Hero Extreme 160R Insurance

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Hero Extreme 160R Insurance

The Hero Extreme 160R is a super stylish bike for the bike lovers in India. If you are thinking about purchasing a new bike anytime soon, then the Hero Extreme 160R could be the best bet! The bike has been manufactured by the well-known Hero Group, and the company specialises in designing the most powerful yet affordable two-wheelers in the country.

However, before you buy this bike, you also need to understand the necessity of having robust insurance for 2-wheeler in hand. At Tata AIG, you can find some of the most affordable hero bike insurance plans with extensive coverage options.

In India, two-wheeler insurance is mandatory for every bike owner according to the Motor Vehicles Act, 1988. This Act mandates every bike owner to at least have a third-party Hero bike insurance plan. Without it, you will be fined ₹2000 and ₹4000 for one-time or repeated offences. Also, with Tata AIG, you can buy, renew or make a claim against your two-wheeler insurance in just a few minutes online. Also, with Tata AIG’s online premium calculator, you can compare two-wheeler insurance plans online.

Hero Extreme 160R Bike Insurance – Purchase/Renewal via Tata AIG

If you opt for bike insurance policy with Tata AIG, you can do that in just a few minutes on our official website. Even Hero bike insurance renewal can happen instantly with us. Also, it’s advisable to start the renewal process of your Xtreme 160R insurance at least two weeks before its expiry date. Here is what you need to do in order to purchase or renew your Hero bike insurance policy online –

  • Visit the official website of Tata AIG and click on the Bike Insurance label.
  • Type in your Hero Extreme 160R registration details and select “Get Price” for buying a Hero Xtreme 160r bike insurance or “Renew” if you need to renew your existing Tata AIG Hero bike insurance.
  • Now, you will get all the details related to your bike insurance policy on the screen.
  • Select an appropriate IDV (Insured Declared Value) for your Hero Extreme 160R IDVs given.
  • Fill in your bike claim details, including the Hero Extreme 160R’s insurance details, if you have previously filed for a claim. If not, you can get the No Claim Bonus discount benefit from Tata AIG.
  • The screen will then show you the insurance details of your Hero Xtreme bike.
  • You can make the payment online by choosing any one of the digital payment options on the screen.
  • Once our team confirms your details, we will send the valid bike insurance policy to your registered email ID.

Hero Extreme Insurance Price - Your premium amount

Before buying an online bike insurance policy, you should check the total premium payment payable for the same. This will help you to pick the right insurance plan for your Hero Extreme 160R that will meet every single requirement and will also let you pay reasonable premiums on time.

For a comprehensive bike insurance policy, your Hero Extreme 160R insurance price will depend upon –

  • Your policy locations;
  • Your chosen IDV;
  • Your Hero Xtreme 160R bike’s registration details;
  • Your chosen add-on covers;
  • No Claim Bonus discount, if any.

If you buy the compulsory third-party bike insurance policy, your Hero bike’s insurance cost will be based on the premium rates that are declared every year by the Insurance Regulatory and Development Authority of India (IRDAI). This will be based on the bike engine’s cubic capacity.

However, it’s better to opt for a comprehensive bike insurance policy other than a third-party insurance plan. This is because the latter will only cover the legal as well as financial liabilities that will arise from the third-party damages concerning another vehicle, person or property.

Therefore, it’s prudent to opt for the comprehensive bike insurance policy, which will be supported by the inclusion of a lot more additional covers, and hence, they will offer better coverage. Moreover, you can also customise the comprehensive Hero Extreme 160R bike insurance policy during the time of renewal.

To find out your two-wheeler’s Insured Declared Value, you can use the online bike insurance calculator on the Tata AIG’s website.

Things Covered/Not Covered Under TATA AIG’s Hero Xtreme Insurance Policy

           <tr>
  <td>Loss or damage of the Hero Extreme bike due to malevolent man-made activities like terrorism, rioting, destruction, etc.</td>
      <td>Own damage or personal accident cover for your bike insurance will not be applicable in the case of a third-party bike policy.</td>
          </tr>
           <tr>
  <td>Damage caused to the Hero bike by fire due to explosions, lightning, self-ignition, etc.</td>
      <td>Damage or loss caused to the bike if the insured bike was used for commercial needs or was used for speed trials, peed racing, adventure sports, and so on.</td>
          </tr>
           <tr>
  <td>Specific losses and damages that are covered under your selected optional add-on plans.</td>
      <td>Damages were caused to the insured bike during theft and robbery when the bike was not stolen.</td>
          </tr>
           <tr>
  <td>Personal accident cover for your insured two-wheeler of up to ₹15 lakhs for the owner-driver facing any personal injuries. In case of the death of the owner-driver, the insurance beneficiary will get the insured amount.</td>
      <td>Damages to the Hero Xtreme in the event of a war, mutiny, invasion, or other war-like situations in India.</td>
          </tr>
        <tr>
  <td>Accidental damage to the insured bike and damages caused to the Hero bike while transporting the same by airways, waterways, railways, etc.</td>
      <td>Damage to the Hero bike if it is used under restricted conditions like in a flood-prone or landslide-prone zone.</td>
          </tr>  
Things Covered Under Tata AIG’s Xtreme 160R Insurance Things Not Covered Under Tata AIG’s Xtreme 160R Insurance
If your insured Hero bike’s loss or damages due to natural calamities like cyclones, floods, earthquakes, etc. Damages or losses caused to the insured bike outside the geographical area that’s mentioned in the bike insurance policy (outside India).
Theft of the insured bike or irreversible damage to the Hero bike leads to a total loss. Damages caused to the Xtreme bike due to general wear & tear from regular riding or consequential loss, and other kinds of electric/mechanical breakdown.
Damage or losses caused by the insured Hero Extreme 160R bike to a third-party vehicle, property or any injury caused to a third person. Damage or loss of the insured two-wheeler if the rider was under the influence of alcohol or other intoxicants like drugs. Or if the owner-rider wasn’t wearing a helmet or didn’t have a valid driving license.

Why Is It Vital to Have Hero Extreme Insurance from Tata AIG?

  • Tata AIG provides a huge array of online bike insurance plans. You can go for a third-party bike insurance policy or even a comprehensive plan. You can also choose one from a range of add-on covers.
  • Our insurance experts have more than 20 years of experience in the Indian insurance industry. Also, Tata, as a brand, has been synonymous to trust and hence, we have gained the respect of more than 5-crore happy customers in the country.
  • We have an easy and hassle-free 3-step online claiming process online that’s supported by 650+ claim experts all around India. This guarantees effective claim settlement on time. Tata AIG proudly states that we have had a CSR (Claim Settlement Ratio) of 98% for FY 2020-21.
  • We also have a wide range of cashless network garages all over the country where you can take your damaged Hero bike and get it repaired without paying any bills on the spot.
  • Our swift and hassle-free two-wheeler insurance policy purchase and renewal processes online can be done in just a few minutes from the comfort of your home or office.

Overview: Hero Extreme 160R

If you are looking for a stylish yet powerful bike for the Indian roads, the Xtreme 160R should be your top-most choice. This muscular two-wheeler comes with stylish alloy wheels and has a blacked-out finish. The rear grab rail has been smoothly integrated into the bodywork, and it is available in multiple colour options.

The bike is powered by a BS6-compliant fuel-injected and air-cooled motor, and it delivers a torque power of 14Nm and 15.2 PS. In this segment, it is one of the most powerful bikes in the country at the moment and has a 2-valve motor. There is a 5-speed gearbox and a 7-step preload-adjustable monoshock feature that makes it stand out from its competitors.

Xtreme 160R Variants and Prices

Variants Ex-showroom Price (New Delhi)
Single Disc, 163 cc. 55.47 kmpl ₹1.14 Lakh
Double Disc, 163 cc. 55.47 kmpl ₹1.17 Lakh
Stealth Edition, 163 cc. ₹1.19 Lakh

Unique Selling Points: Hero Extreme 160R Features

If you are still not convinced about buying this bike, here are a few more features that should make it easier for you to choose the Xtreme 160R over its competitors –

  • All LED-lighting – LED tail lamp, LED headlamp, and LED indicators;
  • Full-digital instrument console – tachometer, speedometer, clock, and fuel gauge;
  • Hazard lamp;
  • Powertrain, handlebar, and alloy wheels.

Rivals of Hero Extreme 160R

  • TVS Apache RTR 160 4V
  • Honda X-Blade
  • Suzuki Gixxer 155
  • Bajaj Pulsar NS160
  • Yamaha FZ-S FI

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Which insurer in India offers the best claim settlement process for bike insurances?

Which insurer in India offers the best claim settlement process for bike insurances?

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Tata AIG’s claim settlement ratio for FY 2020-21 was 98%. Our extremely talented pool of claim experts all over India ensures that your claims are addressed on time. With us, you will not have to worry about having your claim applications getting rejected without reason.

How to purchase a bike insurance policy online with Tata AIG?

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First, you need to visit Tata AIG’s website and then click on the ‘bike insurance’ tab. You will be asked to fill in a few details related to your two-wheeler, like its registration number and so on. You can even choose the necessary coverage options, and then you will be able to see the bike insurance plan price on the screen. Also, you need to select the right IDV in order to get the best policy benefits in the future. Once all of this is done, you can pay the premium through any one of the online payment options. Your valid policy will be sent to your registered email ID.

What is the lowest-priced variant of Xtreme 160R?

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The lowest-priced variant is the Single Disc, 163 CC. 55.47 kmpl, which is priced at ₹1.14 Lakh.

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