Check Car Insurance Status Online

A car policy status check is a simple way to determine whether your car insurance policy is active. It helps you know your coverage details and avoid penalties for driving without a valid policy.

When you check car insurance status online, you can quickly view important information such as the policy number, expiry date, and insurer details. By checking car insurance online, you can also stay updated on the renewal deadline.

Checking car insurance status online offers various advantages to vehicle owners. Some of the benefits are listed below:

Policy Information Verification

One of the main benefits of conducting the car insurance validity check online is the ability to verify policy information instantly. In the event of an accident or damage, quick online access lets you confirm policy details before filing a claim. It ensures you have the correct information and speeds up the overall claim process.

Timely Policy Renewal

Checking your car insurance status online helps you know exactly when your policy is about to expire. This gives you enough time to renew it without delay, ensuring you never face a coverage gap or last-minute stress.

Compliance with Law

Since having a valid car insurance policy is mandatory, an online check keeps you aware of your policy’s current status. It helps you avoid fines or legal issues by ensuring you’re always driving with active, compliant insurance.

Continuous Coverage

Regularly checking your car insurance online ensures your coverage never lapses. You can spot an expired or soon-to-expire policy early and renew it on time, keeping your vehicle covered against accidents, theft or unexpected damage.

Car insurance validity is the time for which the insurance policy is valid. After the policy's expiry, a vehicle owner must renew the policy to continue receiving insurance coverage and benefits. Generally, car insurance policies are valid for one year.

However, under the new regulations, if you purchase a new car, you must buy long-term insurance with a 3-year validity. Once the three-year period ends, you can renew the policy annually.

A vehicle registration number is the unique number issued by the regional transport authority. This number is issued when a vehicle is registered. This number is used by the traffic authorities to check vehicle status.

It is also used to purchase, renew, and manage car insurance policies. By entering the registration number on the government’s VAHAN portal or the insurance provider’s website, you can instantly check the status of a car insurance policy.

When you want to do a car insurance validity check online, you need to have the following details handy for a smooth process:

Vehicle Registration Number

Vehicle owners who want to check their car insurance policy status must have their vehicle registration number. A car insurance policy is linked to the vehicle registration number. By entering this unique number on the portal, you will know the policy status.

Vehicle Chassis Number

Many official portals, such as the Insurance Information Bureau or RTO websites, require you to enter the vehicle's chassis number if you cannot find it on the registration number. A chassis number is basically a vehicle identification number.

Owner’s Details

Another information you might need to check the car policy status is the owner's details, such as the owner’s name, mobile number, email address, etc.

A car insurance policy is linked to the owner whose name the vehicle is registered under. By providing this information, you can easily check the car policy status.

Policy Number

Lastly, to check the car insurance policy status, vehicle owners must provide the policy number and other details. This helps the system fetch accurate policy information and display the current status instantly.

Also Read: Ways to Find Car Insurance Policy Number

Verifying the car insurance policy status is straightforward. Policyholders can check whether their car insurance is active or expired in multiple ways. Here are some ways to check a car policy status.

Check Car Insurance Status on Parivahan Sewa

• Step 1: Go to the Parivahan Sewa website and click on the “Other Services” option.
• Step 2: Select the “Know your Vehicle Details” option.
• Step 3: Enter the mobile number and the captcha code, then click the “Next” button.
• Step 4: Fill up the vehicle registration number and other details.
• Step 5: The portal will display the exact vehicle information, including insurance coverage.

Check Car Insurance Status at the RTO

• Step 1: Check the car insurance validity at your local RTO.
• Step 2: Ask the official about the formalities for the vehicle insurance check.
• Step 3: The official will ask you for details such as your vehicle registration number and other information.
• Step 4: After checking their database, they will provide the exact status of the car insurance policy.

Check Car Insurance Online Status on VAHAN

• Step 1: Visit the VAHAN online portal.
• Step 2: If you do not have an account, click on “Create Account” and follow the instructions.
• Step 3: If you already have an account, you must enter your mobile number and verify it with the verification code. Then click “Next” and log in.
• Step 4: After you have logged in, enter the vehicle registration number and the captcha.
• Step 5: Click the “Search Vehicle” option.
• Step 6: All the details of your vehicle, including the insurance expiry, will appear on the page.

Check Car Insurance Expiry Date on IIB Portal

• Step 1: Visit the official IIB website.
• Step 2: Search for the “Quick Links” on the homepage. Click on the “V-Seva” option.
• Step 3: The “Accident Vehicle Information Retrieval System” page will show up on the screen.
• Step 4: Provide all the required details on the page, such as mobile number, email address, vehicle number, etc.
• Step 5: Enter the captcha correctly.
• Step 6: Click on the “Submit” button.
• Step 7: Your vehicle's insurance information will be displayed on the page.

Check Car Insurance Status Online with mParivahan App

• Step 1: Install the mParivahan app on your phone.
• Step 2: Choose the language you prefer and click on “Continue.”
• Step 3: Log in to the app using your mobile number.
• Step 4: Next, you will see a dashboard with two options to check your car insurance validity.
• Step 5: You can find out the insurance status by entering the vehicle number or your driving licence number.
• Step 6: Enter one of the details and click on the “Search” option.
• Step 7: Check the insurance status on the app.

Check Car Insurance Online Through TATA AIG

• Step 1: Visit the official TATA AIG website.
• Step 2: Scroll down to the “Self-service” option at the bottom.
• Step 3: Click on the “Download Policy” option.
• Step 4: Enter the registered mobile number and the captcha code.
• Step 5: Click on the “Confirm” button. The portal will allow you to download a car insurance policy and check its status.

Other Ways to Check Car Insurance Status Through TATA AIG

• Call TATA AIG at 02264898282 (charges may apply) or email customersupport@tataaig.com. You can also message on WhatsApp at +91 9136160375 for assistance.
• Reach out to your insurance agent to confirm the current status of your policy and get updates on renewal.
• Visit the nearest TATA AIG branch or your insurer’s office if you need help verifying the policy in person or clarifying any discrepancies.

If you are verifying the car insurance policy status through the IIB portal, be very careful when entering the details.
Making a single mistake can require redoing the entire procedure. To help you with this, here are the guidelines for checking the car policy status on the IIB portal.

• To initiate the process, make sure you have your registration details handy, especially the registration number. It should be entered in the correct format.
• Policyholders only get up to three attempts to access the information using their mobile number or email address.
• It is important to keep in mind that the data on the IIB portal takes about 2 months to be updated after it is uploaded. So, only check the car insurance policy status after the two months have passed.
• For brand-new vehicles, you will also need the engine number and chassis number to complete the search.
• The IIB portal shows the details of the car insurance policy from 1 April 2010 onwards.
• Suppose you are not able to find the crucial details about the car insurance policy on the IIB portal. Then, in such cases, you might need to visit the regional transport authority.
• Lastly, details such as the vehicle owner’s name, registration number, address, mobile number and email ID are required when checking policy status on the IIB portal.

If your car insurance policy is about to expire, then you need to take immediate action to avoid fines. Driving without a valid car insurance policy can invite fines from authorities. Here are the immediate steps you need to take.

Do Not Drive a Car

If your car insurance policy has expired, the first step is not to drive. Driving a car without insurance coverage can result in fines and penalties if you are found guilty. Also, in the event of an accident or collision, you have to bear all the expenses out of your pocket.

Review the Policy

Another thing to do is to review the car insurance policy thoroughly. You need to check its expiry date or any other modifications you want to make to your existing plan. At the time of car insurance renewal, you can add or remove the add-ons from the plan.

Contact Representative

If the car insurance policy has already expired, then you need to reach out to the representative. Generally, there is a grace period for policyholders to renew their plans without losing the no-claim bonus. This benefit is usually up to 30 days after the date of expiry.

Gather Required Documents

Another crucial thing you need to do when your car insurance policy expires is to collect all the necessary documents. At the time of car insurance renewal, you might need an old policy number, vehicle RC, driving licence and more.

Carry Out Renewal Process

Once the documents are sorted, proceed with the car insurance renewal. After doing that, make sure to enable the SMS and email alerts for the car insurance renewal reminder.

Renewing a car insurance policy on time is crucial to enjoying uninterrupted coverage. Here are some reasons to renew car insurance on time.

To Avoid Legal Consequences

One of the main reasons to renew car insurance on time is to avoid legal consequences. Driving without valid insurance coverage can lead to fines ranging from ₹2000 to ₹4000. In some exceptional cases, it might also lead to imprisonment for up to 3 months.

To Ensure Continuous Coverage

Renewing your car insurance policy on time ensures continuous coverage without gaps. Any kind of lapse in a car insurance policy simply means you are responsible for damage and loss that happens to your vehicle during that period.

To Retain No Claim Bonus

If you do not renew your car insurance policy on time, you might lose your no-claim bonus. Policyholders earn this discount for every claim-free year. By keeping track of your policy status and renewing before it expires, you can retain this valuable benefit.

To Avoid High Premium

A lapse in a car insurance policy also leads to high car insurance premiums during renewal. By keeping an eye on your policy status and renewing it before it expires, you avoid unnecessary premium increases and maintain a more affordable premium.

Renewing car insurance with TATA AIG is simple and takes only a few minutes. Here is how you can easily renew your car insurance plan.

• Step 1: Visit the TATA AIG website, go to the Renewal section, then choose the Car option.
• Step 2: Enter your car insurance policy number or vehicle registration number and click Renew.
• Step 3: Modify or update your coverage at this stage, including adding or removing any add-ons based on your needs.
• Step 4: Once you are done, review all the details to ensure everything is accurate, then proceed with the payment.
• Step 5: After payment is processed, your renewed car insurance policy, along with the selected coverage, will be sent to your email.

The car insurance status check online is a crucial step to avoid any financial and legal consequences. By reviewing the car insurance validity online, you will ensure continuous coverage. If it is about to expire, you can do a timely car insurance renewal.

We at TATA AIG offer various four-wheeler insurance policies, for which you can check the car insurance validity. With our car insurance plans, you will also get email and SMS reminders for policy renewal.

If the car insurance policy is about to expire, you can renew it with us in just a couple of minutes. Along with a hassle-free buying and renewal process, our plans, such as comprehensive car insurance, include unique add-ons like roadside assistance, engine security, no-claim bonus protection, and more.

With a wide network of garages across the country, you can avail of cashless repair services. With us, you can buy car insurance online starting at just ₹2094 per year.