5 Things You Did Not Know About Two Wheeler Insurance

Riding without a helmet is not only dangerous, but it is also a punishable offence. In many places, the penalty for not wearing a helmet while riding a bike can cost up to ₹1,000, varying amounts based on location and updates in the law.

It's crucial to understand that helmets can save your life in the event of an accident. It may seem like a hassle to wear and carry one, but it's a minor inconvenience compared to the consequences of a severe head injury. Even minor accidents can result in severe head trauma, and wearing a helmet is your best protection.

As a consequence, it's crucial to prioritise your safety and wear a helmet whenever you ride a two-wheeler. Not only will it protect you from harm, but it will also keep you from getting fined.

Here are the things that you must know regarding buying and maintaining motorcycle helmets:

- Know Your Head Shape and Size

There are three major categories based on the shape of the head: intermediate oval, round oval, and long oval. You can determine your head shape by observing it yourself or by seeking the help of a friend.

Wearing a helmet that doesn't fit properly can cause you to fall off your head at the time of an accident. It's essential always to wear a helmet that fits snugly without causing any discomfort or pressure. A properly fitted helmet should fit like a crown, prevent excessive movements, and pull the skin off your face and scalp slightly when removing it.

- ISI Mark

It is vital to look for the Indian Standards Institute (ISI) mark on the helmet, which indicates that the helmet has been tested and certified to meet the quality standards set by the institution. While an ISI mark helmet may be slightly more expensive than non-certified helmets, it is highly recommended to invest in one as it can provide optimal protection in case of an accident. It is important to note that the ISI mark on a helmet does not guarantee complete safety, but it does indicate that the helmet has met the minimum safety standards set by the Indian Standards Institute.

- Ensure Your Helmet Visor Has Vision

Choosing a fitting helmet is critical and should never impair your riding vision. A clear and unobstructed view of the road ahead is essential for your safety, especially in urgent situations. To minimise visual impairment during your ride, consider choosing a helmet with an anti-fog coating or an internal second layer like a "pin-lock." It will prevent fogging up in cold weather and is particularly useful for those who wear glasses. Good air ventilation is another essential feature to consider when purchasing a helmet. It should allow you to breathe easily without feeling suffocated. Additionally, having an internal sun visor can help you avoid squinting, which can also impair your vision.

- Clean the Helmet Visor

Always remember that helmet washing is essential to ensure its longevity and performance. When cleaning your helmet, pay extra attention to the visor, as it can easily collect dust and debris. A dirty visor can significantly impair your visibility and make riding more difficult and dangerous.

We request you not use cleaning products like Colin or petroleum distillates when cleaning the helmet visor or shell. These cleaners can contain ammonia, breaking down the polycarbonate material used in the helmet and reducing its integrity over time.

After every ride, take a soft cloth to wipe down the visor to prevent unseen damage to your helmet. You may also use only water or a specialised helmet cleaner to clean the dirt and debris off the helmet visor.

- Clean the Inside of Your Helmet

Inside a helmet, a world of sweat and grime accumulates, is often overlooked. As you put it on, it becomes a second skin, and you forget it’s even there. But with every ride, the dirt and bacteria build up, creating a breeding ground for germs and unpleasant odours.

Neglecting this crucial piece of equipment can not only affect your health, but also compromise your safety. So, take a moment to clean inside the helmet regularly. It may seem like a small task, but it can make a world of difference in keeping you comfortable and protected on the road.

No one can prevent every motorcycle accident, but it is crucial to prepare for the worst by wearing proper protective gear. A helmet is one of the most critical pieces of equipment you can wear as a rider. However, wearing a substandard helmet can also be dangerous.

Also, it is important to remember that protective gear is not the only thing to keep you safe while riding a bike. It is also crucial to have adequate two-wheeler insurance coverage. You can easily purchase, renew and compare two-wheeler insurance on Tata AIG’s website online without relying on agents or third parties. And by combining good protective gear with proper insurance coverage, you can minimise the risks of riding a two-wheeler.