Bajaj Pulsar N250 Insurance

With Tata AIG, the Bajaj Pulsar N250 insurance renewal and purchase processes are simple, hassle-free, and paperless. With just a few clicks, you can purchase Bajaj Pulsar N250 insurance online. Along with getting your vehicle insured, you also get to enjoy access to the cashless garage network of Tata AIG. When you insure your car with Tata AIG, you also gain access to their network of cashless garages.

The online process makes renewing or purchasing Pulsar N250 bike insurance easier and more convenient. You can access all your policy details and papers through a single interface, 24/7. It's advisable to compare two-wheeler insurance policies and utilise a bike insurance premium calculator to determine the premium based on the type of coverage and riders before purchasing or renewing your policy. To buy or renew Bajaj Pulsar N250 insurance online, follow the steps given below:

• Visit our bike insurance page.

• Enter your Bajaj Pulsar N250's registration number and other details.

• Select the "Get Price" option to purchase a new insurance plan. On the other hand, to renew your existing Bajaj Pulsar N250 insurance policy, click on the "Renew" option. Complete the bike insurance form by entering the necessary information.

• Select your bike's appropriate IDV (Insured Declared Value).

Note The IDV, which determines the premium of your bike insurance policy, is based on the listed selling price of the manufacturer and reflects the current market value of your bike. It is important to choose the IDV wisely.

• Mention the history of your previous claims (if any). You can select the No Claim Bonus option if you have raised no claims previously. In case there are no previous claims, you are eligible for a no-claim discount of up to 50%.

• You can enhance your insurance plan by choosing the suitable ones from our comprehensive add-ons.

Note The insurance riders come at an additional expense, which will increase your overall premium amount. Therefore, make a wise choice while selecting the add-ons for your bike insurance.

• Once you fill in and submit the details, your Bajaj two-wheeler insured sum and the premium quote will display on the screen. If you are happy with the displayed quote, you can proceed with the payment via a suitable online payment method.

• Once the payment is processed, we will send the details and policy documents to your registered Whatsapp number and email address.

For any queries or assistance, you can reach out to our support team, and they will be happy to help.

You need to pay the premium to purchase Bajaj bike insurance online or renew an existing insurance plan. Depending on your convenience, you can pay the premiums yearly, half-yearly, quarterly, or monthly. Your Bajaj two-wheeler insurance premium can be affected and determined by multiple factors, including

Insurance policy and coverage type- The type of insurance policy you choose determines its premium. Basic third-party insurance for 2 wheeler vehicles can cost less as the offered coverage for such policies is not extensive. On the contrary, a comprehensive insurance plan will cost you more due to its extensive coverage. In addition, the comprehensive insurance premiums can increase if you choose add-on covers for your vehicle.

Age of the bike- The bike's age is inversely proportional to its IDV. As the bike ages, its market value drops, and so does the IDV, resulting in a lower premium.

Make and model of the two-wheeler- The insurance premium for an expensive two-wheeler will be higher due to its high IDV and market value. On the other hand, a more affordable two-wheeler will have a lower premium because of its lower IDV and market value.

NCB- NCB is a discount offered to policyholders for driving responsibly and not filing any claims in the previous policy years. The discount is applicable on the bike's premium amount at the time of Bajaj bike insurance renewal.

Geographical location- The premium is lower in areas with low traffic or low risk, such as small cities and villages, as there is less probability of accidental damage to the vehicle. In addition, if the insured two-wheeler is used in a city with heavy traffic, the policyholder may be charged higher premiums.

Age and driver record of the insured- Young riders who are new to traffic rules and bike riding carry high risks compared to older and experienced riders. Therefore, younger riders are likely to be charged higher premiums. Likewise, safe drivers are likely to be charged with lower premiums compared to riders with bad driving records.

Engine type/cubic capacity- If you buy a third-party two-wheeler insurance plan, the bike's cubic capacity (cc) determines the premium. Thus, a higher cc of the two-wheeler calls for a high premium.

Add-on covers- Add-ons provide coverage for events not covered by the base plan but also increase the insurance cost and thus impact the premium amount.

Safety devices- Safety devices, like burglar alarms, lower your insurance premium as they reduce the risk of theft and make your vehicle safer.

Modifications of the bike- A modified two-wheeler which is more expensive than a non-modified one, can have a higher insurance premium.

Here are some more details on the coverage and exclusions under Tata AIG's comprehensive bike insurance policy.

You can add another layer of coverage to your Tata AIG comprehensive Bajaj Pulsar N250 insurance by choosing from the below-listed add-ons.

Depreciation allowance- This add-on, commonly referred to as zero depreciation cover, helps compensate for depreciation. With this add-on, we will reimburse the depreciation value that is normally subtracted from your bike’s original value. Please note that this benefit is only available for the first two claims.

Return-to-invoice cover- In events like complete damage or theft, this add-on will help you claim the invoice price of your two-wheeler. If your bike is completely damaged or stolen, you will receive its current market value, also known as the Insured Declared Value (IDV). With this add-on, we will reimburse you the total cost of the bike, including the on-road price and any road taxes or registration fees.

Emergency medical expenses- This add-on allows you to get reimbursement for medical expenses incurred in an accident that leaves you or your co-passengers injured. The add-on covers treatment at any hospital or nursing home and the cost of transportation to the medical facility.

Additional personal accident cover for the owner-driver- This add-on provides extra personal accident cover in case of injury or death from an accident while riding a bike. It pays a predetermined amount to your family in case of a fatal accident.

Additional third-party property damage cover- Third-party liabilities are covered in third-party and comprehensive two-wheeler insurance. However, additional coverage for third-party liabilities can be purchased as an add-on.

Consumables expenses- This add-on provides reimbursement for replenishment, replacement, or repair expenses of bike consumables lost or damaged in an accident. Covered consumables include washers, screws, brake oil, nuts/bolts, engine oil, bearings, gearbox oil, clips, grease, distilled water, lubricants, and others, excluding fuel.

**Roadside assistance : This add-on immediately sends emergency breakdown assistance to your location and takes care of issues including dead battery, flat tyre, mechanical or electrical repairs, fuel requirements, etc.

Choosing the right two-wheeler insurance can be challenging with so many options available. However, here are some reasons why you should consider purchasing a long-term policy from Tata AIG:

• Tata AIG has a long-standing reputation for trustworthiness and reliability in the insurance industry. Over the last 20 years, the company has consistently honoured its commitments and fulfilled the promises made in all its insurance policies.

• At Tata AIG, we follow a customer-centric approach. To ensure that policyholders receive the best possible service and support, the company has assembled a dedicated crew of 650 claim professionals.

• Tata AIG takes its responsibility to policyholders very seriously and works hard to ensure that claims are processed quickly and fairly. During the fiscal year 2020-2021, the company has demonstrated its commitment to policyholders by successfully settling an impressive 98% of the claims it received.

• With a family of over 5 crores of satisfied customers, Tata AIG recognises the importance of building solid and lasting relationships with its policyholders. Tata AIG strives to provide personalised and supportive service that goes above and beyond the typical customer experience by treating each policyholder as a valued family member.

The Bajaj Pulsar N250 is a 250cc sport two-wheeler manufactured by Bajaj Auto. It features a liquid-cooled engine that produces 23.5 Nm of torque, 29.6 horsepower, and comes equipped with a six-speed transmission. The Pulsar N250 has a sporty structure with a full-fairing and split-seat setup, completing it to be a suitable ride for sport-touring. It also has a fully digital instrument console and a dual-channel ABS. The Pulsar N250 is aimed at sport-oriented and young riders and offers a balance of style, performance, and practicality.

Here are some of the unique selling points of the Bajaj Pulsar N250:

249.5cc, 4-valve, liquid-cooled, single-cylinder engine: This engine is efficient and powerful. The liquid cooling technique helps maintain optimal engine temperature, while the 4 valves ensure power delivery.

10-litre fuel tank: It allows for prolonged riding without the need for frequent refuelling.

Maximum power of 26.1 bhp at 9,500 rpm: The engine provides brisk acceleration and an exciting riding experience.

Maximum torque of 22.5 Nm at 7,250 rpm: The engine provides a smooth delivery of power and a strong pulling power across the rev range.

6-speed transmission: The 6-speed transmission offers precise and smooth gear shifts, allowing for a more secure and controlled biking experience.

Split seat design: The split seat design offers comfortable seating for both the biker and the passenger.

Digital-analog instrument console: It provides essential ride information, including RPM, speed, fuel level, etc.

LED tail lights: It provides efficient and bright lighting, improving safety and visibility when riding in low-light situations.

Dual-channel ABS: It provides enhanced stability and stopping power, helping to prevent wheel lockup and skidding in emergency braking situations.

**Kerb weight of 153 kg : The bike is relatively light and easy to handle.

Here are the top competitors of Bajaj Pulsar N250:

• Honda XBlade

• Bajaj Pulsar F250

• TVS Apache RTR 160 4V

• Hero Xtreme 200S

• TVS Apache RTR 200 4V

• TVS Apache RTR 180

• Yamaha FZ 25

• Suzuki Gixxer 150

• Suzuki Gixxer SF

• TVS Ronin 225