Mitsubishi Cedia Insurance
Mitsubishi Cedia Insurance
The Japanese car manufacturer Mitsubishi launched Cedia in 2009. It was a sporty-looking sedan that could have ruled the Indian roads, but it was discontinued four years later in 2013. While it was still in the market, as a new offering from Mitsubishi, the Cedia was mostly preferred by car enthusiasts. If you ask any of the Mitsubishi Cedia owners, they will tell you about its performance. But the best part of the Cedia was probably its looks. On the road, the Mitsubishi Cedia was a complete head-turner.
Many people still own this car, and if you are a young car enthusiast, it is very likely that you will fall in love with the Cedia the moment you lay your eyes on it. With the long spread of the chassis and with classic spoilers in the back, this car lends out a sporty look. The Cedia has a 1999cc engine producing 115bhp power and 175 Nm torque.
Now, given its unavailability, owning a Mitsubishi Cedia is only possible by purchasing a used car. In that case, you will have to be careful about certain things like proper documentation and, of course, the Mitsubishi Cedia Insurance. As you already know, having four-wheeler insurance in India is a legal mandate. But it becomes all the more important for second-hand premium cars like the Cedia.
If there is an existing car insurance policy for the Mitsubishi Cedia, make sure you transfer the insurance to your name at the time of purchasing the car. In case the car does not have any insurance, you should buy a new one from a trusted insurer like Tata AIG, where you can compare car insurance policies online to get a better deal.
Mitsubishi Cedia Insurance Renewal/Purchase via Tata AIG
Driving an uninsured vehicle on Indian roads is a punishable offence and can attract a penalty of up to ₹2,000. You may also get imprisonment of up to three months or both. This is why you should at least have a third-party Mitsubishi Cedia Insurance before you take this beautiful car out for a spin.
The easiest way of purchasing a new Mitsubishi Cedia insurance or renewing the existing one, you can rely on Tata AIG. Here is a simple process for buying Mitsubishi car insurance from Tata AIG —
Visit the Car Insurance page on Tata AIG’s official website, and enter the registration number of your Mitsubishi Cedia car in the corresponding box.
For a fresh policy, you will need to click on the “Get Price” button. Otherwise, if you’re seeking a Mitsubishi car insurance renewal, you can click on the “Renew” button. You can only renew existing Tata AIG insurance.
Next, you may need to fill up an online Mitsubishi Cedia car insurance purchase form by entering the required details, including your name, address, contact details, etc.
Choose from the IDV suggestions through our drop-down menu. This will be the maximum amount that an insurer is liable to pay in the case of a total loss of an insured car. You can also use an online IDV calculator to determine the value of your car. You can also
Declare whether you have made a claim on your during the previous policy year. If you haven’t made any claim during the last year, you will become eligible for a No Claim Bonus discount on the premium amount.
If you want to extend your insurance coverage, choose from the list of add-on covers.
Click on the “Submit” button to see your Cedia car insurance price. (see note below)
If you want to make adjustments to your final premium amount, you can change the IDV details and add-ons. Choosing a lower IDV and fewer add-ons can bring down the Mitsubishi Cedia insurance cost. However, it will limit the coverage as well.
After you are satisfied with the premium quote, you may pay the premium amount online via credit cards/debit cards/net banking/UPI/mobile wallets.
After successful payment, we will issue your Mitsubishi Cedia insurance policy within a few minutes and send a soft copy of your policy to your registered e-mail address and a hard copy to your residential address.
You can also buy your Mitsubishi Cedia car insurance offline from Tata AIG. In that case, you need to visit your nearest Tata AIG branch.
Mitsubishi Cedia Insurance Price – Your Premium Amount
Your Mitsubishi Cedia insurance price will depend on certain factors, and one of them is the type of policy you want to purchase. At Tata AIG, we offer three types of motor insurance policies —
Third-party motor insurance policy- It is mandatory by law and provides coverage for unforeseen third-party liabilities that may arise due to an accident involving your car.
Standalone own damage (OD) motor insurance policy- This one covers only the damages sustained by your car during an accident and not the damages caused to third parties.
Comprehensive motor insurance policy- This is a combination of the previous policy types, covering the damages caused to third parties as well as the insured vehicle.
The premium amount for third-party motor insurance policies is decided and regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and is revised annually. Comprehensive motor insurance policy covers is the most expensive among the three options because it covers both third-party liabilities and own damages.
Other than the policy types, your Mitsubishi Cedia insurance premium will depend on several factors, including the IDV, the age of your car, its registration city, and the motor insurance riders (if you have selected any).
You can make use of our online car insurance calculator to get a quick, free and hassle-free Mitsubishi Cedia Insurance price.
Add-ons for Mitsubishi Cedia Car Insurance by Tata AIG
With Tata AIG, you can choose from the following 12 motor insurance add-ons to enhance the coverage of your Mitsubishi Cedia insurance policy:
Roadside assistance cover
Add-on for No Claim Bonus protection
Daily allowance cover
Key replacement cover
Add-on for emergency hotel expenses and transport
Add-on for repairs of plastic, glass, and fibre parts
Engine secure cover
Tyre secure cover
Add-on for consumables expenses
Rider for loss of personal belongings
Return to invoice cover
Zero depreciation cover
Things Covered/Not Covered Under Tata AIG’s Mitsubishi Cedia Car Insurance Policy
Following are the things that are covered and not covered under Tata AIG’s comprehensive Mitsubishi car insurance policy:
| Things Covered Under Tata AIG Mitsubishi Cedia Insurance Policy | Things Not Covered Under Tata AIG Mitsubishi Cedia Insurance Policy |
|---|---|
| Damages inflicted on your car due to earthquakes, floods, cloudbursts, typhoons, landslides, cyclones, and other natural disasters. | Loss or damage sustained by your car due to normal wear and tear, technical failures, consequential damages, or electrical faults. |
| Damages resulting due to theft, fire, vandalism, riots, terrorist attacks, and other man made disturbances. | Damages caused by mutiny, nuclear perils, or warlike situations. |
| Damages caused to your car due to a road accident or collision. | Damages caused to your car while it was being used for speed runs, safety and durability tests, etc. |
| Third-party legal and financial liabilities arising due to an accident involving your car. | Damages caused to your car while you were using your private vehicle for commercial purposes. |
| Personal Accidental cover of ₹15 lakhs for the owner-driver of the car. | Damages caused to your car if the driver was driving under the influence of alcohol or other narcotic substances. |
| Damages sustained by your car while it was being transported to another city through airways, railways, waterways, or roads. | Damages sustained by your car while it was being driven in a location outside the area covered by the policy. |
Why is it Important to Have Tata AIG for your Mitsubishi Cedia Car Insurance Policy?
If you own a Mitsubishi Cedia, chances are that you are emotionally attached to the car. If this is the case, you may not want any harm to befall your car. Also, since Cedia is an old model with limited spare parts support, it is better to opt for comprehensive car insurance from Tata AIG.
Tata AIG is one of the most prestigious insurance companies in India. We have been serving more than 5 crores happy customers till now. You can reach out to us through our customer care helpline at 1800-266-7780, visit our website, or at your nearest Tata AIG branch.
Tata AIG has a claim settlement ratio of 98%, which is among the best in the industry. This has been possible by prioritising our customers before anything else. Our team of 650 claim settlement experts can ensure you a 100% hassle-free claim settlement experience.
With Tata AIG, you can choose from 12 car insurance add-ons to get the best possible coverage for your car. Additionally, you will get protection for your car against a wide array of natural and man-made calamities.
We offer motor insurance purchase and renewal through a 100% online process. It means that you can buy or renew your car insurance without having to move out of your house even once.
We have a wide network of 7500 network garages across India offering a cashless repair facility. You can take your damaged car to any of these garages and get it repaired without paying a paisa out of your pocket. For further assistance, you can contact our 24x7 customer service.
Mitsubishi Cedia Overview
Mitsubishi Cedia is a 4-door sedan launched in the year 2009. It was launched in the premium category with a price tag of ₹8.53 lakhs and went up to ₹9.81 lakhs. It was packed with a 1999cc 4-cylinder petrol engine with FWD technology. The engine produced a maximum torque of 175 Nm and a maximum power of 115bhp, making the Mitsubishi Cedia a driver’s delight.
Further, the car was available in 3 variants and 4 different colours — White Speed, Rally Red, Black Flash, and Cyclone Yellow. Cedia was discontinued in 2012, almost a decade ago. But even for those times, it packed all the important features like power steering, power windows (front) anti-lock braking system (ABS), air conditioner, a driver and passenger side airbag, automatic climate control, fog lights (front), and alloy wheels.
The Mitsubishi Cedia was an attractive-looking car, but one of its main caveats was the mileage. While the ARAI mileage was claimed to be around 15 kmpl, in a real-world scenario, it was around 8 kmpl.
Mitsubishi Cedia Price and Models
| Variant | Ex-Showroom Price (New Delhi) |
|---|---|
| Cedia New Sports 1999cc, Manual, Petrol | ₹8.24 Lakh* |
| Cedia Sports 1999 cc, Manual, Petrol | ₹8.24 Lakh* |
| Cedia Select ALPG 1999 cc, Manual, CNG | ₹8.60 Lakh* |
| Cedia Elegance1999 cc, Manual, Petrol | ₹8.90 Lakh* |
| Cedia Select1999 cc, Manual, Petrol | ₹8.90 Lakh* |
Unique Selling Points – Mitsubishi Cedia
So far in this article, we have repeatedly talked about the appearance of the Mitsubishi Cedia because it is one of the unique selling points of this car. To give you a quick overview, here is a list of some of the top specs of the Mitsubishi Cedia that still makes it an owner’s dream car.
Powerful performance.
Great looks.
Loaded with practical features.
Rivals of Mitsubishi Cedia
Here are the top rivals of Mitsubishi Cedia.
Maruti Suzuki Ciaz
Honda City
Honda All New City
Hyundai Verna
Volkswagen Virtus
Honda Amaze
Maruti SX4
Toyota Corolla Altis
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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Is Mitsubishi Cedia expensive?
Mitsubishi Cedia was launched in the premium sedan category. However, since it was discontinued long ago, you can get it for a reasonable price in the second-hand car market. But considering the scarcity of Mitsubishi parts, it may still feel expensive to maintain Cedia.
Will it be hard to get Mitsubishi Cedia insurance?
For a very old car, it can be a little difficult to get an insurance policy. For second-hand cars, for example, issuing an insurance policy is subject to checks and verification of the car’s condition, and age.
Where can I service my Mitsubishi Cedia?
You can service your Cedia in any Mitsubishi-authorised service centre. The car has been discontinued by Mitsubishi, but the company is still providing services.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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