Honda City Insurance

The all-new fifth-generation Honda City is a definite upgrade over its predecessors. It is more spacious, sportier, and delivers everything we have come to expect from the Honda stable. This much-loved premium sedan is available in eight variants, with prices starting from Rs 12.82 lakh for the base petrol model and going up to Rs 17.44 lakh for the top-end diesel variant (ex-showroom Mumbai).

The car is available in five colour options - Radiant Red, Modern Steel, Lunar Silver, Golden Brown, and Platinum White. All colour options come with a smart metallic finish.

The all-new Honda City has been crafted keeping in mind the supreme position the brand (and model) has held for generations in terms of design, performance, luxury, control, and connectivity.

Right at the outset, you will see that the new Honda City looks a lot longer and wider despite having the same 2600 mm wheelbase. It sits on new 16-inch alloy wheels. Upfront, we have a wider upper grille with an imposing chrome slat running across the newly-designed 9-LED-array inline shell headlamps that give the car a purposeful look.

As for the interiors, the new City has been given a complete overhaul. Inspired by the 'So-Kai' design, it boasts of ergonomically crafted interiors, a dual instrument cluster, chunkier steering wheel, comfortable seats, and ample legroom.

The new City comes with first-in-class 32 ingenious technology features encompassing safety, security, and convenience. You can now access many in-car functions using Amazon’s Alexa remote voice-enabled system, which can be accessed via a steering-mounted voice recognition switch. Other infotainment features include an 8-inch advanced touchscreen, Android Auto/Apple CarPlay, 8-speaker premium surround sound, among others.

The updated powertrain has a 1.5-litre 1498cc iVTEC petrol engine delivering 119 BHP of power and 145 Nm of torque, available in either six-speed manual or CVT (automatic) options. The diesel variants have a 1.5-litre iDTEC engine that puts out 98 BHP and 200 Nm. The manual petrol option delivers 17.8 kmpl, while the automatic returns 18.4 kmpl. The diesel offers a mileage of 24.1 kmpl.

Once you have the IDV, you can use the EMI calculator available online to get an estimate of your Honda City insurance premium. You can choose from several add-on covers for all-round protection against various risks. These include accidental death benefit cover, consumables cover, depreciation reimbursement, roadside assistance, daily allowance for the alternate vehicle, emergency transport, engine secure, tyre secure, key replacement, loss of personal belongings, reimbursement of accessory fittings, and return to invoice. The cost of your Honda City insurance premium will vary depending on the add-on covers you choose.

The cost of Honda City insurance for the all-new City V (Petrol) is estimated at Rs 20,000–25,000, and that for the higher-end ZX CVT is Rs 28,500–34,000. Insurance for the diesel variants is marginally higher, with the premium for the City VX estimated at Rs 25,000–28,000 and the City ZX estimated at Rs 34,000–38,000. All these figures are exclusive of GST. On most counts, getting insurance from TATA AIG is much cheaper than the competition.

The prices given above are estimates for comprehensive coverage (3-year third-party + 1-year own damage) excluding any add-on covers and pre-tax for a car purchased in Mumbai. Buying Honda City insurance from TATA AIG also comes with the advantage of a no claim bonus (NCB) cover. You can get discounts on insurance renewals for every claim-free year over a period of five years, making your Honda City insurance renewal cheaper in subsequent years.

To register your new Honda City and get a licence plate, you will have to pay a one-time registration fee at your Regional Transport Office (RTO). This can differ from state to state and is calculated based on the IDV of the vehicle and its fuel type. Cars in the Honda City’s price bracket are usually charged between 6% and 17% for both petrol and diesel options. Before you finalise the sale, make it a point to ask your dealer about the registration charges applicable to your vehicle.

The Honda City has been sold in India for over 22 years. With each generation, the car has evolved and adapted to the changing needs of consumers. It has sold over 7 lakh units, accounting for almost 25% of its global sales. That in itself is a testimony to how popular the car is in India.

Here are some other brands in its peer group:

• Hyundai Elantra
• Volkswagen Vento
• Hyundai Verna
• Skoda Rapid
• Toyota Yaris
• Honda Civic