Hero Mavrick 440 Insurance
Hero Mavrick 440 Insurance
The Hero Mavrick 440 is a robust, high-performance motorcycle, designed for riders who crave adventure on every terrain. Known for its powerful 440cc engine, sturdy build and sleek design, the Mavrick 440 delivers an exhilarating ride experience that combines style and strength. Whether you are commuting through city traffic or exploring off-road trails, this bike is built to handle it all with ease.
However, with great power comes the need for reliable protection. The right bike insurance policy is essential for safeguarding your Mavrick 440 against unexpected incidents, including accidents, theft and natural calamities. By choosing the right two-wheeler insurance, you can ride confidently, knowing you are covered against potential financial setbacks.
Beyond legal compliance, insurance provides peace of mind, allowing you to focus on enjoying every ride. With a good insurance plan, your Hero Mavrick 440 remains protected, ensuring your journeys stay as exciting and worry-free as possible.
Purchase/Renew Hero Mavrick 440 Insurance with TATA AIG
Whether you are looking to renew your Hero Mavrick 440 insurance or buy a new policy, TATA AIG makes the process easy and hassle-free. Follow these simple Steps to protect your bike against unforeseen risks and stay compliant with insurance requirements:
-Hero Mavrick 440 Insurance Online Purchase Process
Step 1: Go to the official TATA AIG bike insurance webpage.
Step 2: Input your Hero Mavrick 440’s registration number and click “Get Price” to view available policy options.
Step 3: Fill in the requested details carefully, ensuring that all information is accurate.
Step 4: Provide the necessary KYC documents, including ID proof, address proof and bank details.
Step 5: You can choose add-on covers for extra protection if needed, but this **Step is optional.
Step 6: Review all the information, submit your form and proceed to payment.
Once you have completed these **Steps, TATA AIG will process your application. Upon approval, a copy of your Hero Mavrick 440 insurance policy will be sent to your registered email.
-Hero Insurance Renewal Process
Step 1: Access the bike insurance renewal page on the TATA AIG website.
Step 2: Type in your Mavrick 440’s registration number and select “Renew.”
Step 3: Provide policy details like expiry date and claim history.
Step 4: You can opt for additional coverage options or stick with standard coverage as preferred.
Step 5: Make the payment, and TATA AIG will send a renewed policy document to your email.
Additional Notes:
Bike insurance policies typically offer coverage terms ranging from one to five years. To ensure continuous coverage for the Hero Mavrick 440, it is best to renew the policy before 15 to 30 days of its expiry.
While Mavrick 440 insurance renewal is possible up to 15-30 days after expiry, renewing within this window is highly recommended for long-term two-wheeler insurance, helping to avoid any potential lapses in protection.
Hero Mavrick 440 Insurance Price: What is the Premium for Hero Bike Insurance?
When you are considering insurance for your Hero Mavrick 440, finding a plan that balances coverage with affordability is essential. With the Mavrick 440’s powerful performance and potential maintenance expenses, a comprehensive insurance plan can help protect your investment without stretching your budget.
At TATA AIG, we understand the need for cost-effective solutions, which is why we offer a free online premium calculator. This tool helps you get an estimate of the Hero Mavrick 440 insurance premium by factoring in variables such as your location, bike model and type of coverage. By knowing the premium in advance, you can budget better and make a well-informed decision.
When purchasing Hero Mavrick 440 insurance with TATA AIG, here are the primary coverage options to consider:
-Third-Party Bike Insurance: This essential coverage, mandated by the Insurance Regulatory and Development Authority of India (IRDAI), covers liabilities toward third parties. The IRDAI sets these premiums annually based on engine capacity, making it affordable for all riders while ensuring legal compliance.
-Comprehensive Bike Insurance: A comprehensive policy covers both third-party and own-damage claims, making it a robust option for full protection. This premium is determined by several factors, including bike model, geographic location and the Insured Declared Value (IDV).
The IDV, representing your bike’s market value after depreciation, sets the upper claim limit and helps you understand its maximum insurable worth. TATA AIG’s IDV calculator can further assist you in understanding how this factor affects your premium.
-Own Damage Bike Insurance: This standalone policy specifically covers damages to the insured vehicle itself, including accidental damages, fire, theft and natural disasters. Its premium is influenced by factors similar to those of the comprehensive plan, offering peace of mind against potential repair and replacement costs for your Mavrick 440.
-Important Note:
According to IRDAI regulations, a minimum of third-party bike insurance is required to operate a motorcycle in India legally. Fortunately, Maverick 440 third-party insurance price is reasonable, allowing you to ride with confidence.
However, comprehensive insurance is often recommended, especially for high-performance bikes, as it provides more extensive protection. Comprehensive coverage is valuable for handling potential repair expenses, ensuring you stay financially secure and stress-free on every ride.
Add-Ons for Hero Mavrick 440 Insurance by TATA AIG
Add-ons, or riders, are extra coverage options designed to boost your base insurance plan, offering additional layers of protection for your Hero Mavrick 440. These add-ons are available exclusively with own-damage and comprehensive two-wheeler insurance policies and come with an additional premium cost.
Here is a breakdown of TATA AIG’s seven unique add-ons, each offering specific benefits for your Hero Mavrick 440 insurance:
-Personal Accident Cover: This add-on provides financial security in the event of accidental death or permanent disability, ensuring that the rider or owner is protected with financial support for their loved ones.
-Return-to-Invoice Cover: If your bike is lost due to theft or completely damaged in an accident, this add-on will reimburse the original invoice value, allowing you to recover the entire purchase price of your bike.
-Zero Depreciation Cover: With this add-on, you will receive the full cost of repairs or replacements for bike parts without any depreciation deductions, ensuring maximum protection and minimal out-of-pocket costs.
-Consumable Cover: This option covers essential consumable parts of your bike, like engine oil, nuts, bolts and lubricants, that typically need to be replaced after an accident. It helps ensure these smaller costs do not add up during repairs.
-Roadside Assistance Cover: In case of breakdowns or emergencies, this add-on offers 24/7 assistance. Services include towing, fuel delivery and on-site repairs, so you are never left stranded on the road.
-Additional Third-Party Property Damage Cover: While standard third-party liability is included in comprehensive insurance, this add-on extends your coverage, providing enhanced protection against potential third-party property damages.
-Emergency Medical Expenses Cover: This add-on reimburses medical and ambulance expenses due to an accident, covering both you and your pillion rider, ensuring immediate financial support in case of injury.
Inclusions and Exclusions Under TATA AIG’s Hero Mavrick 440 Bike Insurance
When opting for TATA AIG’s Hero Mavrick 440 bike insurance, it is essential to understand what is covered under the policy and what is not. Familiarising yourself with the inclusions and exclusions can help avoid surprise expenses and ensures you are fully aware of your coverage.
By examining these key details, you can make confident, well-informed decisions about your Hero Mavrick 440 insurance plan. Here is a closer look at the coverage scope of your policy, helping you confirm it aligns perfectly with your protection needs.
Hero Two-Wheeler Insurance Inclusions
Coverage Types | Description |
---|---|
Damage and Loss Protection | Comprehensive insurance for your Hero Mavrick 440 provides financial security against damages due to accidents, fire, transit mishaps and man-made disasters. This coverage ensures that repair or replacement costs do not cause unexpected financial strain. |
Third-Party Protection | Covers both financial and legal liabilities arising from accidents involving third parties, including compensation for third-party property damage or bodily injury, shielding you from potential legal expenses. |
Personal Accident Coverage (Owner-Driver) | Offers medical coverage for accidental injuries to the insured rider. This feature provides up to ₹15 lakhs in case of severe injury or loss of life, with benefits going to the designated beneficiary. |
Add-On Rider Coverage | Optional coverages, such as Zero Depreciation or Roadside Assistance, can enhance protection. TATA AIG offers a range of add-ons to help customise your policy based on specific needs. |
Hero Two-Wheeler Insurance Exclusions | |
Exclusion Type | Description |
General Wear and Tear | Damages from regular use, including depreciation, mechanical or electrical breakdowns and age-related issues, are not covered under comprehensive insurance as they fall under routine maintenance. |
Racing and Speed Trials | Damages sustained during activities like racing, speed tests, or performance trials are excluded from coverage. The vehicle owner must bear any repair or replacement expenses for such activities. |
Law Breaches or Policy Violations | The insurer will not cover any damage resulting from actions that violate laws or policy terms, such as riding without a helmet, driving without a valid licence or driving under the influence of intoxication. |
Commercial Usage | If your bike is used for commercial purposes, any resulting damages will not be covered under standard personal insurance. Commercial vehicles require a separate, specialised insurance policy. |
Damage from Theft-Related Incidents | While bike theft is covered, damages from unsuccessful break-in attempts or home invasions are not included in the policy unless the bike itself is stolen. |
Reasons to Buy TATA AIG Hero Bike Insurance
-Simple and Convenient Online Process
Purchasing or renewing your Hero motorbike insurance with TATA AIG is incredibly straightforward. The entire process is online, saving you the hassle of visiting a branch office or spending hours filling out paperwork.
Visit the TATA AIG website and follow a few simple steps. Your policy will be delivered directly to your WhatsApp inbox or email within minutes. This seamless process makes TATA AIG an ideal choice for those who value convenience and speed.
-Quick and Easy Claims Process
TATA AIG understands the importance of a swift claims process in times of need. With a team of over 650 dedicated claims specialists, they ensure that policyholders get timely assistance when filing a claim. You simply need to fill out a claims form on the official website and the professionals at TATA AIG will handle the rest. This hassle-free claims process helps alleviate the stress that often accompanies an accident or damage incident, allowing you to focus on what matters most—getting back on the road.
-Extensive Cashless Garage Network
When you choose TATA AIG Hero motorbike insurance, you gain access to a vast network of partner garages across India. This extensive network allows you to get repairs and services done cashlessly, meaning you do not have to worry about upfront payments.
Instead, TATA AIG directly settles the expenses with the garage, ensuring a smooth and financially stress-free experience. Whether you are in a bustling city or a remote area, this wide garage network means help is always nearby.
-Comprehensive and Flexible Coverage Options
TATA AIG offers flexibility in designing your Hero motorbike insurance plan to suit your individual needs. With three plan types: comprehensive, standalone own-damage and third-party coverage, you can select the type of protection that aligns best with your lifestyle and budget.
-Diverse Add-On Covers for Enhanced Protection
For added security, TATA AIG offers several unique add-on covers that can be added to your base policy. If you frequently ride in high-risk areas or use your Hero bike for long commutes, these add-ons provide an extra layer of protection when you need it most.
The add-ons allow you to tailor your policy according to your needs, ensuring that you and your bike are covered for all eventualities.
-Trusted and Reliable Brand
With a solid reputation in the insurance industry, TATA AIG is a brand that inspires trust and reliability. Known for its customer-centric policies, TATA AIG prioritises the needs of its policyholders and provides dedicated support at every step.
When you choose TATA AIG Hero motorbike insurance, you are opting for an insurer with a strong track record of customer satisfaction, helping you feel secure and supported in times of need. With TATA AIG, you can rest assured that your coverage comes from a reputable provider known for ethical and dependable service.
-Fast and Reliable Claim Settlement
TATA AIG’s high claim settlement ratio reflects our commitment to serving customers promptly and effectively. In the fiscal year 2022-2023, we have maintained an impressive 99% claim settlement ratio, demonstrating our efficiency in processing claims without unnecessary delays.
This means that in the unfortunate event of an accident or loss, you will not have to worry about lengthy wait times or excessive paperwork. TATA AIG’s quick and reliable claim settlement process ensures that you receive the financial support you need when you need it most.
-24/7 Customer Support
One of TATA AIG’s standout features is its around-the-clock customer support. Whether you have questions about your policy, need assistance with a claim or require general guidance, our customer service team is available 24/7 to provide support.
You can reach out by calling our toll-free number or emailing our support team, knowing that a dedicated professional is always ready to assist. This commitment to customer service provides peace of mind, knowing that help is available whenever you need it.
-Affordable Premiums with Online Discounts
TATA AIG provides competitive premium rates, ensuring that you get quality coverage without straining your budget. Also, by purchasing your Hero motorbike insurance online, you may be eligible for discounts that further reduce the cost of your premium.
This affordability, combined with the convenience of online purchases, makes TATA AIG a financially smart choice for insurance. With TATA AIG, you get excellent value, comprehensive coverage and flexibility - all at a price that fits your budget.
-Comprehensive Protection for Peace of Mind
Ultimately, TATA AIG Hero motorbike insurance provides comprehensive protection that covers third-party liabilities, accidental damages, theft, natural calamities and more. With such extensive coverage, you can ride with confidence, knowing that you are financially protected against a range of risks.
This peace of mind is invaluable, especially in today’s unpredictable world. By choosing TATA AIG, you invest in a policy that prioritises your safety, security and financial well-being, allowing you to focus on enjoying the ride.
Hero Mavrick 440: Overview and Unique Selling Points
The Hero Mavrick 440 is crafted for those who want to stand out. Its bold design is built to make a statement, with a muscular fuel tank featuring shrouds and distinctive Y-shaped side covers that add a rugged, adventurous vibe.
The bike’s mass is concentrated at the front, giving it a strong, stable appearance. The round headlamp with H-shaped daytime running lights (DRLs) completes the look. The bike’s mass is concentrated at the front, giving it a strong, stable appearance, while the round headlamp with H-shaped daytime running lights (DRLs) completes the look.
Every element, from its balanced proportions to its modern ergonomics, has been thoughtfully designed to match the adventurous spirit of today’s riders.
-Here are some of the features that make Mavrick an amazing bike:
-Digital Instrument Cluster: Equipped with a fully digital instrument cluster, the Mavrick’s dashboard includes a sleek negative LCD display. It offers everything a modern rider needs: a digital speedometer, smartphone connectivity, gear indicator and turn-by-turn navigation, all ensuring you stay informed and connected while on the road.
-High-Performance Engine: The Mavrick 440's heart is a powerful 440cc TorqX engine, which delivers a maximum power of 27 Bhp at 6000 rpm and 36 Nm of torque at 4000 rpm. This combination provides the right balance for both high-speed highway rides and short sprints. The 6-speed transmission, combined with a multi-plate wet-type slip & assist clutch, ensures smooth, easy gear changes, making every ride enjoyable.
-Safety-First Design: The Mavrick 440 prioritises safety. It includes dual-channel ABS and disc brakes on both wheels, which add confidence during sudden stops or challenging road conditions. The all-LED lighting setup enhances visibility, while the trellis frame body offers excellent stability, allowing you to ride securely on any terrain.
Hero Mavrick 440: Variants and Prices
Variants | Ex-Showroom Prices (in ₹) |
---|---|
Hero Mavrick 440 Base | ₹1,99,000 |
Hero Mavrick 440 Mid | ₹2,14,000 |
Hero Mavrick 440 Top | ₹2,24,000 |
Disclaimer: Prices are subject to change, so please check the latest ex-showroom price in your city before making a purchase.
Top 5 Competitors of the Hero Mavrick 440
Competitor Bike Name/Model | Ex-Showroom Price (in ₹) |
---|---|
Royal Enfield Bullet 350 | ₹1,73,562 |
Royal Enfield Meteor 350 | ₹2,05,528 |
Jawa 42 Bobber | ₹2,13,569 |
Triumph Speed 400 | ₹2,40,000 |
Honda CB350 | ₹2,00,195 |
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.