Harley Davidson Nightster Insurance
Harley Davidson Nightster Insurance
Harley Davidson has been a popular name among motorcycle enthusiasts from around the world for many decades. It started its operations in India in 2009 and has nine models selling in the country. Its Nightster is a fun-to-ride, new-age motorcycle in the company’s Sportster lineage
The Harley Davidson Nightster is based on a new platform with a captivating design and is beautifully balanced. The Nightster is bound to drag you out of your house to go on long rides. However, before you do, make sure to get the right bike insurance policy based on your needs. The policy should offer coverage for most risks faced by your bike.
Tata AIG understands that owning a Harley Davidson is a dream for many bikers. Hence, we offer feature-rich insurance for 2 wheelers to help you get the best protection for your motorcycle.
Read on to find out why and how you can buy 2 wheeler insurance online through Tata AIG.
Purchase/Renew Harley Davidson Nightster Insurance with Tata AIG
Harley Davidson Nightster Insurance Online Buying Process
To buy Nightster bike insurance online, visit our bike insurance page
At the top of the page, there is a small form. Enter the registration number of your motorcycle and click on “Get Price.”
Fill out the insurance application form carefully. Check to see that there are no spelling or other errors.
You will be asked to upload certain documents to establish your identity.
Pick add-on covers that help you customise the coverage as per your needs. Choose add-ons that you need since they are available at an additional cost.
Once you are comfortable with the coverage and premium, make the payment.
We will verify your application and check the details.
On successful verification, we will send your policy document to your registered email address or mobile number.
Harley Davidson Nightster Insurance Renewal Process
You can renew your Harley Davidson insurance policy (existing Tata AIG policy or other provider policies) from our website.
Go to the bike insurance page.
Enter the registration number of your motorcycle and click “Renew.”
On the next page, enter your information correctly.
Provide details of your current policy and claims history. Do not forget to avail of the No Claim Bonus if you have not filed any claims.
Upload all the documents as requested by our site.
At this stage, you can remove or add add-on covers.
Make payment for the premium.
Receive the policy documents at your registered email address and mobile number.
Harley Davidson Nightster Insurance Cost/Price?: What is the premium for Kawasaki bike insurance?
In India, a third-party bike insurance policy is mandatory for every two-wheeler. As the name suggests, it only offers coverage for third-party liabilities. In other words, it doesn’t cover damages to the insured bike.
For third-party bike insurance policies, the IRDAI determines the premium amount based on the engine capacity of the bike. Tata AIG provides third-party policies at the price determined by IRDAI.
On the other hand, for comprehensive bike insurance plans, we calculate the Harley Davidson bike insurance price based on a range of factors, including:
Make and model of the bike
Age of the bike
Your location
Insured Declared Value
Your age and driving experience
Claim history
Choice of add-ons
Deductibles, etc.
We also provide a free online two-wheeler insurance premium calculator to help you tweak the features of the policy and get the best one for your bike within your budget.
Add-ons for Kawasaki 900 Insurance by Tata AIG
Add-ons or riders are additional coverages that are not offered by the base policy. Bike owners buy these additional coverages if they need them for a nominal cost. These give bike owners the flexibility to customise the policy as per their needs.
At Tata AIG, we offer seven unique add-ons as described below:
Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle
Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.
Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim
Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike
Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.
Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down
Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider
Inclusions and Exclusions Under Tata AIG’s Harley Davidson Nightster Insurance
** Kawasaki Bike Insurance Inclusions**
| Third-party liability protection | In a collision or an accident, one party is usually at fault. If your bike gets into an accident due to your fault and causes injury to a third-party person or property, then you have to pay for the repair or treatment. A bike insurance policy offers coverage for all third-party liabilities. Hence, you are financially protected. |
|---|---|
| Own-damage protection | Your bike can get damaged due to an accident, collision, fire, natural calamities like floods, earthquakes, etc., or man-made disasters like riots, acts of vandalism, etc. A comprehensive Harley Davidson two wheeler insurance policy offers coverage for all these damages. |
| Total Loss Protection | "If your bike meets with a bad accident and suffers more than 75% damage, then repairing it could cost as much or even more than a new bike. Also, sometimes, repairs might not be possible. In such cases, the bike is termed a total loss. Similarly, if your bike is stolen, it is termed a total loss. In both these cases, a comprehensive plan pays the sum assured as compensation. | "
| Personal Accident Cover | If the owner-driver of the bike gets injured in an accident involving the insured bike, then regardless of who caused the accident, a comprehensive Harley Davidson bike insurance policy reimburses the treatment costs. If the accident results in permanent disability, then the compensation amount is Rs.15 lakh. If the owner-driver dies in the accident, then the nominee receives Rs.15 lakh. |