Tata AIG Hero Bike Insurance

The purchase of a Hero bike insurance or Hero insurance renewal with Tata AIG is a simple and straightforward process. Whether you are buying two-wheeler insurance for the first time or renewing your existing Tata AIG bike insurance policy, we will have you covered with these steps below:

• Visit our official Tata AIG website and go to the Bike Insurance page.
• Fill in the registration number of your bike and select “Get Price” if you are looking for a new policy or select “Renew” if you want to renew your existing Tata AIG policy.
• Our online calculator will show you the bike details as per the information provided after which you will need to choose an appropriate Insured Declared Value (IDV) for your bike from the list.
• Also, input the details of any claims you may have filed previously. If you have not filed any claim, you will be eligible for a No Claim Bonus discount on your premiums on the renewal of the bike insurance policy.
• Next, you will be able to view the total insurance premium payable for your Hero bike insurance policy.
• You can also enhance your Tata AIG comprehensive bike insurance policy with any of the 8 add-on covers that we offer for your bike’s protection.
• Once you made your selection, you can make the online payment through any of the options provided, as per your convenience.
• After the payment process is complete, we will send you a soft copy of your Hero bike insurance on your registered email ID, confirming your purchase.

The premium amount of your Hero two wheeler insurance will depend on a number of factors such as the Insured Declared Value (IDV) and the model of your bike, the registration date, the type of policy coverage, the add-ons chosen for the policy, the No Claim Bonus Discount (NCB) and your city of residence.

For example, when it comes to the type of coverage, a basic but mandatory third-party two wheeler insurance will be less expensive than a comprehensive bike insurance policy because the extent of coverage is low - only third party damages to another person, vehicle or property - are covered if the damage is caused by your insured bike. Moreover, the rates are standardised and are announced each year by the IRDAI with the rate depending on the engine cubic capacity of your bike.

On the other hand, a comprehensive bike insurance policy is more customisable and you can also add extra add-ons to extend the coverage of your policy. These add-ons come at an extra premium cost and hence, by virtue of being more customisable and offering greater protection, a comprehensive bike insurance policy will cost more.
You can use the online bike insurance premium calculator on our website to calculate the exact Hero two-wheeler insurance cost.

If you have Tata AIG comprehensive Hero bike insurance policy, you can enhance the protection for your bike with these add-on benefits:

• Depreciation Allowance: Also known as the Zero Depreciation Cover, this add-on allows you to claim the full insurance amount on the total loss of your bike without factoring in the depreciation cost of the bike.
• Roadside Assistance: The Roadside Assistance add-on helps you out when you and your bike are stranded somewhere due to a mechanical breakdown. With a call, you can have our team come and help you with a dead battery, mechanical repair, fuel replenishment, towing, etc.
• Emergency Medical Expenses: This add-on reimburses the medical costs arising from any injuries caused to you and your pillion rider in case of an accident. But apart from the medical expenses, the benefit also covers the cost of the ambulance transport.
• Additional third-party property damage cover: A comprehensive insurance policy already covers third party damages to another person, property or vehicle. However, if you want to cover additional third-party expenses, you can choose this add-on.
• Additional Personal Accident Cover: The additional personal accident covers reimbursement of a predefined amount to the family members of the bike’s owner-driver in case of the owner-driver's accidental death in addition to the sum assured amount from the base insurance policy.
• Return-to-Invoice cover: The Return to Invoice add-on covers the reimbursement of the on-road price, the road taxes and the bike registration fees when you file a claim for the total loss damage to your bike.
• Consumable Expenses: With this add-on, the cost of replacing, repairing or replenishing any consumables damaged or lost during an accident can be covered. These include greases, lubricants, screws, brake oils, etc.

• Whether it is the purchase of your Hero bike insurance with us or your Hero bike insurance renewal, we can assure you of a quick and easy policy purchase and renewal process online.
• With a customer base of over 5 crore members, you can rely on us for quality insurance services.
• Our bike insurance policies are designed to provide complete protection to your bike with the added benefit of optional add-on covers.
• Tata AIG’s 650+ claim experts are always on top of their game to make sure that you avail of a seamless claim settlement process.
• Our 5000+ network garages across the country ensure that you receive cashless services promptly and efficiently.

Having been one of the leading names in the Indian two-wheeler industry for years now, Hero Motocorp owns more than 46% of shares in the two-wheeler market. As of today, Hero Motocorp has the reputation of being the largest two-wheeler producer in the world.

As an Indian brand, Hero MotoCorp has grasped the ever-changing needs of the Indian consumer and produces two-wheelers that win the hearts and minds of lakhs of consumers throughout the country, irrespective of their gender, location or age group.

The fluid and convenient designs of Hero bikes ensure that the style quotient of the brand is always on the right side, generation after generation!

When it comes to understanding why Hero bikes have such huge demand in India, here are some of the main reasons you should know about:

• The variety and sturdy designs of Hero bikes cater to the needs of bike lovers across all age groups and professions in India. It is this connection with the population that gives Hero bikes an edge over most other bike brands.
• Be it the most affordable model or the most expensive one, Hero bikes offer the best-in-class mileage that suits every commuter. Whether it is a Hero Pleasure or a Hero ZMR you want, the bike’s performance will always be top-notch as compared to other bikes of other brands in the same price range.
• The consistency Hero bikes have shown over the last many years beats a lot of other brands easily. When it comes to the durability of their bikes as well as the on-road performance, it is difficult to say that Hero bikes can let you down.

Here are some of the competitors of Hero MotorCorp that you can also take a look at:

• TVS
• Yamaha
• Bajaj
• Royal Enfield