Hero Xpulse Bike Insurance
Hero Xpulse Insurance
It is impossible to deny the charm that a bike holds. From college students to working professionals, everyone wishes to have a bike of their own at some point in their lives. Riding a bike makes you seem extremely cool, but it also makes life much easier. Commuting from point A to point B becomes a cakewalk, and you no longer need to waste long hours waiting for public transport. Thus, you may also have been looking for the right bike for yourself, and in your search for the best bikes, you have come across Hero bikes.
Hero MotoCorp is a global corporation notable for being the world's largest two-wheeler producer. It is fair to assume that it is among the most renowned brands in the country, with a market share of 37.1 per cent in the two-wheeler business. The Hero XPulse is one such product that many riders pick because of its sleek style and affordable price.
This bike is unquestionably an excellent option. Nevertheless, before you go for a ride, ensure you get your, Hero XPulse bike insurance which gives adequate coverage in a mishap. The Indian roads are an open invitation for accidents due to their debilitating conditions and the rush at any given time. Thus, bike insurance is an abject necessity of the hour. Insurance for your bike is your safeguard in the off-chance anything does go wrong.
There are two basic types of insurance to choose from when it comes to bike insurance. One is the third-party bike insurance coverage, which is required by law. The second is the comprehensive insurance for bikes, which most motorcyclists choose because of its extensive coverage and customisable options. It is a cover that gives you protection in a broad sense of options.
Long-term two-wheeler insurance from Tata AIG provides you with appropriate coverage in many cases. What is even better is that you can get your bike insurance online in just minutes. Once you get your Hero bike insurance, you can be out on the road enjoying a ride on your bike.
Hero Xpulse Insurance Renewal/Buy Hero Xpulse Insurance via TATA AIG
If you have already bought our Hero insurance online, you must renew it before the policy period expires and you lose your Hero Insurance. It's advisable to opt for a Hero insurance renewal two weeks before the end of the tenure. Also, if you have bought a Hero Xpulse and are looking for Hero Xpulse insurance online, you can easily find what you are looking for on our website. To get your insurance for your bike, follow the steps below:
- Visit our official website and check our Bike Insurance Page.
- For Hero insurance renewal online, enter your Hero Xpulse registration number and click "Get Price," or click "Renew" if your current bike insurance is with Tata AIG.
- The specifics of the insurance policies will be displayed on the screen, and you can verify your Hero bike insurance price using our online bike insurance calculator.
- From the list of IDVs provided, choose the right IDV (Insured Declared Value) for your Hero Xpulse.
- If you've ever made a claim before, you'll have to enter the same information. If not, you can take advantage of our No Claim Bonus offer.
- The Hero Motocorp insurance price will be displayed on your computer screen
- We will deliver your bike insurance online to your given email address after accepting your payment.
- Your bike insurance purchase or Hero insurance renewal is now complete.
Hero Bike Insurance Online Price - Your Premium Amount
Before getting a long term two-wheeler insurance with Tata AIG, always have a look at the premium amount that is being quoted to you. It will help calculate the final amount you will need to put away for your bike insurance. It is very important to not get the first insurance for your bike you come across but that you buy the one that fits your needs the best. Remember, it is your policy that will help you when things go south, so understand each aspect very closely. At the end of it all, the Hero Motocorp insurance premium amount that you pay results from certain factors. These factors are:
- The selected Insured Declared Value (IDV)
- The bike’s date of registration
- The NCB (No Claim Bonus) discount
- The bike’s engine cubic capacity
- The model and make of your bike
- Your policy location.
If you buy mandatory third-party bike insurance online, the IRDAI (Insurance Regulatory and Development Authority of India) will review your premium costs. The CC (cubic capacity) of your Hero Xpulse's engine will also have a role in determining the final price.
However, if you opt for third-party bike insurance, you should be aware that you will not be covered comprehensively in the event of an accident. As a result, you always recommend that you purchase a comprehensive Hero insurance policy. It provides you with a complete level of protection and alleviates any financial hardship in an emergency. Furthermore, you may always customise your plan to meet your specific needs with your Hero insurance renewal.
Things Covered/Not Covered Under TATA AIG’s Hero Bike Insurance Policy
| Things Covered Under TATA AIG’s Hero XPulse Insurance | Things Not Covered Under TATA AIG’s Hero Xpulse Insurance |
|---|---|
| Personal accident protection of up to 15 lakhs for the policyholder of the motorcycle in the event of personal injury. The policyholder's nominee will get the settlement if the owner-driver dies in the accident. | Damages to the insured Xpulse were caused by any war-like condition in the country or an invasion. |
| Suppose any damage was incurred by the insured bike during transportation by airways, waterways, railways, etc. | Any damage caused when the vehicle was used in areas prone to damage, such as a flood or landslide-prone area. |
| Any customisations made to the insurance policy for your bike will be adhered to in case of damage. | Any damage was caused to the bike because of a robbery in your residence, but the bike was not stolen. |
| Any losses incurred to the vehicle because of human acts of terrorism, vandalism, riots and more. | Personal accident or own damage will not be covered if the person is under a third party two-wheeler insurance plan. |
| Any damage caused to the Hero Xpulse from fire explosions, self-ignition, lightning etc. | Any damage caused when the bike was being used for commercial causes. Also, if the damage results from adventure sports, racing, speed trials, etc. |
| Any degree of damage caused to the bike because of natural disasters, including cyclones, earthquakes, floods, etc. | Any damage to the insured vehicle when it is outside the confines of the geographical location mentioned in the policy (i.e., outside India). |
| Any loss incurred to Hero Xpulse owing to theft or irreparable harm caused in a robbery. | Any loss caused by use over time and normal wear and tear, including mechanical and electrical breakdowns. |
| Damages to the insured bike or if the bike is lost due to a road collision involving a third-party vehicle and harm to someone else's assets or injury to a third-party person resulting in death or impairment. | Destruction or loss of the insured bike if the rider is intoxicated, if they were not using a helmet at the time of the collision, or not carrying a valid driver's license. |
Why Is It Important to Have a Hero Insurance for Bike Policy from TATA AIG?
With our help, you can compare two insurance policies and select from various options. Whether you require a custom-made, comprehensive bike insurance policy online, standalone own damage protection, or mandatory third-party coverage, you can get it all in one place.
You can simply purchase or update your Hero bike insurance with Tata AIG from the comfort of your home or office.
Our organisation, which has more than 20 years of experience in the Indian insurance industry, works hard every day to win the confidence of more than 5 million customers around the country. Tata, as a brand, is enough to inspire trust and confidence among policyholders.
Owing to the assistance of 650 claim specialists across India, we now have online 3-step insurance claiming method that is straightforward, quick, and trouble-free. The system guarantees that each case is taken care of effectively and quickly. In FY 2020-21, we recorded a 98 per cent claim settlement ratio.
You can get your damaged bike fixed without worrying about paying cash on-site, thanks to our network of cashless garages.
Overview: Hero Xpulse
Hero MotoCorp has improved the Impulse by introducing additional features to the new XPulse model, increasing its value. Hero MotoCorp's flagship motorcycle, the Hero Xpulse 200, has received the Indian Motorcycle of the Year award. The 199.6cc single-cylinder air-cooled engine of the Xpulse 200 develops 18bhp at 8000rpm and 17.1Nm of torque at 6500rpm and is paired to a five-speed transmission. The Hero XPulse 200 comes with a rally kit and a new package that includes fully customisable long-travel equipment, handlebar lifts, and a flattened seat for a more comfortable ride.
Hero Xpulse Variants and Prices
| Variants | New Delhi Ex-showroom Prices (may differ as per different cities) |
|---|---|
| Hero XPulse 200 STD | ₹1.45 Lakh |
| Hero XPulse 200 4V | ₹1.47 Lakh |
Unique Selling Points: Hero Xpulse Features
Due to the primary characteristics given below, the Hero XPulse is among the finest models in the Indian commuter industry. These are the bike's unique selling points.
- It is powered by a 4-stroke 4-valve mono-cylinder OHC engine that develops 19.1 PS at 8500 RPM and is oil-cooled. In addition, this model's engine has a displacement of 199.6 ccs.
- The Hero XPulse comes with a gear system and a 5-speed gearbox.
- The bike's weight is 158 kg, and it has a fuel tank size of 13 litres.
- This bike has a diamond-type structure, flexible front handlebars with anti-friction bush style front stabilisers, and a rectangle swingarm with mono-shock rear suspensions.
The beautiful Hero Xpulse is truly one of its kind. The Hero company has won the trust of its patrons owing to years of exemplary products, and the Xpulse is no exception. Thus, getting insurance for your bike is a must, and one from Tata AIG is sure to leave you worry-free. You get to enjoy your vehicle to the fullest while knowing that the company is there to take care of the bike and you if anything should go wrong.
Top 3 Rivals of Hero Xpulse
The top rivals of Hero Xpulse are -
- Royal Enfield Himalayan
- Honda CB 200X
- Hero Glamour BS6
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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