Secure Your Maruti Alto 800 Instantly
Maruti Alto 800 Insurance
Looking for car insurance for Maruti Alto 800? You have come to the right place!
The Maruti Alto 800 is a favourite among those buying their first car in India. In fact, it is the country’s most popular car in the hatchback segment. It comes from the trusted stable of Maruti Suzuki. The model has had a connection with generations of drivers for over two decades for its continuous evolution to stay relevant with changing preferences. It’s a car that’s well suited for the daily commute and also for happy drives with the family.
If you own a Maruti Alto, then you should choose Tata AIG Maruti Alto car insurance. Both are brands known for their dependability and commitment to Indian consumers. With Tata AIG’s Auto Secure policy, you can get the best coverage for your Maruti Alto 800. Besides the mandatory third-party car insurance, you can buy comprehensive car insurance, including own-damage due to accident, theft, fire etc. A Personal Accident Cover for the owner-driver is also included in the comprehensive coverage.
Maruti Alto 800 Insurance Renewal/New Purchase via Tata AIG
You should drive your Maruti Alto 800 with adequate insurance cover. However, you need not break a sweat for purchasing or renewing the car insurance policy because, at Tata AIG, it can be completed in just a few steps. You can complete the process in a transparent and secure manner.
On the Tata AIG website, navigate to the Car Insurance page. Enter your car registration number and click “Get Price” for a new policy purchase and “Renew” for an existing policy.
You should next provide the basic details in the online form.
A list of Insured Declared Values (IDV) is provided. Choose the correct value for your car according to the specified criteria.
If you are renewing your policy, you should also submit the details of any claims you have lodged in the past. If you have not filed a claim, you are entitled to a No Claim Bonus (NCB), which is a discount on your renewal premium.
According to the driving conditions of your Maruti Alto 800, you may add any of the 12 add-on riders offered by Tata AIG to enhance the protection of your car.
The online calculator will then display the premium payable for your Maruti Alto 800 insurance policy.
If you find the premium feasible, you can make payment through any digital payment method.
After your payment has been confirmed, the soft copy of the Maruti Alto 800 insurance policy will be delivered to your email.
Insurance Cost for Maruti Alto 800—Your premium amount
Our online four-wheeler insurance premium calculator provides the standard premium rates based on the basic coverage and add-on features you wish to have in your policy.
The premium rates for third-party liability insurance on your Maruti Alto 800 are according to the annual rates prescribed by the IRDAI. We apply the prevailing rates when calculating the premium on your Maruti Alto 800 third-party coverage policy.
For comprehensive coverage, the Insured Declared Value (IDV) forms the basis for computing the Maruti Alto 800 insurance premium. The IDV depends on specific features of your car such as age, accessories, ex-showroom price for the model etc. You can get the prevailing IDV (market price) of your car through the nearest Maruti car dealership or use our online car insurance premium calculator to choose from the list of IDVs provided.
Add-ons for Maruti Alto 800 Car Insurance by Tata AIG
Tata AIG’s comprehensive insurance policy gives you thoughtful additional features to enhance the coverage for your Maruti Alto 800. These add-ons are designed to help you wriggle out of financial outflows when your car faces the kind of damage covered under any of the riders. Thus, add-ons give you the assurance of quick help during anxious moments.
There are 12 unique add-ons that you can choose according to your preference for your Maruti Alto 800 insurance. For example, with our return to invoice add-on, you can receive the current market price of the vehicle irrespective of the IDV. We also offer the Roadside Assistance (RSA) add-on for emergency help during any contingency.
The following 12 add-on riders are available for a comprehensive coverage policy:
- Zero Depreciation
- No Claim Bonus Protection
- Roadside Assistance
- Repair of Glass, Fibre and Plastic Parts
- Daily Allowance
- Emergency Transport and Hotel Expenses
- Key Replacement
- Engine Secure
- Tyre Secure
- Consumables Expenses
- Loss of Personal Belongings
- Return to Invoice
Things covered/not covered under Tata AIG’s Maruti Alto 800 car insurance
Here’s a bird’s eye view of the common inclusions and exclusions under Tata AIG’s Maruti Alto 800 comprehensive insurance coverage.
Items included in the coverage | Items excluded in the coverage |
---|---|
Total loss or damages beyond repair is covered by Maruti Alto 800 insurance. The claim is subject to depreciation on the IDV. | The policy does not cover the damage to the insured vehicle if the driver was found to have been under the influence of alcohol or drugs while driving. |
Loss of the car due to theft or burglary | Damage caused to the car if the driver under the Driver’s clause of the policy did not possess a valid driving licence. |
Any damage suffered when the car is used in the extended geographical area which includes Nepal, Bangladesh, Sri Lanka, Maldives, Bhutan and Pakistan. | Damage suffered when the car was being transported to the extended Geographical Area region. |
Damage caused to the car as a result of natural calamities like floods, landslides, storms, cyclones and inundation and man-made contingencies like riots, mobbing etc. | Alto 800 insurance coverage does not include damage caused if the vehicle had not been safeguarded properly or maintained in a reasonable condition. |
Personal accident cover subject to a maximum of ₹15 lakhs is included for injuries and even the death of the owner-driver. | The policy shall not cover any loss suffered if the vehicle is used for any purpose other than that agreed upon under the policy. |
Subject to a maximum of ₹1500 in respect of any one accident, expenses for moving the vehicle to a repair point is included. | If a war or war-like hostilities prevail in the country, the policy will cease to take effect. The policy does not cover damage arising due to radiation from nuclear weapons material. |
Why is it important to have Tata AIG Car Insurance for your Maruti Alto 800
Tata AIG is the perfect insurance partner for your Maruti Alto 800 insurance. The Tata name resonates with Indian consumers for their ethical and transparent business values. Tata AIG has been offering customer-centric services in car insurance for more than two decades. The confidence of over 5 crore customers is clear proof of the excellent service that we provide.
When you choose Tata AIG, you get the following advantages:
- Purchasing or renewing the policy online in three easy steps
- Round-the-clock assistance for answering your queries.
- Simple and credible claims settlement process
- A wide network of over 7500 garages to enable paperless claim settlement
- A high claim settlement ratio of 98% for FY 2020-21
- Along with garage coverage, over 650 claim experts ensure that you can complete the claim settlement process in a smooth manner.
- Up to 50% discount under the No Claim Bonus if you have 5 consecutive claimless years
Maruti Alto 800—Overview
The Maruti Alto 800 continues to charm customers with new features that reflect the dynamism of the Indian market. Its greatest attraction is the value for money as the entry-level hatchback is loaded with safety, performance and sustainability features. It has an elegant grille and sharp headlights, along with a fresh design for the side fender and bumper. With these new exterior changes, it stays ahead of the competition for great looks.
Some of the main features of the Alto 800 are:
- BS-6 compliant engine for pollution control
- Remote keyless entry
- Dual-tone interiors
- Two front airbags - for the driver and co-passenger- for additional safety
- Smart reverse parking sensors
- Anti-braking system with an electronic program for enhanced safety
- SmartPlay Studio which converts the mobile phone dock into a complete entertainment system
Maruti Alto 800—Price and variants
The following table shows the prices of different variants of the Maruti Alto 800
Maruti Alto 800 variant | Price (Average ex-Showroom Delhi) |
---|---|
STD | ₹2.99 lakhs |
STD Opt | ₹3.04 lakhs |
LXI | ₹3.76 lakhs |
LXI Opt | ₹3.80 lakhs |
VXI | ₹4.02 lakhs |
VXI Plus | ₹4.16 lakhs |
LXI S-CNG | ₹4.66 lakhs |
LXI Opt S-CNG | ₹4.70 lakhs |
Unique Selling Points: Maruti Alto 800
Since its launch, the Maruti Alto 800 continues to be the top preference among Indian consumers for entry-level passenger cars. It has endeared itself to budget-conscious buyers by offering a range of attractive features. The USP of the Alto 800 are given below:
- The Alto 800 is the darling of middle-class consumers for its unbeatable affordability.
- It returns a high mileage of 22.05 km/l for the petrol variant and 31.59 km/kg for the CNG variant.
- Its 5-speed manual transmission is powered by a BS6-compliant 800 cc engine for good performance in Indian driving conditions.
- Maruti has more than 3000 sales outlets and over 3900 service points, making it the most widely available car brand in India.
- Its compact dimensions are complemented by thoughtful safety features.
- It has a low maintenance cost with a five-year average of about ₹20,000-surely pocket-friendly.
- Brand Maruti has always enjoyed good resale value.
Rivals of Maruti Alto 800
The Maruti Alto 800 is the unmistakable leader in the entry-level hatchback segment. Its closest competitors are:
- Datsun Redi-GO
- Renault KWID
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.