Tata Punch Insurance

If you are buying a new Tata Punch insurance policy or already own it and want to renew your existing one, then you can use our online interface to complete the process of purchase/renewal in no time. Here is a quick look at the process:

• Visit the car insurance page on our official website

• Enter the registration number of your Tata Punch in the form present at the top of the page and choose between ‘Get Price for new purchase’ and ‘Renewal’

• On the next page, enter the details of your Tata Punch and some personal information

• Choose the right Insured Declared Value from the range of options displayed

• If you are renewing your policy, then provide details of any claims or No Claims Bonus

• Go through the add-on covers and choose the one you need to boost the coverage of the Tata car insurance policy

• The screen will display the Tata Punch Insurance Cost. Make sure that you check all details before proceeding

• Pay the premium using one of the digital payment options available

• Receive the digital copy of the policy via email

For your information, the process is the same for all Tata car insurance renewal and purchase.

When you buy four-wheeler insurance for your Tata Punch, the insurance company estimates the value of the vehicle to determine the maximum sum assured it can offer on the policy. This is the Insured Declared Value of the car. It is based on a lot of factors. You can talk to the local car dealer to know the IDV of your Tata Punch. Using this information, you can open our free online premium calculator to estimate the premium amount of your Tata Punch car insurance plan.

The Tata Punch insurance policy offered by Tata AIG is a comprehensive four wheeler insurance policy that offers coverage for damages to your car apart from third-party liabilities. You can also choose from 12 unique add-on covers to boost the coverage of the policy. These add-on covers are:

• No Claim Bonus Protection

• Zero Depreciation Cover

• Roadside Assistance Cover

• Repair of Glass, Fibre, and Plastic Parts

• Daily Allowance Cover

• Emergency Transport & Hotel Expense Cover

• Key Replacement

• Engine Secure

• Tyre Secure

• Consumables Expense

• Loss of Personal Belongings

• Return to Invoice Cover

Bear in mind that opting for add-on covers can lend you a 360-degree coverage, additional to your comprehensive or standalone cover. However, add-ons are available at an additional premium, and can significantly increase your Tata Punch insurance cost. So, assess carefully before buying add-on covers.

While a comprehensive policy is expected to offer coverage for third-party liability and damages to the insured car, there are some exclusions where coverage is not offered too. Hence, before you buy Tata car insurance in India, make sure that you go through the list of inclusions and exclusions specified in the policy wordings. Usually, these include:

Tata AIG is committed to offering the best protection to vehicles at the most affordable rates. When you opt for a Tata Punch car insurance plan from us, you benefit from the range of features offered including:

• An experienced insurer with over two decades of market presence offering car insurance policies

• Transparency and commitment

• A simple and hassle-free claims settlement process with a high claim settlement ratio (98% in FY 2020-21)

• Over 650 claim experts across India to help you file and settle your claims in no time

• Cashless settlement of claims at over 7500 network garages across India

The sub-compact SUV – Tata Punch by Tata Motors Limited stands right between a hatchback and a compact SUV. While it looks like a raised hatchback, it has a range of SUV-like features making it unique. Significant ground clearance due to raised suspension and a muscular demeanour makes it an eye-catcher on the roads. The instrument cluster is half-digital and half-analogue.

The Punch has a seating capacity of five occupants and a floating touchscreen, climate controls on the central unit, and volume and cruise controls on the steering wheel. Some of its technical features include:

• ARAI Mileage of 18.82 to 18.97 kmpl

• Engine Displacement of 1199cc

• Max Torque 113nm @ 3300 rpm

• Max Power 86PS@ 6000 rpm

The Tata Punch is available in four trims – Pure, Adventure, Accomplished, and Creative. The Tata Punch price in India starts at ₹5.93 lakhs. Its variants include:

**(Reference: https://www.cardekho.com/tata/punch)*

Here are some unique features of the Tata Punch:

• Bold SUV design, including LED DRLS, projector headlamps and bold LED tail lamps, diamond-cut alloy wheels, roof rails, 90-degree opening doors, etc.

• Class-leading comfort features including a Push button for starting and stopping, automatic climate control, high seating with height-adjustable driver seat, auto-fold ORVM, cooled glove box, etc.

• Safety features including dual airbags, reverse parking camera, front fog lights with cornering function, ABS and EBD with brake sway control, etc.

• Advanced infotainment and connectivity features including a floating infotainment unit, four speakers, two tweeters, etc.

Some of the closest competitors of Tata Punch include:

• Maruti Ignis

• Mahindra KUV100 NXT

• Maruti Swift

• Hyundai Grand i10 Nios

• Renault Kiger