Benelli Imperiale 400 Insurance
Benelli Imperiale 400 Insurance
Benelli, one of Italy's oldest and most prestigious bike manufacturers, was founded in 1911. The Qianjiang Group of China currently owns the firm. To manufacture the bikes in India, the business has teamed with Adishwar Auto Ride International of the Mahavir Group in Hyderabad. In India, the business intends to sell a variety of motorcycles, including sports, adventure, and vintage models.
One of their hottest-selling bikes is the Benelli Imperiale 400. It is a stylish, capable retro motorcycle with a comfortable riding experience. Its classic design and modern features make it a popular choice among motorcycle enthusiasts in India. If you have one, you know how fantastic the bike is, and if you’re planning to purchase one, please don’t hesitate.
The Benelli Imperiale 400 is well-known for its strong engines, stylish design, and simplicity. The motorcycle is expensive; therefore, acquiring the correct Benelli two-wheeler insurance is critical to safeguard the bike while you ride it. Furthermore, with the growth in the frequency of incidents, it is important to ensure that your motorbike is adequately protected so that you may enjoy a stress-free ride on the highways.
Two-wheeler insurance ensures you are financially safe if an accident involving your cherished Benelli Imperiale 400 bike takes place. You may select from a variety of Benelli bike insurance online from our website. If you already have insurance for your two-wheeler, you must complete the Benelli bike insurance renewal on time to guarantee that the bike's security is not jeopardised.
Thus, with increased traffic and road accidents, getting a Benelli Imperiale 400 bike insurance plan that provides all-around security for your bike has become vital.
Benelli Imperiale 400 Insurance Renewal/Purchase via Tata AIG
You may get Benelli bike insurance online or offline based on your needs. An offline bike insurance policy is available through the Tata AIG office. But you may get Benelli bike insurance online or renew Benelli insurance for two-wheelers by following the following procedures:
Visit the Tata AIG website or download our mobile app and navigate straight to the “Bike Insurance” section.
Enter the registration number of your Benelli Imperiale 400 bike.
If you want to buy a new bike insurance plan, click 'Get Price' or 'Renew' for a Benelli two-wheeler insurance renewal.
Fill in the details of your bike, such as its make, model, year of manufacture, etc.
Choose the appropriate Insured Declared Value (IDV) from the list.
If there have been any previous claims, remember to mention them. If you have not made any bike insurance claims in the past, you may be eligible for a No Claim Bonus.
The Benelli Imperiale 400 insurance premium will be displayed when you enter the IDV and claim history.
Select the add-ons you want to include in your policy, such as zero depreciation cover, roadside assistance, etc.
Once your payment is processed, you will receive a confirmation email and a soft copy of your Benelli Imperiale 400 bike insurance policy.
Benelli Imperiale 400 Insurance Cost - Your Premium Amount
Several variable parameters will set your Benelli Imperiale 400 bike insurance rate, including
Your bike's insured declared value (IDV) or the current market worth of your bike. The maximum sum reimbursed during claim settlement under the Benelli bike insurance policy is based on the current market value.
Your bike's age, manufacture, and model. The general guideline is that the older your bike, the lower your rates will be due to diminished value.
The insurance policy type chosen is - own damage, comprehensive, or third-party. An own-damage or third-party two-wheeler insurance coverage is typically less expensive when compared to comprehensive two-wheeler insurance.
Your driving record, age, and the two-wheeler's geographical location. The general norm is that two-wheeler insurance premiums are greater in metropolitan/city areas than in Tier-2 and 3 locales.
The bike engine's cubic capacity is an important factor to consider when calculating the insurance cost of your Benelli Imperiale 400 bike. The higher the cubic capacity, the more will be the premium amount. Adding safety equipment or changes to the two-wheeler raises its market value.
Any No Claim Bonus perks or premium reductions.
You may use the bike insurance calculator to understand the elements that determine the Royal Enfield insurance pricing and obtain an exact estimate of bike insurance for your Benelli Imperiale 400 bike. You may compare the costs of short-term and long-term two-wheeler insurance.
Add-on Covers That You May Opt for with Tata AIG Benelli Imperiale 400 Bike Insurance Policy
Tata AIG offers several add-on covers that you can include in your insurance policy for your Benelli Imperiale 400. Here are some of the popular add-ons:
Zero depreciation cover : This add-on covers the depreciation on your bike's parts and allows you to receive the full claim amount without any deduction for depreciation.
Return to invoice cover : This add-on covers the difference between the IDV of your bike and the invoice value in case of total loss or theft of your bike.
Roadside assistance cover : This add-on covers the cost of roadside assistance services, such as towing, fuel delivery, battery jump-start, etc.
Consumables cover : This add-on covers the cost of consumables used during repairs, such as engine oil, coolant, brake oil, etc.
Personal accident cover : This add-on covers the pillion rider in case of accidental death or disability.
Emergency medical cost cover : In case of an accident if you or the pillion rider get injured, this rider will provide you with coverage for the ambulance costs and emergency medical expenses.
Additional third-party damage cover : This add-on allows you to get coverage for third-party liabilities like damage to the vehicle or injuries caused.
Things Included and Not Included under Tata AIG Benelli Imperiale 400 Bike Insurance Policy
When purchasing a bike insurance policy, it is critical to thoroughly examine the terms and limitations to avoid any unpleasant surprises later. As a result, the following are the coverage and exclusions of your Benelli Imperiale 400 bike insurance policy:
| Things Included under Tata AIG Benelli Imperiale 400 Insurance | Things Not Included under Tata AIG Benelli Imperiale 400 Insurance |
|---|---|
| The policy covers any loss or damage to your Benelli Imperiale 400 bike due to accidents, natural calamities, theft, fire, riots, strikes, or any other unforeseen event. | Damage is caused due to driving under the influence of alcohol or drugs. |
| The policy provides coverage for accidental death or permanent disability to the bike rider. | Damage is caused due to driving outside geographical limits. |
| As per the Motor Vehicles Act, the policy provides coverage for any legal liability that arises due to accidental damages to third-party property or bodily injury/death of a third party caused by your bike. | Damage is caused due to driving without a valid licence or a proper helmet. |
| Accidental damage to the bike occurs while it is transferred elsewhere by railways, waterways, or airways, for example. | The Benelli will suffer damage if used in limited usage circumstances, such as a flood-prone or landslide-prone zone. |
| Particular damages and losses are covered under your chosen optional add-on plans. | Damage is caused due to racing, stunts, or other illegal activities. |
Why Choose Tata AIG for Insuring Your Benelli Imperiale 400 Bike?
You should choose Tata AIG for insuring your Benelli Imperiale 400 bike for several reasons. Here are some key benefits
Tata AIG offers a comprehensive bike insurance policy that covers a wide range of risks such as accidental damage, theft, natural calamities, third-party liabilities, and more.
Tata AIG provides several optional add-ons that you can choose to enhance your policy coverage. These add-ons include zero depreciation cover, roadside assistance, engine protector, personal accident cover, etc.
With Tata AIG's network of over 7,500 cashless garages, you can get your bike repaired without any out-of-pocket expenses in case of a covered event.
Tata AIG provides round-the-clock customer support to help you with any queries or issues related to your policy.
Tata AIG has a dedicated team of professionals who ensure your claims are settled quickly and efficiently. Tata AIG has consistently maintained a high claim settlement ratio over the years, a testament to its commitment to customer satisfaction. In the previous year (2020-2021), Tata AIG had a bike insurance claim settlement ratio of 98%.
Benelli Imperiale 400: A Brief Overview of the Bike
Here is an overview of the Benelli Imperiale 400 bike:
Engine: The bike is powered by a single-cylinder, 374cc, air-cooled engine that produces a maximum power of 20.4 bhp at 5,500 rpm and a peak torque of 29 Nm at 4,500 rpm. The engine is mated to a 5-speed gearbox.
Design: The bike has a classic retro design inspired by the motorcycles of the 1950s. It features a round headlamp, teardrop fuel tank, spoked wheels, and a single saddle seat.
Suspension and brakes: The two-wheeler has twin shock absorbers at the rear and telescopic forks at the front. It has a 240mm disc brake at the rear and a 300mm disc brake at the front.
Dimensions: The bike has a length of 2,170mm, a width of 820mm, and a height of 1,120mm. It has a ground clearance of 165mm and a seat height of 780mm. The bike has a fuel tank capacity of 12 litres.
Other features: The bike has a digital instrument cluster that displays information such as a speedometer, odometer, trip metre, fuel gauge, and gear indicator. It also has a USB charging port, a halogen headlamp, and an LED tail lamp.
Benelli Imperiale 400 Bike Variants and Prices
The Benelli Imperiale 400 is available in a single variant in India. The ex-showroom price of the Benelli Imperiale 400 in New Delhi is ₹1,99,000.
Benelli Imperiale 400 Features: Unique Selling Points of the Bike
The Benelli Imperiale 400 is a classic-styled motorcycle with several unique selling points. Here are some key features:
The bike has a comfortable position ideal for long rides. It has a low seat height, a relaxed handlebar position, and forward-set footpegs to provide a comfortable riding posture.
The Benelli Imperiale 400 has a fuel efficiency of around 35-40 km/l, which makes it an economical bike to ride and maintain.
The bike comes equipped with disc brakes on both the front and rear wheels and dual-channel ABS, which provides confident braking performance and helps prevent skidding.
The Benelli Imperiale 400 features a retro design reminiscent of classic motorcycles from the 1950s and 60s. It has a round headlamp, spoked wheels, a teardrop fuel tank, and a chrome finish that gives it a timeless appeal.
The Benelli Imperiale 400 is a stylish and comfortable motorcycle with a good performance and fuel efficiency balance. Its classic design and features make it stand out from the crowd, and it is a good option for riders looking for a classic-styled bike with modern features.
Top Contenders of the Benelli Imperiale 400
The Benelli Imperiale 400 is a popular classic-styled motorcycle in India. Several other bikes in the same segment are its top contenders. Here are some of the top contenders of the Benelli Imperiale 400:
Royal Enfield Classic 350
Jawa Perak
Honda H'ness CB35
Bajaj Dominar 400
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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How long does renewing Tata AIG Benelli Imperiale 400 bike insurance take?
How long does renewing Tata AIG Benelli Imperiale 400 bike insurance take?
The time taken to renew Tata AIG Benelli Imperiale 400 bike insurance can be done quickly and easily within minutes. You must visit the Tata AIG website, enter the necessary details, and make the payment online. Once the payment is processed, you will receive a renewal confirmation via email or SMS.
How is Tata AIG Benelli Imperiale 400 two-wheeler insurance cost calculated?
Tata AIG Benelli Imperiale 400 two-wheeler insurance costs are typically calculated based on several factors. These include:
Insured Declared Value
Cubic capacity of the bike's engine
Age of the two-wheeler
Geographical location of the two-wheeler
Add-on covers
No Claim Bonus
Your age, occupation, driving history
Based on these factors, Tata AIG calculates the premium for your Benelli Imperiale 400 two-wheeler insurance.
Are bike insurance policies good for getting a robust bike insurance plan?
Comparing bike insurance policies is important in getting the best coverage at a reasonable cost. Here are some steps to compare bike insurance policies:
First, you must identify what you need from your bike insurance policy. Do you want basic third-party coverage or comprehensive coverage that includes add-on covers? Knowing your requirements will help you filter out policies that don't meet your needs.
Look for policies that offer the coverage and features you need, such as third-party liability, personal accident cover, zero depreciation, and roadside assistance. Check the policy documents carefully to ensure the coverage and features meet your needs.
Once you have shortlisted a few policies that meet your requirements, compare the premiums. Look for policies that offer the best value for money, balancing the coverage and features with the premium.
The claim settlement process is important when comparing bike insurance policies. Look for policies with a simple and hassle-free claim settlement process.
Good customer service is crucial if you need to make a claim or have any queries about your policy. Look for policies that offer good customer service, with easy access to customer support.
Finally, read reviews and ratings of the shortlisted policies to understand other customers' experiences. This will help you make an informed decision about the best policy for you.
How can I receive an online copy of my Benelli Imperiale 400 insurance?
To receive an online copy of your Tata AIG Benelli Imperiale 400 insurance policy, follow the steps below:
Visit the Tata AIG website and navigate to the 'Customer Service' section.
Look for the option to 'Login to Your Account' or 'Register for an Account' if you don't have one.
Once you have logged in or registered, navigate to your account's 'Policy Details' section.
Find your Tata AIG Benelli Imperiale 400 insurance policy and click on the 'Download Policy Document' option to access a digital copy of your policy.
If you cannot find your policy in your online account, contact Tata AIG customer service for assistance. They may be able to email you a copy of your insurance policy or provide you with instructions on how to access it online.
Can I transfer my Benelli Imperiale 400 bike insurance policy from my current insurance provider to Tata AIG? If yes, then what are the steps to do so?
You can transfer your Benelli Imperiale 400 bike insurance policy from your current insurance provider to Tata AIG. This process is known as porting your insurance policy. Here are the steps you can follow:
Contact Tata AIG and inform them that you would like to port your Benelli Imperiale 400 bike insurance policy from your current insurance provider to Tata AIG.
Provide Tata AIG with details about your current insurance policy, including the name of your current insurance provider, the policy number, and the expiry date.
Tata AIG will provide you with a portability form you must fill out and submit along with other relevant documents, such as your previous insurance policy documents and a no-claim certificate.
Once the necessary documents are submitted, Tata AIG will assess your insurance policy and provide you with a quote for the same coverage.
If you agree with the quote provided by Tata AIG, you can pay the premium for the policy. Tata AIG will issue a new insurance policy for your Benelli Imperiale 400 bike.
It's important to note that porting your insurance policy may not always be possible, and there may be certain terms and conditions that you need to fulfil. Check with your insurance provider and Tata AIG for specific instructions and requirements.
Is it required to purchase add-ons for my Tata AIG comprehensive Benelli bike insurance plan?
Purchasing add-ons for your Tata AIG comprehensive Benelli bike insurance plan is not required, but they can provide additional coverage that may benefit you. Add-ons, also known as riders, are additional coverage options that you can purchase to enhance the coverage of your insurance policy.
Is getting third-party two-wheeler insurance for my Benelli Imperiale 400 bike obligatory?
Yes, getting third-party two-wheeler insurance for your Benelli Imperiale 400 bike is obligatory as per the 1988 Motor Vehicles Act. This law mandates that all vehicles on Indian roads must have a valid insurance policy, and at the very least, this policy must provide third-party liability coverage.
Third-party insurance is the minimum level of insurance coverage that you can purchase for your bike. It covers any damage or injury caused to a third party, such as another driver or pedestrian, in case of an accident involving your bike.
Disclaimer
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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