Hero Pleasure Plus Insurance

Tata AIG offers you the chance to buy 2-wheeler insurance online with easy and simple steps. We provide the electronic provision where Hero bike insurance renewal and purchase processes are paperless, quick, and convenient. Whether you want to find out the Hero Pleasure Plus insurance price or schedule a renewal for your vehicle insurance, you can do it easily using a handheld electronic device and taking a few minutes of your time. Along with buying a suitable two-wheeler insurance policy, you can access Tata AIG's cashless network of garages.

The paperless online purchase and renewal process for two-wheeler insurance plans enables you to access the policy information using a single interface around the clock. We advise you to compare the available policies and use the Tata AIG premium insurance calculator to determine the insurance premium based on your required coverage and add-ons before making a purchase or renewal. Follow the steps below to buy or renew your Hero Pleasure Plus insurance online.

• Visit our bike insurance page.

• Enter your Hero Pleasure Plus registration number and other details.

• Click on the "Get Price" option to purchase a new insurance policy. Likewise, click on the "Renew" option to renew your existing Pleasure Plus insurance plan. Fill in the bike insurance form by entering the required details.

• Select your bike's appropriate IDV (Insured Declared Value).

• Note - The Insured Declared Value, which impacts the price of your two-wheeler insurance plan, is determined based on the manufacturer's listed selling price and represents the current market worth of your vehicle. It's crucial to make a prudent choice when selecting the IDV.

• Mention the history of your previous two-wheeler insurance claims (if any). Select the No Claim Bonus option if you have never raised any claims previously. A claim-free history makes you eligible for a no-claim discount on the renewal premium. This discount can mount up to a whopping 50%.

• Select suitable add-ons from our 8 comprehensive insurance riders list and enhance your two-wheeler insurance plan.

• Note that you can purchase the insurance riders at an added cost, increasing your overall premium sum. Thus, wisely select suitable add-ons for your vehicle.

• As soon as you fill in the required details and submit the form, your Hero bike insured amount and the premium sum will display on the screen. If you are satisfied with the quote, you can go ahead with the payment and choose a suitable mode of payment.

• Once the payment is processed, we will share the details and the documents on your registered email and Whatsapp address.

• You can reach out to our customer support team for any assistance or queries, and they will be happy to assist you.

To buy or renew a Pleasure Plus bike insurance, you must pay regular premium fees. Based on your convenience, you can pay the premium monthly, quarterly, half-yearly, or annually. A two-wheeler insurance premium sum is affected and determined by various factors. Extensively, the risk a two-wheeler carries determines its insurance premium. Some of the other key factors include

Coverage and type of insurance policy: The coverage you select for your Pleasure Plus is a key factor in determining the insurance premium sum. Basic third-party insurance has lower premiums due to limited coverage, while a comprehensive policy with added covers like personal accidents and own damage results in higher premiums. In addition, the premiums of comprehensive two-wheeler insurance plans can rise further if you combine insurance add-ons with the policy. You can select amongst add-ons like personal accident, own damage cover, etc.

Age of the two-wheeler: The two-wheeler's market value and age are inversely proportional, which affects the IDV of the vehicle. The IDV measures the market value of a two-wheeler and the sum for which it is insured. This value affects the insurance premium, as it is the basis for deciding the sum insured. As the bike ages and its market value decreases, the IDV and premium will also decrease.

Make, and model of the bike: A basic bike will cost less and have a lower IDV and premium than a designer or sports bike, which will have a higher IDV and premium.

**No claim bonus - No Claim Bonus is a discount on insurance premiums offered to policyholders who have driven safely and not filed insurance claims in the previous policy year. It is applied when renewing comprehensive bike insurance and ranges from 20% to 50%.

Geographical location: The location of the insured vehicle affects the insurance premium. A bike located in a low-traffic, low-risk area such as a village or small town will result in lower premiums due to less likelihood of accidental damage. Conversely, a bike in a heavily trafficked area, such as a metropolitan city, will result in higher premiums.

Age of the insured & driver record: The age and experience of the rider determine the insurance premiums. Young and new riders who are new to traffic rules and bike riding hold a higher risk than older and more experienced ones. Therefore, younger bike riders are highly likely to pay higher insurance premiums than more senior and experienced drivers. In addition, drivers with a bad driving record are likely to be charged higher insurance premiums than safe and responsible riders.

Engine type/cubic capacity: When buying a third-party insurance plan for your two-wheeler, the policy's price or the premium is mainly determined by the size of the engine as measured in cubic centimetres (cc). This means that if your scooter has a larger engine, indicated by a higher cc, the premium for your insurance plan will also be higher.

Safety devices: Two-wheelers with safety devices such as theft alarms are considered safer and result in lower insurance premiums. Conversely, vehicles without these added safety measures incur higher insurance premiums.

Add-on covers: You can purchase add-on covers along with your comprehensive insurance plans for an added price. These add-ons offer you extended security for specific situations otherwise not covered by your base insurance plan in exchange for an added cost.

Modifications of the bike: A modified bike costs more due to added features that don't just make it more attractive but also more susceptible to theft. This, in turn, increases its premium due to added risk.

You can enrich your Tata AIG comprehensive Hero Pleasure Plus insurance by selecting from the available insurance rider covers:

Depreciation allowance: The zero depreciation add-on, also known as nil depreciation cover, helps you overcome the consequences of depreciation. If a claim is made for repairing or replacing parts of your bike and the claim amount is reduced due to depreciation, this add-on will reimburse that depreciation amount. However, remember, this benefit is only functional for the first two claims made.

Return-to-invoice cover: The invoice cost insurance add-on provides reimbursement for the purchase cost of your vehicle in the event of complete damage or robbery. In the case of total damage, theft, or complete constructive damage to the bike, the policyholder can typically use this add-on. In addition, using this add-on, you will receive the road taxes and registration fees spent on the insured two-wheeler.

Emergency medical expenses: Reimbursement of the ambulance and medical expenses can be obtained in case of injury from an accident. This covers treatment costs at any nursing home or hospital and transportation to the hospital. In addition, it also provides the cost of moving your pillion rider to the medical facility.

Additional personal accident cover for the owner-driver: We recognise the increased risk of accidents associated with biking. The personal accident cover add-on financially secures you and your family in case of fatality or serious injuries caused by an accident. For anyone with this add-on, we will pay the predetermined sum to your appointed beneficiary if an accident turns fatal. The coverage offered by this add-on will be in addition to the standard insurance amount.

Additional third-party property damage cover: You can get an added third-party coverage reimbursement using this add-on. Although third-party liability covers are provided in third-party and comprehensive two-wheeler insurance plans, you can buy an added third-party liability cover using this insurance rider.

Consumables expenses: This add-on covers the cost of repairing/replacing bike consumables damaged in an accident, except fuel. Covered items include screws, washers, nuts/bolts, bearings, and various oils and lubricants.

Roadside assistance: This add-on provides emergency breakdown assistance, including jump-starting a dead battery, flat tyre repair, and on-the-spot repairs for electrical or mechanical issues. With this add-on cover, you can get back on the road quickly with our help.

Buying a two-wheeler is a significant decision, as it requires considerable research to ensure you're getting the best vehicle for your necessities. You look into the bike's style, appearance, and make, but also factors like the fuel efficiency and speed it offers. The same consideration should be applied when selecting an insurance policy for bikes or scooters. Here's a list of things to keep in mind as you secure coverage for your two-wheeler through Tata AIG:

• At our company, we take pride in providing exceptional customer service. We have assembled a team of 650 knowledgeable and highly trained insurance claim experts to achieve this goal. Each member of this dedicated team is fully committed to serving you to the best of their abilities. Whether you have questions about your coverage or need assistance filing a claim, our team is always available.

• With a proud member base of over 5 crore individuals, we understand the significance of cultivating strong and lasting relationships with our customers. To us, you are not just another policyholder but a valued member of our family who deserves the highest level of support and service.

• For the past two decades, Tata AIG has established a reputation for trustworthiness and dependability in the insurance industry. We have always upheld our promise to deliver customers the coverage they need and deserve. You can count on the Tata AIG promise whether you are looking for coverage for your bike or car.

• During the financial year of 2020-2021, our company's dedication to providing excellent customer service was reflected in our claim settlement success rate. During this period, we were proud to have successfully resolved and settled 98% of the claims submitted. This high settlement rate demonstrates our ability to effectively and efficiently process and settle the received claims.

The Hero Pleasure Plus is a modern and stylish scooter produced by Hero MotoCorp. It features a compact and sleek design, with a spacious and comfortable seat for the rider. The scooter is powered by a 110cc engine that provides fuel efficiency and good performance. Also, it comes equipped with convenient features such as a mobile charging port, a fully digital instrument cluster, and a spacious under-seat storage chamber. The Hero Pleasure Plus is an excellent option for urban commuters who are looking for a practical, stylish, and affordable scooter for day-to-day use.

• Convenient, relaxing, and hassle-free ride experience.

• It features telescopic suspension at the front and a hydraulic shock absorber at the rear, which provides a comfortable and smooth ride experience even on bumpy roads.

• It comes with an automatic transmission system, ensuring convenience for people of all age groups.

• It comes equipped with a front and rear drum brake system that ensures rider safety and provides good stopping power.

• Low maintenance costs and efficient fuel consumption

• Eye-catching and attractive design

• It features spacious under-seat storage that can accommodate a full-face helmet along with other small items.

• Good storage space and additional mobile charging port

• Comfortable and smooth ride quality due to telescopic suspension.

• Affordable price range compared to other competitor two-wheelers in its segment.

• Hero Pleasure Plus is powered by a 110.9 cc, single-cylinder, air-cooled engine that generates 8.7 Nm of torque and 8 bhp of power. The engine is known for its fuel efficiency.

• It is equipped with 90/100-10 tubeless rear and front tyres, delivering stability and good grip on the road.

• It is known for its exceptional fuel efficiency, providing a good range on a single fuel tank.

Here are the top competitors of the Hero Pleasure Plus two-wheeler:

• TVS Scooty Pep Plus

• Yamaha Fascino

• Suzuki Access 125

• Honda Activa I

• Bajaj Platina 100