How to Become Health Insurance Agent
How to Become Health Insurance Agent
Becoming a health insurance agent is a rewarding career path that combines financial growth with the satisfaction of helping people secure their health and future. With the increasing demand for health insurance, this profession offers stability and the opportunity to make a difference.
Whether you are looking to start a new career or expand your skills as an insurance agent, becoming a part of TATA AIG is simpler than you might think. This guide will walk you through the essential steps, from meeting eligibility requirements to obtaining a licence and building a successful career with us.
Health Insurance Agent Registration with TATA AIG
Join TATA AIG and become a part of our growing family of 1 lakh+ trusted insurance agents and licenced agents across India. As a TATA AIG health insurance agent, you will not only enjoy financial independence but also the satisfaction of helping individuals and families secure their health and well-being.
Starting your journey is simple and hassle-free. Our user-friendly platform provides quick access to the registration form for aspiring agents and seamless login options for existing agents. Take the first step toward a rewarding career with TATA AIG today and learn below how to become a medical insurance agent with us!
Why Should You Join TATA AIG as a Health Insurance Agent?
Joining TATA AIG as a health insurance agent opens doors to a fulfilling career with endless opportunities for growth. Here is why it is the right choice for you:
Work Directly with TATA AIG
Partner with one of India’s most trusted insurance providers. TATA AIG is a name that stands for reliability, innovation and exceptional customer service.
Be Your Own Boss
Enjoy the freedom to work on your own terms. Set your schedule, choose your clients and build a career that fits your lifestyle while achieving financial independence.
No Investments Required
Starting your journey requires no capital or upfront investment. All you need is a smartphone or computer with internet access to begin your career as a health insurance agent.
Competitive Benefits
Earn attractive commissions, bonuses and incentives that reward your dedication. Your hard work directly translates into higher earnings and professional success.
Strong Backend Support & Career Growth
TATA AIG provides robust backend support, ensuring smooth policy issuance, claim management and customer service. You will also have ample opportunities to grow and expand your career in the insurance sector.
Comprehensive Training
Get FREE online training from industry experts. With just 15-25 hours of training, depending upon the agency type you choose, you can become a certified insurance agent and start selling health insurance confidently.
Earn the Trust of Millions
Join a brand that has earned the trust of millions across India. TATA AIG’s reputation and extensive customer base give you a strong foundation for success.
Take the first step today! Register Now and become a part of TATA AIG’s success story.
List of Health Insurance Products Offered by TATA AIG
TATA AIG offers a wide range of health insurance products designed to cater to diverse needs, ensuring comprehensive coverage for individuals, families and specialised requirements. Here is a closer look at the options:
Individual Health Insurance Plans
TATA AIG’s individual health insurance plans are tailored to meet individuals' specific healthcare needs. These plans provide coverage for hospitalisation, pre- and post-hospitalisation expenses, day-care procedures and more, offering peace of mind during medical emergencies.
Comprehensive Health Insurance Plans
Designed to offer all-around protection, these plans cover a variety of medical expenses, including critical illnesses, surgeries and preventive healthcare. Some popular options include Medicare Premier, Medicare Protect and Medicare Plus plans, which ensure extensive coverage and financial security.
Family Health Insurance Plans
TATA AIG’s family health insurance plans are crafted to safeguard the health of your loved ones under a single policy. These plans offer shared coverage for all family members, ensuring financial protection against unexpected medical expenses.
Senior Citizen Health Insurance Plans
These plans cater specifically to the healthcare needs of senior citizens, offering benefits like higher sum insured, cashless hospitalisation and coverage for pre-existing conditions. Thus, they ensure a secure and comfortable retirement.
Critical Illness Plans
Critical illness plans provide financial protection against life-threatening diseases such as cancer, heart attack or kidney failure. These plans ensure that you can focus on recovery without worrying about hefty medical bills.
Other Insurance Products
In addition to health insurance, TATA AIG offers a range of products such as travel insurance, personal accident insurance and more, providing all-around coverage for various aspects of life.
Who Can Become Health Insurance Agent with TATA AIG?
Becoming a health insurance agent with TATA AIG is a straightforward process that is open to anyone who meets the basic requirements and possesses the drive to succeed.
Basic Eligibility Requirements
To qualify as a health insurance agent, you need to meet the following criteria:
Minimum Age: You must be at least 18 years old to apply.
Educational Qualification: A 10th or 12th pass certificate is required to begin your journey as an agent.
These simple requirements ensure that the opportunity is accessible to a wide range of individuals, whether you are a student, homemaker or professional seeking a rewarding career.
Preferred Qualities
While meeting the eligibility criteria is essential, certain personal qualities can help you excel as a TATA AIG health insurance agent:
Good Communication Skills: The ability to explain policies clearly and build trust with clients is key to success.
Customer-First Approach: A focus on understanding and addressing customer needs is highly valued.
Enthusiasm for Learning: It is crucial to be willing to learn about the insurance industry and improve your skills through training.
If you are ready to embark on a fulfilling career, TATA AIG provides the tools, training and support to help you succeed. Start your journey today!
Difference Between POSP and an Individual Health Insurance Agent
| Criteria | PoSP (Point of Sales Person) | Individual Insurance Agent |
|---|---|---|
| Training Requirement | 15 hours | 25 hours |
| Examining Authority | Conducted by the insurer | Conducted by IRDAI |
|---|---|---|
| Scope of Products Sold | Limited to simple, pre-approved and pre-underwritten insurance plans. These are straightforward products with fixed benefits that require minimal explanation. Cannot sell complex or high-risk products. | Can sell all types of insurance products, including pre-underwritten and customised policies. Agents can help clients tailor policies to specific needs and offer guidance on complex and high-risk products. |
| Target Customer Base | Ideal for customers seeking basic and easy-to-understand insurance policies, such as car insurance, two-wheeler insurance or comprehensive health plans. | Serves a broad customer base, including individuals and businesses looking for both simple and customised insurance solutions, such as marine insurance. |
| Types of Policies Sold | Can sell motor, health and personal accident insurance—primarily pre-underwritten policies that are automatically generated based on the provided information. | Can sell a wide range of policies, including motor, health, travel, personal accident, fire, marine and business insurance. Agents can also offer high sum insured options in pre-underwritten policies. |
| Certification Validity | Valid for 3 years | Valid indefinitely unless the agent surrenders their licence. |
How to Become Health Insurance Agent with TATA AIG - Procedure Explained!
Becoming a health insurance agent with TATA AIG is an excellent opportunity to build a rewarding career. You will have flexible working hours, earn high commissions and be satisfied by helping others secure their health and future.
Whether you are a new or experienced professional, we provide a streamlined and supportive process to help you get started.
Step-by-Step Guide to Becoming an Agent
- Sign Up Process
Fill Out the Registration Form: Provide your basic details, such as name and contact information, when filling out the agent registration form on our website.
Keep Necessary Documents Ready: Ensure you have the required documents ready, including:
PAN Card
Aadhar card
Educational Certificates (10th/12th Pass)
Recent Passport-Size Photographs
Once your documents are in place, our team will verify them and guide you through the next steps.
Training & Certification
TATA AIG offers comprehensive training to prepare you for success:
Attend Training Sessions: These sessions can be completed online or in person and are designed to give you a thorough understanding of insurance products and sales techniques.
Complete Certification Programs: You will need to complete the mandatory Point of Sales Person (POSP) or Insurance Regulatory and Development Authority (IRDA) certification, depending upon the type of agent you want to become. These programs ensure you are equipped with the knowledge and skills to sell health insurance effectively.
Pass the Examination
After training, you will take the POSP/IRDAI agent exam. This exam tests your understanding of insurance policies, regulations and ethical practices. Clearing this exam is a crucial step toward becoming a certified health insurance agent.
Start Selling
Once certified, you are officially a TATA AIG health insurance agent! You can immediately begin selling health insurance products, earning commissions and building your client base. TATA AIG provides robust backend support to help you manage policies, claims and customer inquiries efficiently.
How Long Does the Process Take?
Step 1: Meet Eligibility Criteria (1 Day)
Ensure you meet the basic requirements mentioned above: a minimum educational qualification of 10th standard and a valid PAN card. If you do not already have a PAN card, obtaining one usually takes a day.
Step 2: Choose the Type of Insurance (1 Day)
Decide on the type of insurance products you want to specialise in, such as health insurance or a combination of policies. This step usually takes a day.
Step 3: Training and Certification (1–2 Weeks)
Complete TATA AIG’s training program, which includes videos, learning materials and expert guidance. The training lasts 10–14 days, followed by an online exam*. Results are usually announced within a week.
*The exam is online only for POSP, for IRDAI agents they have to give the exam at an IRDAI authorized exam centre.
Step 4: Obtain Your Licence (1–2 Weeks)
After passing the exam, apply for an IRDAI licence. The process takes 1–2 weeks.
Step 5: Start Your Journey with TATA AIG (1 Week)
Join TATA AIG as a certified agent. The onboarding process is quick, taking about a week, after which you can start selling insurance policies.
Brand Information
TATA AIG General Insurance Company Limited, a trusted name in the insurance sector, is a joint venture between the prestigious Tata Group and American International Group (AIG). Since its inception on January 22, 2001, TATA AIG has been at the forefront of providing reliable and innovative insurance solutions to individuals and businesses across India.
Celebrating 25 years of excellence in 2025, TATA AIG has grown into a household name synonymous with trust, quality and exceptional customer service.
With a Gross Written Premium (GWP) of ₹15,423 crores as of December 31, 2024, TATA AIG has established a vast presence with 221 offices nationwide. Our extensive distribution network includes over 89,000 Gross Written Premium (GWP) of ₹15,423 crores as of December 31, 2024. TATA AIG has established a vast presence with 221 offices nationwide.
Our extensive distribution network includes 1 lakh+ insurance agents, bancassurance partners and a workforce of 8,751+ employees. We also boast tie-ups with 12,000+ network hospitals, ensuring seamless support for claims and healthcare services.
Experienced Vs Fresher Medical Insurance Agent with TATA AIG
Benefits for Experienced Agents
Fast-Track Onboarding: Experienced agents can quickly get started with a streamlined onboarding process, saving time and effort.
Higher Commissions: TATA AIG rewards expertise with competitive commission rates, offering significant earning potential.
Advanced Sales Tools: Access to cutting-edge tools and technology simplifies client management, lead tracking and sales conversions.
Diverse Product Portfolio: TATA AIG offers a wide range of health insurance products, allowing agents to expand their client base and offer tailored solutions.
Trusted Brand Support: Leverage TATA AIG’s strong reputation and extensive network to build long-term customer relationships.
Opportunities for Freshers
Comprehensive Training Programs: Freshers receive expert-led training, including online modules and interactive sessions, to build essential industry skills.
Easy Certification: Become a certified agent by completing 15-25 hours of training (as per your chosen agent-type) and passing a simple exam, opening doors to a rewarding career.
Skill Development: Gain valuable experience in communication, sales and customer management through hands-on learning and guidance.
User-Friendly Tools: TATA AIG’s intuitive tools and resources help freshers navigate the industry with confidence and efficiency.
Career Growth Opportunities: Start your journey with TATA AIG and grow into a successful insurance professional with ample support and mentorship.
Supportive Ecosystem: Freshers benefit from TATA AIG’s dedicated backend support, ensuring they feel confident and prepared to succeed.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Questions (FAQs)
