electric bikes like the Oben Rorr.

TATA AIG’s tailored solutions and premium calculators ensure that you choose the right coverage at the best price, allowing you to enjoy your rides worry-free.

To ensure comprehensive coverage for your Oben Rorr, TATA AIG offers a range of specialised add-ons. While the standard comprehensive policy offers robust protection, these add-ons ensure you are prepared for every possible scenario. Tailoring your policy with these riders enhances your coverage, aligning it perfectly with your specific needs.

-Here are the top add-ons available for your Oben Rorr insurance from TATA AIG:

-Personal Accident Cover: This add-on provides financial assistance in case of the owner-rider's accidental death or permanent disability. It ensures financial security for your family and offers needed support during challenging times.

-Return-to-Invoice Cover: If your Oben Rorr is stolen or suffers total damage in an accident, this add-on reimburses the full invoice value of your bike. It bridges the gap between your bike’s current market value and its purchase price, allowing you to recover your complete investment.

-Zero Depreciation Cover: This add-on covers the cost of repairing or replacing damaged bike parts without factoring in depreciation. It maximises your claim amount, reducing out-of-pocket expenses for wear-and-tear deductions on parts like tyres, plastic components and metal parts.

-Consumable Cover: This add-on takes care of the costs for consumable items such as engine oil, screws, nuts, bolts and lubricants that are not covered under a standard policy. It ensures that smaller yet essential repair expenses do not accumulate after an accident.

-Roadside Assistance Cover: This add-on offers 24/7 roadside assistance for breakdowns or emergencies. Services include towing, fuel delivery, battery jump-starts and minor on-the-spot repairs, ensuring that you are never left stranded while travelling.

-Additional Third-Party Property Damage Cover: While standard insurance policies provide third-party liability coverage, this add-on offers enhanced financial protection for damages caused to third-party property. It is especially useful in mitigating high-value liabilities.

-Emergency Medical Expenses Cover: This add-on covers immediate medical expenses for injuries sustained during an accident. It also includes ambulance costs and provides coverage for your pillion rider, ensuring swift financial aid during medical emergencies.

When securing your Oben Rorr bike insurance with TATA AIG, it is vital to have a clear understanding of what the policy covers and what it does not. Being informed about the inclusions and exclusions ensures you are prepared for any situation and can avoid unexpected expenses. This awareness empowers you to choose the right plan that meets your needs while providing maximum protection for your bike.

Here is a detailed breakdown of the coverage scope:

Oben Rorr Two-Wheeler Insurance Inclusions

-Save on Premiums

Imagine saving almost three-fourths of your insurance premium while securing comprehensive protection for your Oben Rorr. It is a win-win for your finances and peace of mind!

One of the most appealing aspects of TATA AIG bike insurance is the significant savings it offers on premium payments. You can enjoy discounts of up to 75% when you purchase or renew your insurance online. This ensures that while your bike gets the best protection, your wallet stays happy, too.

-Enjoy No Claim Bonus (NCB)

Each year of careful driving adds to your rewards. With NCB, your premium could drop by half, letting you enjoy more benefits for less money.

TATA AIG rewards safe and responsible riding habits with its No Claim Bonus (NCB). If you have had a claim-free year, you are eligible for a discount on your policy premium starting at 20%. Over the years, this can increase to as much as 50%, helping you save significantly on renewals while encouraging cautious riding.

-Experience a Hassle-Free Claims Process

Filing a claim has never been easier. A few clicks online, and you are set—TATA AIG’s claims team ensures a smooth journey from start to finish.

Insurance claims can often be a time-consuming and confusing process, but not with TATA AIG. With a dedicated team of over 650+ claim experts to help you, filing a claim is straightforward and quick. Whether you are submitting a claim online or seeking assistance, the process is designed to resolve your concerns efficiently.

-Pick Your Comprehensive Own Damage Cover

Whether it is a minor scratch or significant flood damage, TATA AIG’s Own Damage Cover keeps your bike and your finances secure.

Accidents and unforeseen events can result in expensive repairs for your bike. With TATA AIG’s Own Damage Cover, your bike is protected against damages from accidents, fire, theft, natural disasters or man-made incidents. This coverage ensures that you will not face hefty repair or replacement costs, giving you peace of mind on every ride.

-Get Protection Against Third-Party Liabilities

Accidental damage to someone else’s car or property? With third-party coverage, TATA AIG takes care of the expenses, so you do not have to!

TATA AIG’s bike insurance policies not only safeguard your bike but also cover damages caused to third parties. This includes compensation for third-party property damage or injuries to individuals. This Third-Party Damage Cover ensures that you remain compliant with legal requirements while avoiding out-of-pocket expenses for liabilities.

-Choose From a Choice of Unique Add-Ons

Picture this: your bike breaks down in a remote area. With Roadside Assistance, help arrives promptly, letting you continue your journey without hassle.

TATA AIG offers an impressive selection of add-ons to customise your bike insurance policy. From Zero Depreciation Cover to ensure full compensation for parts to Roadside Assistance for emergencies, these add-ons enhance the standard coverage, offering a well-rounded protection plan for your Oben Rorr.

-Trust Our High Claim Settlement Ratio

Knowing that almost all claims are resolved successfully with TATA AIG means you can trust us to have your back when you need it most.

TATA AIG is known for its reliability in settling claims. With a stellar 99% claim settlement ratio in FY 2022-2023, we ensure that your claims are processed quickly and efficiently, giving you peace of mind during critical times.

-Get Help from Nationwide Network of Cashless Garages

Whether you are in the middle of a busy city or stranded in a remote town, TATA AIG’s garage network ensures that repairs are just a short drive away.

Repairing your bike after an accident can be a hassle, but TATA AIG makes it easy with access to cashless garages across India. This extensive network allows you to get your bike repaired without paying upfront, ensuring convenience no matter where you are.

-Embrace Our Quick and Easy Online Processes

Imagine renewing your bike insurance for Oben Rorr while sipping your morning coffee. All it takes is a few clicks on the TATA AIG website!

Gone are the days of long queues and paperwork. With TATA AIG, you can buy or renew your bike insurance entirely online in a matter of minutes. The process is simple, fast and designed to save you time and effort.

If you are still not convinced why you should choose us, well, TATA AIG bike insurance offers more than just a policy; it provides a comprehensive solution to protect your Oben Rorr. From financial savings to extensive coverage options, efficient claims processes and customisable add-ons, every feature is tailored to give you the best riding experience.

The Oben Rorr is a cutting-edge electric bike designed to blend performance, safety and convenience. Manufactured by Bengaluru-based startup Oben Electric, which launched in 2020, the Rorr is the company’s flagship model. Deliveries began in July last year, putting the bike in direct competition with players like Tork Motors.

A 4.4kWh LFP battery powers the Oben Rorr and weighs just 120 kg, making it lightweight yet robust. Its design combines functionality with aesthetics, featuring bold colours like Voltaic Yellow and Electric Red. Safety is a top priority, evident from the inclusion of disc brakes on both the front and rear wheels, supported by a combined braking system (CBS).

This bike is not just about looks; it is also designed for convenience and safety. Its ground clearance of 200mm and 20mm water-wading capacity ensure a smooth ride across various terrains, making it a practical choice for urban commuters and adventure enthusiasts alike.

Here are some of its USPs:

Exceptional Performance and Speed

The Oben Rorr is powered by an IPSm motor, delivering 8kW of nominal power and peaking at 10kW. This allows the bike to accelerate from 0-40 km/h in just 3 seconds, making it one of the fastest accelerations in its segment. With a top speed of 100 km/h in Havoc mode, it is built for speed lovers who also value sustainability.

Impressive Range and Efficiency

The bike offers three driving modes: Eco, City and Havoc, each tailored to different riding needs. In Eco mode, the bike boasts an incredible range of up to 150 km, while in City and Havoc modes, it delivers 120 km and 100 km, respectively.

Under ideal driving conditions (IDC), the range can extend to a remarkable 187 km. The fast-charging feature lets you charge the bike from 0 to 80% in just 2 hours using a standard 15A outlet, ensuring minimal downtime between rides.

Advanced Features and Connectivity

The Oben Rorr is packed with smart features, including an LED lighting system and a fully digital instrument cluster. The cluster provides real-time updates on battery status, ride details and predictive maintenance.

Additional smart functionalities include geo-fencing, geo-tagging, a charging station locator and on-demand roadside assistance, making the bike a tech-savvy rider’s dream.

Comfortable and Safe Ride

The Rorr’s design prioritises rider safety and comfort. It is built on an ARX frame with a telescopic fork suspension in the front and a mono-shock suspension at the rear, ensuring stability and smooth handling. Its disc brakes on both wheels, combined with the CBS system, provide excellent stopping power, even in emergencies.

Stylish and Environmentally Friendly Design

The bold and vibrant colour options of Voltaic Yellow and Electric Red make the Oben Rorr stand out. And its electric motor significantly reduces carbon emissions, aligning with the growing demand for environmentally friendly commuting options.

Disclaimer: Prices are subject to change. Please verify the latest ex-showroom price in your city before finalising your purchase