Mitsubishi Pajero Sport Insurance

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Mitsubishi Pajero Sport Insurance

Recently, in the last few years, there has been a steady rise in consumer sentiment in the Indian automobile market. The mass is moving towards the big and bulky SUVs. However, the SUVs have been in the market for more than a decade, and there have been tough cars like the Mitsubishi Pajero Sport.

When it comes to SUVs, the Japanese car manufacturer Mitsubishi’s expertise is next to none. Mitsubishi is a revered name in the off-road car segment. So, when it launched the Pajero Sport in 2012, all eyes were turned to it.

Sadly, this legendary SUV was discontinued in India in 2019 with fans left speculating about the launch of a new facelift model. However, until the new launch is a reality, you can only buy it in the second-hand car market. In that case, you will have to be careful about certain things like the Mitsubishi Pajero Sport Insurance.

As you already know, you must have motor insurance to ply on Indian roads. But it becomes all the more important for premium cars like the Pajero Sport. If you take it for a fun ride and it gets a little too bumpy, repairing it can burn a hole in your wallet.

Therefore, make sure the insurance company you choose offers a hassle-free car insurance claim process. Tata AIG is one such insurance company with a long-standing image of trust.

Mitsubishi Pajero Sport Insurance Renewal/Purchase via Tata AIG

If you are planning to drive your car in India, which is probably going to be the case, you must have valid insurance. If the cops nab you driving without a valid vehicle insurance, you may have to pay up to ₹4,000 as a penalty. In the worst case, you may find yourself behind the bars for 3 months.

Apart from this legal mandate, having a comprehensive Mitsubishi Pajero Sport Insurance policy can save you some money in case of repairs after any accident or mishap.

Here is the easiest way of purchasing a new Mitsubishi Pajero Sport insurance. —

  • Go to Tata AIG’s Car Insurance page, and enter the registration number of your car.

  • To buy a new policy, click on the “Get Price” button. If you want to renew your existing car insurance, click on the “Renew” button.

  • Next, fill up an online Mitsubishi Pajero Sport car insurance purchase form by entering the required details — your name and contact details, etc.

  • In the next step, you will find a few IDV suggestions, and you have to choose any of the options. This will be the maximum amount that Tata AIG is liable to pay in the case of a total loss of your insured Pajero Sport.

  • Declare your Claim Status - whether you have made a claim during the previous policy year.

  • If you have not made any claim during the last year, you will be eligible for a No Claim Bonus discount on the premium amount.

  • Lastly, if you want to extend your insurance coverage, choose from the list of add-on covers.

  • Once you have completed all the steps, click the “Submit” button to see your Pajero Sport car insurance price. (see note below)

  • If you want to make adjustments to your final premium amount, you can change the IDV details and add-ons. Choosing a lower IDV and fewer add-ons can bring down the Mitsubishi Pajero Sport insurance cost. However, it will limit the coverage as well.

  • After you are satisfied with the premium quote, you may pay the premium amount online via credit cards/debit cards/net banking/UPI/mobile wallets.

The Mitsubishi car insurance renewal will only be available for the existing Tata AIG policy.

Note: Once you make the payment successfully, we will issue your Mitsubishi Pajero Sport insurance policy within a few minutes and send a soft copy of your policy to your registered e-mail address and a hard copy to your residential address.

You can also purchase your Mitsubishi Pajero Sport car insurance offline from Tata AIG. Visit your nearest Tata AIG branch, and speak with our insurance expert to get more assistance.

Mitsubishi Pajero Sport Insurance Price – Your Premium Amount

Your Mitsubishi Pajero Sport insurance price may be a little higher than other cars because the Pajero sport comes to India as a CKD unit and it is assembled by Hindustan Motors. Besides, the vehicle insurance price depends on certain factors, including the type of policy you want to purchase. At Tata AIG, we offer three types of motor insurance policies —

  1. Third-party motor insurance policy

  2. Standalone own damage (OD) motor insurance policy

  3. Comprehensive motor insurance policy

Third-party motor insurance policy is mandatory by law and provides coverage for unforeseen third-party liabilities that may arise due to an accident involving your car. While the third-party insurance covers the third-party liability, standalone own damage (OD) motor insurance policy covers only the damages sustained by your car. Now, if you want to have insurance that offers both the features — third-party liability as well as own-damage cover — choose comprehensive motor insurance.

So, how much should you pay for your Mitsubishi Pajero Sport insurance?

For third-party motor insurance policies, the premium is decided by the Insurance Regulatory and Development Authority of India (IRDAI). They also regulate and revise the premium annually.

On the other hand, the premium for standalone OD cover and comprehensive insurance cover is decided by the insurer. The price depends on various factors like the type of the car and its size, the IDV, its registration city, the age of your car, and the motor insurance riders (if you have selected any).

For a quick and free-of-cost Mitsubishi Pajero Sport insurance quote, use our online four-wheeler insurance calculator.

Add-ons for Mitsubishi Pajero Sport Car Insurance by Tata AIG

With Tata AIG, you can choose from the following 12 motor insurance add-ons to enhance the coverage of your Mitsubishi Pajero Sport insurance policy:

  • Roadside assistance cover

  • Add-on for No Claim Bonus protection

  • Daily allowance cover

  • Key replacement cover

  • Add-on for emergency hotel expenses and transport

  • Rider for loss of personal belongings

  • Return to invoice cover

  • Zero depreciation cover

The remaining add-ons are mainly consumable covers:

  • Add-on for repairs of plastic, glass, and fibre parts

  • Engine secure cover

  • Tyre secure cover

  • Add-on for consumables expenses

Note: Adding riders or add-on covers is only possible with comprehensive insurance. But keep in mind that such riders can increase the insurance price. It is always recommended to choose add-on covers wisely.

Things Covered/Not Covered Under Tata AIG’s Mitsubishi Pajero Sport Car Insurance Policy

Following are the things that are covered and not covered under Tata AIG’s comprehensive Mitsubishi car insurance policy:

Things Covered Under Tata AIG Mitsubishi Pajero Sport Insurance Policy Things Not Covered Under Tata AIG Mitsubishi Pajero Sport Insurance Policy
The repair cost if your car gets damaged because of an accident. Damages caused to your car while it was being used for speed runs, safety and durability tests, etc.
Damages caused to your car by natural disasters like floods, earthquakes, cyclones, landslides, etc. Damages caused to your car as a result of war, warlike situations, or nuclear perils.
Damages caused to the insured car during vandalism, riots, terrorist attacks, and other man made disturbances. Damages sustained by your car as a result of normal wear and tear, consequential damages, or electrical faults.
Third-party liabilities arising due to an accident involving your insured car. Damages caused to your car in an accident caused by driving under the influence of alcohol or other narcotic substances.
Damages caused to the insured car while in transit through railways, airways, waterways, or road. Damages caused to your insured car while you were using your private vehicle for commercial purposes.
Personal Accidental cover of ₹15 lakhs for the owner-driver of the car. Damages sustained by your car while it was being driven in a location outside the geographical location defined by the policy.

Why is it Important to Have Tata AIG for your Mitsubishi Pajero Sport Car Insurance Policy?

Mitsubishi Pajero Sport is a phenomenal car and most Pajero Sport owners take pride in their valued possession. And if someone is buying the car in the second-hand market, amidst the availability of other SUVs, they are surely bestowing their affection on the Pajero Sport. So, any harm befalling their loved Pajero Sport will be unimaginable.

That is why it is better to opt for comprehensive car insurance from Tata AIG.

  • Claim settlement ratio is one of the deciding factors when it comes to selecting an insurance company. In this regard, Tata AIG ranks among the top insurance companies with a claim settlement ratio of 98%.

  • Tata AIG has a team of 650 claim settlement experts who ensure all customers a 100% hassle-free claim settlement experience.

  • Tata AIG has a vast network of 7500 garages across India offering a cashless repair facility. You can take your damaged car to any of these garages and get it repaired without paying a paisa out of your pocket. For further assistance, you can contact our 24 x 7 customer service.

  • Tata AIG is one of the top insurance companies in India with decades of experience of serving more than 5 crores happy customers. For all your insurance related queries and assistance, you can reach out to us through our customer care helpline at 1800-266-7780, visit our website, or at your nearest Tata AIG branch.

  • With Tata AIG, you have the liberty to choose from 12 car insurance add-ons to get the best possible coverage for your car.

  • Tata AIG values customer convenience, which is why we prioritised online purchase and renewal of car insurance policies.

Mitsubishi Pajero Sport Overview

The Mitsubishi Pajero Sport is an upgraded version of its elder sibling, the Pajero. The sportier-looking Pajero Sport comes with a 2.5 litre 4-cylinder turbocharged diesel engine. The advanced powertrain produced a maximum of 175bhp power and 400 Nm torque. Additionally, it included features like driver and passenger side airbags, ABS with EBD, a USB-equipped music player and a multi-information display. It is a seven-seater car that doubles as a family car when it is not roaring up and down hilly terrains.

The interior of the Pajero Sport oozes luxury. It gets a decent dashboard with a minimalist approach to the design. The leather-wrapped gear lever and steering wheel are some of the soft touch points that will give you a plush feeling, not to mention comfortable seats in every row.

Mitsubishi Pajero Sport comes in four colours: Black and White, Black and Red, Black and Silver and Black and Yellow. Please keep in mind that some of these colours are not available in all versions.

Mitsubishi Pajero Sport Price and Models

The Pajero Sport is a very capable off-roading car, and for some owners, it is the best the market had to offer a couple of years ago. Built on a ladder-frame chassis, it gives an amazing feel and feedback on the off-track rolls.

The Mitsubishi Pajero is available in different variants and here is a table showing you the price of each model.

Versions Last Recorded Ex-Showroom Price
Pajero Sport, 2477 cc, Diesel, Manual, 176 bhp ₹ 28.05 Lakh
Pajero Sport, 2477 cc, Diesel, Automatic, 176 bhp ₹ 28.33 Lakh
Pajero Sport, Limited Edition

2477 cc, Diesel, Manual, 176 bhp

₹ 28.58 Lakh
Pajero Sport, Select Plus AT

2477 cc, Diesel, Automatic, 176 bhp

₹ 29.49 Lakh
Pajero Sport, Select Plus MT

2477 cc, Diesel, Automatic, 176 bhp

₹ 29.96 Lakh

Unique Selling Points – Mitsubishi Pajero Sport

Mitsubishi Pajero Sport is an off-roading car that also comes with a dash of luxury. It has a robust build quality and comes with a commanding driving position. Foremost, the Pajero Sport comes from the house of Mitsubishi, a company that excels in making off-roading vehicles. Here are some other important features that make Pajero Sport an exciting buy -

  • Available with all-wheel drive and rear-wheel drive transmission.

  • Practical features

  • Nice colour combination

  • High-speed stability

Rivals of Mitsubishi Pajero Sport

Here are the top rivals of Mitsubishi Pajero Sport.

  • Mahindra Alturas G4

  • Jeep Meridian

  • Toyota Fortuner

  • Ford Endeavour

  • Isuzu MU-X

  • Volkswagen Tiguan

  • Jeep Compass

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Is the Mitsubishi Pajero Sport expensive?

Is the Mitsubishi Pajero Sport expensive?

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When the Mitsubishi Pajero Sport was launched, it was comparatively more expensive than its competitors. Since it was discontinued in 2019, purchasing the Pajero Sport in the second-hand market can get you a good deal. However, the maintenance can be a little expensive.

Should I buy a Pajero Sport with AWD or RWD?

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AWD stands for All-wheel drive, and RWD stands for rear-wheel drive. If your purpose is to take your Pajero Sport on adventure journeys, you should consider AWD. An AWD transmission is more capable of off-roading, particularly in a powerful car like Mitsubishi Pajero Sport.

Which are the most practical Add-on covers for my Mitsubishi Pajero Sport?

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Tata AIG offers 12 add-on covers, but you may not need all of them. So, here is a list of top favourite add-on covers car owners choose with their comprehensive insurance.

  • Return to invoice cover

  • Zero depreciation cover

  • Roadside assistance cover

  • Add-on for repairs of plastic, glass, and fibre parts

  • Engine secure cover

How can I claim insurance for my Pajero Sport?

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If you have purchased Tata AIG car insurance for your Mitsubishi Pajero Sport, you can follow these steps to claim insurance coverage.

  • Visit Tata AIG’s Claim Support page

  • Furnish all the required information, and you will receive a link on your registered mobile number for self-inspection.

  • Complete the self-inspection form mentioning your car’s damages.

  • A surveyor will visit to inspect your car.

  • Submit the claim form, address and identity proofs, insurance policy documents and FIR if present.

Once you have completed the process, you can choose reimbursement or a cashless repair at a network garage nearest you.

Where can I service my Mitsubishi Pajero Sport?

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Mitsubishi has discontinued the Pajero Sport, so it can become a concern for car buyers to service his Pajero Sport. But, Mitsubishi is still providing services at its authorised service stations. So, if you have a Pajero Sport, you may get it serviced or repaired at any Mitsubishi-authorised service centre.

Disclaimer

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Disclaimer: *All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy

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